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BEA Goal Credit Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
New credit card customers - HK$800 ParknShop e-Vouchers
New credit card customers - HK$800 ParknShop e-Vouchers
MoneySmart Exclusive
New credit card customers - HK$800 Apple Store Gift Card
New credit card customers - HK$800 Apple Store Gift Card
ăđïžSummer Exclusive | Earn Extra HK$800 Vouchers!ă
From 29 May until 30 June 2026, new BEA cardholders# who successfully apply for any designated BEA credit card using MoneySmart promo code "BEAMS", approved on or before 31 July 2026, and reach HK$800 or above in Eligible Spending^ within the first 30 days after card issuance (make at least one transaction by mobile payment^^), you can earn additional đ HK$800 Apple Store Gift Card/ HK$800 ParknShop e-Vouchers! Including BEA welcome offer, you can earn up to HK$1,300 rewards!
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Donât use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmartâs designated link, please complete the application from asap; Do not open another web page.
Must be New BEA cardholder; Apply for designated BEA Credit Cards via our designated link and MoneySmart promo code âBEAMSâ during the promotion period and the application is approved on or before 31 July 2026
#âNew BEA cardholdersâ refers to principal card applicants who have not held any BEA Credit Card
(excluding the BEA Corporate Card, all co-branded/affinity cards, supplementary cards and selected customers) in the 6 months prior to the application submission and approval date.Must perform accumulated eligible spending^ of HK$800 or above within 30 days start from the card issuance date, and require to make at least 1 transaction by mobile payment
^^Mobile payments only include eligible spending made via Apple Pay or Google Pay.
^Eligible local and overseas retail spending (âEligible Spendingâ) includes:
(i) Eligible local retail spending: local retail transactions/online purchases.
(ii) Eligible overseas retail spending: (a) retail transactions made outside of Hong Kong and posted in any currency other than Hong Kong dollars, (b) transactions settled in Hong Kong dollars under Dynamic Currency Conversion, and (c) online transactions posted in any currency other than Hong Kong dollars
WHAT YOU NEED TO KNOW
Customers must complete and submit the redemption form with the correct BEA credit card application reference number (starting with the letter "OA" and consisting of 12 alphanumeric characters), which can be found in the email sent by BEA (this will be sent after successful credit card application submission) after logging in to MoneySmart on or before 31 July, 2026 to be eligible for extra rewards.
ăMoneySmart Exclusive Offeră
From 29 May until 30 June 2026, new customers who use MoneySmart promo code "BEAMS" to successfully apply for the BEA GOAL Credit Card via our designated link, approved on or before 31 July 2026, and must perform accumulated eligible spending^ of HK$800 or above within 30 days after the card issuance (make at least one transaction by mobile payment^^), you can earn one of the additional rewards below.
ă»HK$800 Apple Store Gift Card
ă»HK$800 ParknShop e-Vouchers
(fulfilled by MoneySmart)ăBEA Welcome Offeră
New Customer who applied for BEA Goal Credit Card between 21 January, 2026 and 30 June, 2026. Successfully activate the card and reach HK$5,000 or above in Eligible Spending within the first 3 months of issuance will entitle to a HK$500 cash rebate
(fulfilled by BEA)Important Notes (Applicable to points 1-3 above):
ă»If multiple BEA credit cards are applied for at the same time, only the first approved card will be eligible for rewards (including MoneySmart Rewards/BEA Welcome gift), and this is based on BEAâs system records.
ă»BEA permanent staff are not entitled to receive any rewards (including MoneySmart Rewards/ BEA Welcome gift).
Card Details
- First-year annual fee waiver
- Basic Reward: Every HK$250 in retail spending = HK$1 cash rebate (equivalent to a 0.4% cash rebate)
- Extra Reward (Monthly accumulated spending amount of HK$2,000 or above, maximum cash rebate per calendar month)
- 6% extra cash rebate on Travel & Local Transport
- 5% extra cash rebate on Entertainment
- 4% extra cash rebate on Online Spending & Mobile Payment
- Welcome Reward: HK$500 Cash Rebate
New Customer who applied for BEA Goal Credit Card between January 21, 2026, and June 30, 2026. Successfully activate the card and reach HK$5,000 or above in Eligible Spending within the first 3 months of issuance will entitle to a HK$500 cash rebate (fulfilled by BEA) - Savours up to 30% off on delicacies with BEA Credit Card
- 6% extra cash rebate on Travel & Local Transport
- agoda: Up to 7% discount on hotel bookings in worldwide destinations with stay period is until 30 June 2027.
- Expedia: Use coupon code ăBEAHK08ăto enjoy 8% off on selected hotels at designated website
- Hotels.com: Use coupon code ăBEA8ăto enjoy 8% off on selected hotels at designated website
- hutchgo.com: Get 6% off for hotel booking at designated locations when entering e-Coupon code ăBEA2026ăduring checkout on website or mobile app
- Priority booking on concert tickets
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