Best Hang Seng Bank Credit Cards in Hong Kong
Compare Hang Seng Bank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards!
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We found 3 Hang Seng Bank credit cards for you!
【Upgrade Your New Phone with MMPOWER📱 — Earn Up to HK$3,398 Rewards / HK$1,000 Vouchers by Spending HK$100!】
Planning to upgrade your phone or shop for new tech gadgets this October?From now until 16 October 2026, new and existing credit card customers who successfully apply for the Hang Seng MMPOWER World Mastercard via MoneySmart and accumulate HK$100 in eligible retail spending within 30 days after card issuance can enjoy one of the following rewards:
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🎁 New Customers can enjoy one of the rewards below:
・BERMAS Spaceship Suitcase 2nd Version (30inch) (Value: HK$3,398, random color) or
・2 x Hong Kong Plaza Premium First with Infinity Room 3-Hour Access Passes (Total Value: HK$2,300) or
・Apple AirPods 5 (Value: HK$1,099)
・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) or
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers
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✨ Existing Customers can also enjoy one of the rewards below:
・Hong Kong Plaza Premium First with Infinity Room 3-Hour Access Passes (Total Value: HK$1,150)
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers
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Together with the Hang Seng welcome offer of up to $700 and monthly rebate of up to $500, eligible customers can enjoy a total rebate value of up to $2,200 — perfect for buying a new phone, phone accessories or tech gadgets!
Valid till 16 Oct 2026
【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$2,600 rewards 🎁 or HK$900 vouchers!
From now until 31 October 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:
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🎁 New Customers can enjoy one of the rewards below:
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・Cambridge Audio Melomania A100 True Wireless Earphones with ANC (Value: HK$1,180, random color) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298, random color) or
・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) (Limited to 50 quotas) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
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✨ Existing Customers can also enjoy one of the rewards below:
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650) or
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
Valid till 31 Oct 2026
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Best Hang Seng Credit Cards in Hong Kong 2022
| Credit Card | Minimum Annual Salary | Benefits |
|---|---|---|
| Credit CardHang Seng enJoy Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 2.4% Cash Dollars rebate on overseas spending and online shopping |
| Credit CardHang Seng MPOWER Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 4.4% Cash Dollars rebate in mobile payment |
| Credit CardHang Seng Visa Platinum Card | Minimum Annual SalaryHK$150,000 | BenefitsEarn $1 Cash Dollar for every HK$250 in retail spend |
| Credit CardHang Seng enJoy Card | Minimum Annual SalaryHK$150,000 | BenefitsUp to 2.4% Cash Dollars rebate on overseas spending and online shopping |
Hang Seng Credit Card Offers and Promotions
Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.
Credit Card Dining Offers
With Hang Seng credit card, cardholders can enjoy a host of dining offers on à la carte menu, lunch, afternoon tea, dinner buffets, etc. throughout the year at a wide range of participating five-star hotels and famous restaurants such as Sheraton, The Mira, W Hong Kong, etc.
Credit Card Shopping Offers
Shop with Hang Seng credit cards to enjoy an array of shopping discounts, free delivery and complimentary gifts upon purchase at selected merchants such as FORTRESS, YOOX, 3DG Jewellery, mydress.com, American Tourister, Arome Bakery. Etc.
Cash Dollars & Merchant Dollars
Cardholders can earn Cash Dollars when making eligible purchases with Hang Seng credit cards, which can be used as instant cash to offset spending at over 7,600 participating merchants in town such as IKEA, Shell, 7-ELEVEN, etc. Furthermore, cardholders can earn Merchant Dollars at selected merchants such as Sa Sa, Mirabell, etc. in addition to Cash Dollars for every spending.
Hang Seng Credit Card Hotline
Hang Seng Credit Card Designated Merchants
Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!
Supermarkets and Grocery Stores
Hang Seng credit card holders can use Cash Dollars as instant cash at participating supermarkets and grocery stores such as Wellcome, SOGO, Wing On, DCH Foods, etc.
Restaurants
With Hang Seng credit card, diners can enjoy Cash Dollars as instant cash at participating restaurants such as Regal Hotel, Royal Plaza Hotel, etc.
Online Shopping Merchants
Hang Seng offers Cash Dollars which can be used as instant cash at online Designated Merchants such as Chow Tai Fook, Bonjour, JHC, etc.
Hang Seng Credit Cards Frequently Asked Questions
Do Hang Seng Credit Cards have an Annual Fee Waiver?
- To request for an annual fee waiver, you can try by calling Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3 >1.
What’s the Difference Between Cash Dollars and Merchant Dollars?
- Cardholders can earn Cash Dollars for every spending with Hang Seng credit cards, which can be used to offset spending at over 7,600 designated merchant outlets throughout Hong Kong. At selected merchants such as Sa Sa, Mirabell, etc., cardholders can even earn Merchant Dollars in addition to Cash Dollars for every spending. Please note that Merchant Dollars can only be used at the same designated merchants as instant cash.
How do you Check the Status of a Hang Seng Credit Card Application?
- You can call Hang Seng credit card customer service hotline at 2398 0000 to check your application status. The shortcut to card application enquiry is 3>8>4>8.
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