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Best DBS Credit Cards in Hong Kong

We found 7 DBS credit cards for you!

Redeem various mileage points without any fee
DBS Black World Mastercard® image
DBS Black World Mastercard®
Up to 32,000 miles
Welcome Offer
HK$2/mile
Upon meeting overseas spending goal*
HK$6/mile
Local spending
MoneySmart Exclusive

【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 30 June 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!

Valid till 30 Jun 2026

APPLY NOW for DBS Black World Mastercard®
on DBS's secure site
DBS Eminent Visa Signature Card image
DBS Eminent Visa Signature Card
HK$360,000
Min. Annual Salary
5％
Rebate on 4 designated categories of spendings
1%
Rebate on other retail spending
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

APPLY NOW for DBS Eminent Visa Signature Card
on DBS's secure site
DBS LIVE FRESH image
DBS LIVE FRESH
HK$150,000
Min. Annual Salary
1%
Cash back on Online Overseas spend
5%
Cash Back for Designated Online Transaction
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

APPLY NOW for DBS LIVE FRESH
on DBS's secure site
Up to 8% rebate on local supermarkets
DBS COMPASS VISA image
DBS COMPASS VISA
HK$100,000
Min. Annual Salary
1%
Cash back on designated local spend
HK$10 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Compass Visa via MoneySmart,  can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

APPLY NOW for DBS COMPASS VISA
on DBS's secure site
DBS Eminent Visa Platinum Card image
DBS Eminent Visa Platinum Card
HK$150,000
Min. Annual Salary
5％
Rebate on 4 designated categories of spendings
1%
Rebate on other retail spending
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

APPLY NOW for DBS Eminent Visa Platinum Card
on DBS's secure site
DBS LIVE FRESH (STUDENT CARD) image
DBS LIVE FRESH (STUDENT CARD)
HK$0
Min. Annual Salary
1%
Cash back on Online Overseas spend
5%
Cash Back for Designated Online Transaction

APPLY NOW for DBS LIVE FRESH (STUDENT CARD)
on DBS's secure site
DBS Black American Express Card image
DBS Black American Express Card
HK$240,000
Min. Annual Salary
N/A
Cash back on local spend
$6 = 1 Mile
Miles Conversion (local spend)

Read More about DBS Black American Express Card

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Best DBS Credit Cards in Hong Kong 2021

DBS Credit CardsMinimum IncomeBenefits
DBS Credit CardsDBS Black World MastercardMinimum IncomeHK$240,000BenefitsHotel booking discounts and airport limousine service
DBS Credit CardsDBS Compass VisaMinimum IncomeHK$100,000BenefitsEnjoy 1% COMPASS Dollar rebate at designated merchants
DBS Credit CardsDBS Eminent Card (Visa Signature)Minimum IncomeHK$100,000BenefitsVisa Signature Exclusive Privileges
DBS Credit CardsDBS Eminent Card (Platinum)Minimum IncomeHK$360,000Benefits 1% Rebate on Local Spending, 2% Rebate on Spending in Foreign Currencies
DBS Credit CardsDBS Black World MastercardMinimum IncomeHK$240,000BenefitsHotel booking discounts and airport limousine service

DBS Credit Card Promotions and Offers

With DBS credit cards, cardholders can earn reward points for daily spending. What’s more, members can enjoy year-round dining, travel and shopping offers. Participating merchants include world-renowned hotels, popular hotel booking websites and more.

Dining & Restaurant Credit Card Offers

Eligible DBS credit card holders can enjoy coupons and instant discounts on the buffet, set dinner, à la carte food menu, dessert and more at a wide range of selected hotels and restaurants such as Harbour Plaza 8 Degrees, JW Marriott Hotel Hong Kong, Royal Park Hotel, etc. Hot deals include enjoy up to 30% off on a la carte menu, afternoon tea set and buffet at Café 8 Degrees in Harbour Plaza 8 Degrees. Enjoy up to 15% off on dining at JW Marriott Hotel Hong Kong. Please note that blackout dates apply to most offers. Cardholders are required to make a reservation in advance.

Travel Credit Card Offers

DBS offers cardholders with a full range of travel offers including bonus miles, discounts, cash coupons, upgrade offers for travel bookings throughout the year at selected merchants such as Agoda, Expedia, Hotels.com, etc. Hot deals include up to 70% discount on hotel booking at Agoda, up to 12% off on hotel booking at Expedia and up to 12% off on hotel bookings on hotels.com. Please note the difference between the booking period and stay period when applying the offers. In order to enjoy the offer, a minimum number of nights may be required. For details, please go to the DBS website.

Shopping Credit Card Offers

Shop with DBS credit cards to enjoy a host of year-round offers from discounts to cash coupons and from cash rebate to free services at designated stores including Chow Tai Fook, Pricerite Online Store, Taobao & Tmall, Sportshouse and more. For example, cardholders can enjoy 15% off on regular-priced new items at mydress.com, 5% discount on regular-priced items at Pricerite Online Store and 15% off at Zalora, etc. Offers are only applicable to selected items and cardholders are required to apply a promotional code at the checkout when shopping online. For the promotional code, please go to the DBS website.

What Makes DBS Credit Cards Stand Out

DBS Black World Mastercard

With DBS Black World Mastercard, cardholders can exchange DBS$ for 4 different mileage options namely Asia Miles, Avios, KrisFlyer and PhoenixMiles. Cardholders can also enjoy travel offers with participating merchants such as Hotels.com, Expedia.com.hk, Agoda.com, etc.

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature cardholders can enjoy up to 3% unlimited rebate throughout the year. Cardholders can also access all exclusive Visa Signature benefits from dining, travel to shopping.

DBS COMPASS VISA

DBS COMPASS VISA is best for people who always go for daily supplies. Cardholders can enjoy 8% discount for single transaction worth HK$100 or above at PARKnSHOP on every 2nd, 12th and 22nd of every month and 8% off at Watsons on every 5th, 15th and 25th of every month for single purchase of HK$500 or more.

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DBS Credit Card Reward Schemes

DBS$ Reward Scheme

DBS personal credit card holders (except for COMPASS VISA cardholders) can earn DBS $1 for every HK$250 spending. Cardholders may choose to either enjoy cash rebate or redeem DBS $ for other rewards under the Reward Scheme. Please note that changes to the type of reward scheme can only be made once a year.

COMPASS CARD Reward Scheme

COMPASS VISA cardholders enjoy $1 COMPASS Dollar for every HK$250 eligible spending. Cardholders can earn $1 COMPASS Dollar for every HK$100 eligible spending at selected merchants. COMPASS dollar will never expire.
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How to apply for DBS credit card

#1

Eligibility Criteria

  • Age: must be 18 years old or above
  • Residential status: Hong Kong resident 
  • Minimum income: meet the minimum annual income requirement. The minimum income requirement varies between cards so it is best to check before applying
#2

Documents Required

  • Proof of identity: HKID copy/ valid passport issued by place of origin
  • Income Proof: payslip/ bank statements/ passbook records 
  • Proof of address: utility bill/ bank/ credit card statement or letter issued by a bank within the past 3 months
#3

Application Process

Step 1: Submit application form online 

Step 2: Upload supporting documents 

Step 3: DBS will then process the application once the application and supporting documents are received

Step 4: The new credit card will be sent to you by mail upon successful application.

DBS Credit Card Hotline

For DBS credit card enquiries, cardholders can call the DBS 24-hour dedicated credit card customer service hotline at 2290 8888. To speak to a customer service representative, please follow this shortcut 3>1>8#.

DBS Credit Cards Frequently Asked Questions

How to Check the Status of a DBS HK Credit Card Application?

The applicant can check the application status online on DBS website. An SMS will also be sent to your registered number if your application has been approved.

What are the Documents Required to Apply for a DBS Credit Card?

ID copy, address proof (e.g. utility bill) and income proof (e.g. monthly bank statement, official job letter or contract) are required to apply principal credit card.

How to earn Reward Points with DBS Credit Cards?

Cardholders can earn DBS$ for local and overseas eligible retail transactions excluding balance transfer, insurance payment, bill payment, tax payment, Flexi Shopping, etc. Furthermore, you can earn 3X bonus points (HK$250 = DBS$3) for local dining transaction.

How to pay DBS credit card bill online?

Cardholders can do so by DBS iBanking, DBS digibank, and PPS. The merchant code of DBS on PPS is 45.

How to activate DBS HK credit card?

The easiest way is to do this via online banking. Select ‘Activate Your Credit Card’ under Main Menu and click ‘Next’ to activate the card. Cardholders can either take a picture of their card or enter the card details manually. Enter the verification code and the one-time password sent to your register mobile number to complete the activation process.