Citi Rewards UnionPay Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
MoneySmart Exclusive
Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color)
Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color)
MoneySmart Exclusive
Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)
Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)
MoneySmart Exclusive
4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)
4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)
MoneySmart Exclusive
HK$2,200 ParknShop e-Voucher
HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
2 x Apple AirPods 5 (Value: HK$2,198)
2 x Apple AirPods 5 (Value: HK$2,198)
MoneySmart Exclusive
2 x Apple HomePod mini 2 (Value: HK$2,198, random color)
2 x Apple HomePod mini 2 (Value: HK$2,198, random color)
MoneySmart Exclusive
HK$2,000 Apple Store Gift Card
HK$2,000 Apple Store Gift Card
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfill the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Valid till 30 Nov 2026
ARE YOU ELIGIBLE?
This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 December 2026
Must perform accumulated transactions of HK$4,000 within 30 days of card issuance
Student Cards are not eligible for Moneysmart exclusive offer.
Please note: Before the application through the MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)
WHAT YOU NEED TO KNOW
The “Qualifying Period” will be from 3 November 2026 to 30 November 2026
Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 December, 2026
【❇️ Loan Bundle Reward】From 1 to 30 November 2026, new customers who successfully apply for designated Citi products via MoneySmart and fulfil both requirements below on or before 31 December 2026 will earn an extra HK$1,000 cash reward:
1. Apply for a designated Citi credit card and accumulate HK$4,000 or more in eligible spending within 30 days of card approval (the card must be approved on or before 31 December 2026);
2. Apply for Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan and successfully draw down HK$200,000 or more on or before 31 December 2026 (repayment tenor of 12 months or more).
⠀⠀Customers must complete and submit Citi Credit Card redemption form before 10 December 2026; and the Citi Loan redemption form after logging in to MoneySmart before 14 December 2026.
Applications can be submitted in any order, and no additional registration is needed. Once eligibility is confirmed, MoneySmart will automatically fulfil the extra HK$1,000 cash on top of your original welcome reward (automatically converted from 10,000 SmartPoints and deposited directly into your FPS account). T&Cs applies.🔐【 New! Enhanced Online Payment Security 】Citi's virtual credit card features a Dynamic CVC that automatically refreshes for each transaction, while supporting seamless recurring payments and automatic card detail updates upon renewal or replacement.
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