Citi PremierMiles Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)
4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)
MoneySmart Exclusive
PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
MoneySmart Exclusive
Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)
Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)
MoneySmart Exclusive
HK$2,000 Apple Store Gift Card
HK$2,000 Apple Store Gift Card
MoneySmart Exclusive
HK$2,200 ParknShop e-Voucher
HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color)
Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color)
MoneySmart Exclusive
2 x Apple AirPods 5 (Value: HK$2,198)
2 x Apple AirPods 5 (Value: HK$2,198)
MoneySmart Exclusive
2 x Apple HomePod mini 2 (Value: HK$2,198, random color)
2 x Apple HomePod mini 2 (Value: HK$2,198, random color)
⚡【November Citi Offer! ✨ Upgraded Gifts or Up to HK$2,200 Cash Voucher! Rewards Worth Up to HK$4,600🎉】
From now until 2 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers⠀
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Valid till 02 Nov 2026
ARE YOU ELIGIBLE?
This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 December 2026
Must perform accumulated transactions of HK$4,000 within 30 days of card issuance
Student Cards are not eligible for Moneysmart exclusive offer.
Please note: Before the application through the MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)
WHAT YOU NEED TO KNOW
The “Qualifying Period” will be from 1 November 2026 to 2 November 2026
Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 12 November, 2026
【❇️ Loan Bundle Reward】From 1 to 30 November 2026, new customers who successfully apply for designated Citi products via MoneySmart and fulfil both requirements below on or before 31 December 2026 will earn an extra HK$1,000 cash reward:
1. Apply for a designated Citi credit card and accumulate HK$4,000 or more in eligible spending within 30 days of card approval (the card must be approved on or before 31 December 2026);
2. Apply for Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan and successfully draw down HK$200,000 or more on or before 31 December 2026 (repayment tenor of 12 months or more).Applications can be submitted in any order, and no additional registration is needed. Once eligibility is confirmed, MoneySmart will automatically fulfil the extra HK$1,000 cash on top of your original welcome reward (automatically converted from 10,000 SmartPoints and deposited directly into your FPS account). T&Cs applies.
🔐【 New! Enhanced Online Payment Security 】Citi's virtual credit card features a Dynamic CVC that automatically refreshes for each transaction, while supporting seamless recurring payments and automatic card detail updates upon renewal or replacement.
Card Details
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Things to Note
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Citi PremierMiles Card
| Credit Card | Minimum Annual Salary | Annual Fee |
|---|---|---|
| Credit CardCiti PremierMiles Card | Minimum Annual Salary HK$120,000 | Annual FeeHK$1,800 |
Citibank PremierMiles Card Reviews: Citi Premier Miles Credit Card Pros and Cons
Citi Premier Miles Credit Card Pros
1. Earn up to 108,000 Points as welcome offers
2. 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer) to redeem mileage of over 100 airlines
3. Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express and Hotel Indigo)
4. No service charge for mileage conversion
5. Enjoy up to 12 times free access over 50 designated Plaza Premium Lounges around the world every calendar year
6. Enjoy free travel insurance
Citibank PremierMiles Card Cons
Should I get a Citi PremierMiles Card?
Citi PremierMiles Card Mileage Conversion Rate Comparison
| Credit Card | Mileage Conversion Rate | Minimum Annual Salary |
|---|---|---|
| Credit CardCiti PremierMiles Card | Mileage Conversion RateHK$8= 1Mile (Local Spend) | Minimum Annual Salary HK$120,000 |
| Credit CardStandard Chartered Cathay Mastercard | Mileage Conversion RateHK$5 = 1 Mile (Local Spend) ; HK$3=1Mile(Eligible spending on Cathay Airways and HK Express) | Minimum Annual Salary HK$96,000 |
| Credit CardDBS Black World Mastercard | Mileage Conversion RateHK$6= 1 Mile (Local Spend) | Minimum Annual Salary HK$240,000 |
Citi PremierMiles Card vs American Express Explorer Credit Card
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.
Citi PremierMiles Card vs Citi Rewards
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.
Citi PremierMiles Card vs Standard Chartered Cathay Mastercard
Citi Premier Miles vs Citi Prestige
FAQ
How do I get my Citi annual fee waiver?
- Cardholders can call Citibank customer service hotline: +852 2860 0333 to request for an annual fee waiver.
How do I convert Citi miles to Asia Miles?
- You can redeem the points that you have earned for Air Miles at Citi ThankYou℠ Rewards online.
How do I convert Citi miles to Avios?
- You can redeem the points that you have earned for Avios at Citi ThankYou℠ Rewards online. You will not be charged any service charge for mileage conversion.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial and insurance product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies (such as Allianz, AXA, Starr, BlueCross and more), and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.