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Citi Rewards UnionPay Card
MoneySmart Exclusive
3% shopping rewards with no minimum spend
3% shopping rewards with no minimum spend

Citi Rewards UnionPay Card

Citi Rewards Card offers 3% Points Rebate on Shopping and Entertainment transactions, and 1% Points Rebate on local mobile payments.
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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HK$2,000 Apple Store Gift Card

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HK$2,000 Apple Store Gift Card

MoneySmart Exclusive
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HK$2,200 ParknShop e-Vouchers

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HK$2,200 ParknShop e-Vouchers

MoneySmart Exclusive
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PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)

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PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)

MoneySmart Exclusive
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staub Braiser 28cm/3.7L (Value: HK$3,999, random color)

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staub Braiser 28cm/3.7L (Value: HK$3,999, random color)

MoneySmart Exclusive
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Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)

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Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)

MoneySmart Exclusive
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Dyson Supersonic™ Travel Hair Dryer HD19 (Value: 2,490)

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Dyson Supersonic™ Travel Hair Dryer HD19 (Value: 2,490)

MoneySmart Exclusive
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4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)

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4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)

MoneySmart Exclusive

⚡【4-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,200 Cash Voucher! Rewards Worth Up to HK$4,600 +Trip.com Promo Codes! 🎉】
From 7 August to 10 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 staub Braiser 28cm/3.7L (Value: HK$3,999, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.

Valid till 10 Aug 2026

ARE YOU ELIGIBLE?

  • This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
    Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")

  • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 30 September 2026

  • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

  • Student Cards are not eligible for Moneysmart exclusive offer.

  • Please note: Before the application through the MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

WHAT YOU NEED TO KNOW

  1. The “Qualifying Period” will be from 7 August 2026 to 10 August 2026

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 20 August, 2026

  4. Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code
    ・Applicable to Trip.com new users only
    ・Promotion is subject to terms and conditions

T&CsFAQClaim Form

Card Details

Good For

Travelers frequently visiting Mainland China, benefiting from RMB transaction settlement without foreign currency fees.
Shoppers and moviegoers earning up to 3X points on eligible shopping and entertainment spending.
Reward seekers enjoying permanently valid points redeemable for cash vouchers or statement credits.

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