BEA World Mastercard

ARE YOU ELIGIBLE?

• Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

• After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

• Must be New BEA cardholder; Apply for designated BEA Credit Cards via our designated link and MoneySmart promo code “BEAMS” during the promotion period and the application is approved on or before 31 July 2026

   

  #“New BEA cardholders” refers to principal card applicants who have not held any BEA Credit Card
  (excluding the BEA Corporate Card, all co-branded/affinity cards, supplementary cards and selected customers) in the 6 months prior to the application submission and approval date.

• Must perform accumulated eligible spending^ of HK$800 or above within 30 days start from the card issuance date, and require to make at least 1 transaction by mobile payment
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  ^^Mobile payments only include eligible spending made via Apple Pay, Google Pay, or UnionPay QuickPass.
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  ^Eligible local and overseas retail spending (“Eligible Spending”) includes:
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  (i) Eligible local retail spending: local retail transactions/online purchases.
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  (ii) Eligible overseas retail spending: (a) retail transactions made outside of Hong Kong and posted in any currency other than Hong Kong dollars, (b) transactions settled in Hong Kong dollars under Dynamic Currency Conversion, and (c) online transactions posted in any currency other than Hong Kong dollars
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  For details, please refer to MoneySmart’s Terms and Conditions.

WHAT YOU NEED TO KNOW

1. Customers must complete and submit the redemption form with the correct BEA credit card application reference number (starting with the letter "OA" and consisting of 12 alphanumeric characters), which can be found in the email sent by BEA (this will be sent after successful credit card application submission) after logging in to MoneySmart on or before 31 July, 2026 to be eligible for extra rewards.

2. 【MoneySmart Exclusive Offer】
   From 29 May until 30 June 2026, new customers who use MoneySmart promo code "BEAMS" to successfully apply for the BEA World Mastercard via our designated link, and must perform accumulated eligible spending^ of HK$800 or above within 30 days after the card issuance (make at least one transaction by mobile payment^^), you can earn one of the additional rewards below.
   ・HK$800 Apple Store Gift Card
   ・HK$800 ParknShop e-Vouchers
   (fulfilled by MoneySmart)

3. 【BEA Welcome Offer】
   New Customer who applied for BEA World Mastercard between 21 January, 2026 and 30 June, 2026. Successfully activate the card and reach HK$5,000 or above in Eligible Spending within the first 3 months of issuance will entitle to a HK$500 cash rebate
   (fulfilled by BEA)

    

   
   
   Important Notes (Applicable to points 1-2 above):
   ・If multiple BEA credit cards are applied for at the same time, only the first approved card will be eligible for rewards (including MoneySmart Rewards/BEA Welcome gift), and this is based on BEA’s system records.
   ・BEA permanent staff are not entitled to receive any rewards (including MoneySmart Rewards/ BEA Welcome gift).