EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
Apply through MoneySmart and redeem for any of these:
Product Carousel
Only $549 with SmartPoints

Apple HomePod (Midnight)
26990 SmartPoints
worth HK$2699

Apple HomePod (Midnight)
26990 SmartPoints
worth HK$2699
FREE with SmartPoints

Trip.com HK$300 eGift Card
3000 SmartPoints
worth HK$300

Trip.com HK$300 eGift Card
3000 SmartPoints
worth HK$300
FREE with SmartPoints

Apple Store HK$300 Gift Card
3000 SmartPoints
worth HK$300

Apple Store HK$300 Gift Card
3000 SmartPoints
worth HK$300
MoneySmart Exclusive
3,000 SmartPoints
3,000 SmartPoints

View more rewards

View more rewards
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,540 cash rewards】
MS Exclusive: From now until 31 July 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 3,000 SmartPoints without any spending and redeem HK$300 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$1,240 cash rebate (included the extra up to 2% cash rebate)
・LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090)
・Dreame F20 Robot Vacuum (Suggested price: HK$2,999)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more reward details below
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
You need to apply through MoneySmart and credit card is approved. There are no spending requirements (Only applicable to the offer fulfilled by MoneySmart)
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.
WHAT YOU NEED TO KNOW
Customers who have successfully applied and obtained card approval must log-in to MoneySmart and submit the redemption form on or before 31 August 2026 in order to be eligible for MoneySmart exclusive reward.
From now until 31 July 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card (“Designated Credit Card”) via MoneySmart, can enjoy:
1️⃣ 3,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart); AND
2️⃣ HK$300 Cash Rebate (Fulfilled by PrimeCredit)New Customers of PrimeCredit Credit Card who successfully apply and fulfill designated spending requirement to get:
1️⃣ HK$1,240 cash rebate (included the extra up to 2% cash rebate) Or
2️⃣ LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090) Or
3️⃣ Dreame F20 Robot Vacuum (Suggested price: HK$2,999) Or
4️⃣ Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
5️⃣ Tertiary Student: : HK$200 Cash Rebate (spending HK$2,000 within 90 days)“New Customers of PrimeCredit Credit Card” means applicants who do not currently hold or have not held/canceled any credit cards issued by PrimeCredit Limited in the past 12 months prior to the date of their application for a Designated Credit Card.
Card Details
Good For
University students seeking cashback on daily retail and Octopus card spending.
Young adults desiring fee waiver benefits during their first five years of financial independence.
Cardholders wishing to maximize rewards without incurring high annual or foreign transaction fees.
Things to Note
While the first five years' annual fee is waived, ensure rewards justify the HK$1,500 thereafter.
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