Best Hang Seng Bank Credit Cards in Hong Kong
Compare Hang Seng Bank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards!
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We found 3 Hang Seng Bank credit cards for you!
【🎁 Mid-Year Exclusive Offer: Spend HK$100 Unlocks HK$1,000 Gift Card / Up to HK$2,600 in Rewards!】
From today until 15 June 2026, New Credit Card Customers who successfully apply for Hang Seng MMPOWER World Mastercard via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass * (Total value: HK$2,600)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970)
* Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!
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Existing Customers can also enjoy one of the rewards below:
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers or
・2 x Plaza Premium Lounge 3-Hour Passes* (Total Value: HK$1,300)
Valid till 15 Jun 2026
【😍 June Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 30 June 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796) or
・BRUNO Worldwide High-speed Hair Dryer BAK811 (Value: HK$698) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀
🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Valid till 30 Jun 2026
【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$1,970 rewards 🎁 or HK$900 vouchers!
From now until 30 June 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:
🎁 New Customers can enjoy one of the rewards below:
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298) or
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
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✨ Existing Customers can also enjoy one of the rewards below:
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Valid till 30 Jun 2026
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Best Hang Seng Credit Cards in Hong Kong 2022
| Credit Card | Minimum Annual Salary | Benefits |
|---|---|---|
| Credit CardHang Seng enJoy Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 2.4% Cash Dollars rebate on overseas spending and online shopping |
| Credit CardHang Seng MPOWER Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 4.4% Cash Dollars rebate in mobile payment |
| Credit CardHang Seng Visa Platinum Card | Minimum Annual SalaryHK$150,000 | BenefitsEarn $1 Cash Dollar for every HK$250 in retail spend |
| Credit CardHang Seng enJoy Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 2.4% Cash Dollars rebate on overseas spending and online shopping |
Hang Seng Credit Card Offers and Promotions
Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.
Credit Card Dining Offers
With Hang Seng credit card, cardholders can enjoy a host of dining offers on à la carte menu, lunch, afternoon tea, dinner buffets, etc. throughout the year at a wide range of participating five-star hotels and famous restaurants such as Sheraton, The Mira, W Hong Kong, etc.
Credit Card Shopping Offers
Shop with Hang Seng credit cards to enjoy an array of shopping discounts, free delivery and complimentary gifts upon purchase at selected merchants such as FORTRESS, YOOX, 3DG Jewellery, mydress.com, American Tourister, Arome Bakery. Etc.
Cash Dollars & Merchant Dollars
Cardholders can earn Cash Dollars when making eligible purchases with Hang Seng credit cards, which can be used as instant cash to offset spending at over 7,600 participating merchants in town such as IKEA, Shell, 7-ELEVEN, etc. Furthermore, cardholders can earn Merchant Dollars at selected merchants such as Sa Sa, Mirabell, etc. in addition to Cash Dollars for every spending.
Hang Seng Credit Card Hotline
Hang Seng Credit Card Designated Merchants
Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!
Supermarkets and Grocery Stores
Hang Seng credit card holders can use Cash Dollars as instant cash at participating supermarkets and grocery stores such as Wellcome, SOGO, Wing On, DCH Foods, etc.
Restaurants
With Hang Seng credit card, diners can enjoy Cash Dollars as instant cash at participating restaurants such as Regal Hotel, Royal Plaza Hotel, etc.
Online Shopping Merchants
Hang Seng offers Cash Dollars which can be used as instant cash at online Designated Merchants such as Chow Tai Fook, Bonjour, JHC, etc.
Hang Seng Credit Cards Frequently Asked Questions
Do Hang Seng Credit Cards have an Annual Fee Waiver?
- To request for an annual fee waiver, you can try by calling Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3 >1.
What’s the Difference Between Cash Dollars and Merchant Dollars?
- Cardholders can earn Cash Dollars for every spending with Hang Seng credit cards, which can be used to offset spending at over 7,600 designated merchant outlets throughout Hong Kong. At selected merchants such as Sa Sa, Mirabell, etc., cardholders can even earn Merchant Dollars in addition to Cash Dollars for every spending. Please note that Merchant Dollars can only be used at the same designated merchants as instant cash.
How do you Check the Status of a Hang Seng Credit Card Application?
- You can call Hang Seng credit card customer service hotline at 2398 0000 to check your application status. The shortcut to card application enquiry is 3>8>4>8.