Hang Seng MMPOWER World Mastercard
MoneySmart Exclusive
Up to 4% +FUN dollars on foreign currency spending
Up to 4% +FUN dollars on foreign currency spending

Hang Seng MMPOWER World Mastercard

Hang Seng MMPOWER World Mastercard is designed for the young. Enjoy up to 8% +FUN Dollars on online fashion, online entertainment and designated merchants spending, up to 5% +FUN Dollars on other online spending, up to 4% +FUN Dollars for foreign currencies spending.
Perpetual annual fee waiver
Annual fee
Up to 8%
+FUN Dollars on online shopping and designated merchants
Up to 5%
+FUN Dollars on Online Retail Transaction

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【🎁 Mid-Year Exclusive Offer: Spend HK$100 Unlocks HK$1,000 Gift Card / Up to HK$2,600 in Rewards!】
From today until 15 June 2026, New Credit Card Customers who successfully apply for Hang Seng MMPOWER World Mastercard via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass * (Total value: HK$2,600)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970)
* Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!
⠀⠀
Existing Customers can also enjoy one of the rewards below:
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers or
・2 x Plaza Premium Lounge 3-Hour Passes* (Total Value: HK$1,300)

Valid till 15 Jun 2026

ARE YOU ELIGIBLE?

  • * "New credit card customer" refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited

  • "Existing Credit Card Customers" refer to applicants who are currently holding and / or have ever held the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

  • The Welcome Offers are not applicable to Principal Card customers who are currently holding and / or have ever held any MMPOWER World Mastercard / Spending Card during the 12 months immediately preceding the date of application.
    If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

  • In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.

  • To borrow or not to borrow? Borrow only if you can repay!

WHAT YOU NEED TO KNOW

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2026

  2. New credit card customers who successfully applied for the MMPOWER World Mastercard via MoneySmart simply spend HK$100 within 30 days after card issuance, can enjoy HK$1,000 Apple Store Gift Card or HK$1,000 HKTVmall e-Vouchers or 4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300) or LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100) or Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970)

  3. Existing credit card customers who successfully applied for the MMPOWER World Mastercard via MoneySmart simply spend HK$100 within 30 days after card issuance, can enjoy an extra HK$500 Apple Store Gift Card or HK$500 HKTVmall e-Vouchers or 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300)

  4. 【Welcome Offer】
    Successfully applied the Designated Credit Card during the Promotion Period, and have made transaction in an accumulated amount of HKD5,000 with the card within 60 days from the date of new card issuance, New credit card customers will be entitled to $700 +FUN Dollars (apart from the basic +FUN Dollars rebate), Existing Credit Card Customers will be entitled to $300 +FUN Dollars (apart from the basic +FUN Dollars rebate).

  5. Existing Hang Seng customers can log on to Hang Seng Mobile App for a quicker application and processing - the system will automatically fill in your personal information from their records and the promo code. Upon login, the promo code will be pre-filled in the application form.

Card Details

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