Most Popular Credit Cards

Surprise Deal⚠️ Limited-time Boost Just Dropped**【Get HK$2,000 Cash Rewards - No spending required🤩】**
From 8 July until 10 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard via MoneySmart and get approved can enjoy one of the following rewards, with no spending required:
💥 HK$1,800 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers / Trip.com e-Vouchers
・8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$5,200)
・4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$4,600)
・PHILIPS RO Water Dispenser with Cooling ADD6912/90 (Value: HK$3,788, random color)
・LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300)
・SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Value: HK$2,599, random color)
+Trip.com up to 8% Hotel Bookings 🏨 Promo Code + Trip.com up to HK$200 Flights ✈️ Promo Code (upon claim submission) ! T&Cs applied.
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!

🌟Limited-Time Offer【Spend HK$4,000 to Redeem Rewards Worth Up to HK$3,890 + HK$200 Cashback Upon Card Approval!】
New customers who successfully open a Mox account and apply for a Mox Credit Card via MoneySmart invitation code “2000MOXMS” can first enjoy:
1️⃣ 🏖️Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (fulfilled by MoneySmart), plus [⚡️limited-time until 7.31!] HKD200 cash rebate upon card approval (fulfilled by Mox);

2️⃣  Spend HK$4,000 within 60 days of card approval and choose ONE of the following rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・[🔥NEW!] Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・[🔥NEW!] Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
(Fulfilled by Mox; rewards are limited and available on a first-come, first-served basis while stock lasts)

3️⃣ Deposit HKD100,000 or above into your current account within 7 days of account opening, maintain the balance for 60 days or more and have your Mox credit card approved to enjoy 💰 an additional HKD1,000 cash rebate!

*Subject to “2000MOXMS” Invitation Code Promotion Terms and Conditions.

【July Flash Deal⚠️ Apply to Earn HK$1,500 Cash Vouchers / Up to HK$3,600 Rewards!】
From now until 10 July 2026, New Cardholders who successfully apply for Standard Chartered Smart Card via MoneySmart and get approved can enjoy one of the following rewards, with no spending required:
・Medicube Age-R Ultra Tune 40.68 Facial Beauty Device (Value: HK$3,600, random color)
・Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value: HK$3,498, random color)
・AirPods Pro 3 (Value: HK$1,849, random color)
・BRUNO Oval Hot Plate + Grill Set + Steamer Set (Value: HK$1,798, random color)
・HK$1,500 Apple Store Gift Card / ParknShop e-Vouchers / Trip.com e-Vouchers
＋Trip.com up to 8% Hotel Bookings 🏨 Promo Code + Trip.com up to HK$200 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
⠀⠀
Plus, you can also earn SCB Welcome Offer: make Accumulated Eligible Transactions of HK$3,500 within the first month after card issuance can earn HK$1,000 CashBack (valid until 7.30)!

⚡July Exclusive Deal【🔥Earn HK$1,000 Cash/ Up to HK$3,700 Rewards】
From 7 July until 14 July 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as the sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 7)🎁 :
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・Apple AirPods 4 (Value: HK$1,099)
・[🔥Limited-time Upgrade] HK$1,000 ParknShop e-Vouchers/ HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

【☀️ Summer Travel Ready】Spend HK$100 to Unlock HK$1,000 Vouchers or Travel Rewards Worth Up to HK$2,600!
Summer holiday is the perfect time to plan your next trip! From now until 15 July 2026, new and existing credit card customers who successfully apply for Hang Seng MMPOWER World Mastercard via MoneySmart and accumulate eligible retail spending of HK$100 within 30 days after card issuance can choose 1 exclusive reward — perfect for online travel bookings, shopping for travel gear, or upgrading your airport experience.

🎁 New Customers can enjoy one of the rewards below:
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers or
・4 x Plaza Premium Lounge APAC 3-Hour Access Passes* (Total Value: HK$2,600) or
・2 x Hong Kong Plaza Premium First with Infinity Room 3-Hour Access Passes (Total Value: HK$2,300) or
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100) or
・Medicube Age-R Booster Cleanser + Booster Pro Mini Plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970)
*Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD and more. HKG bonus: choose lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

✨ Existing Customers can also enjoy one of the rewards below:
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers or
・2 x Plaza Premium Lounge 3-Hour Passes* (Total Value: HK$1,300)

⚡July Exclusive Deal【🔥Earn HK$1,000 Cash/ Up to HK$3,700 Rewards】
From 7 July until 14 July 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as the sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 7)🎁 :
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・Apple AirPods 4 (Value: HK$1,099)
・[🔥Limited-time Upgrade] HK$1,000 ParknShop e-Vouchers/ HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards！】
⚡Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
　
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
　
Terms & Conditions Apply.

Surprise Deal⚠️ Limited-time Boost Just Dropped**【Get HK$2,000 Cash Rewards - No spending required🤩】**
From 8 July until 10 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard via MoneySmart and get approved can enjoy one of the following rewards, with no spending required:
💥 HK$1,800 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers / Trip.com e-Vouchers
・8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$5,200)
・4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$4,600)
・PHILIPS RO Water Dispenser with Cooling ADD6912/90 (Value: HK$3,788, random color)
・LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300)
・SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Value: HK$2,599, random color)
+Trip.com up to 8% Hotel Bookings 🏨 Promo Code + Trip.com up to HK$200 Flights ✈️ Promo Code (upon claim submission) ! T&Cs applied.
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!

【😍 July Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 31 July 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :

🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796) or
・BRUNO Worldwide High-speed Hair Dryer BAK811 (Value: HK$698) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀

🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)

【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 12 July 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 22 July 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $900 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!

【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 20 July 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!

【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 12 July 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 22 July 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $900 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) (Promotion ends 31 Jul 2026)!

Unlimited CashBack All Year-round【Flash Offer: Get up to HK$3,600 Rewards!🎁】
From now until 10 July 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card via MoneySmart and get approved can enjoy one of the following rewards, with no spending required:
・Medicube Age-R Ultra Tune 40.68 Facial Beauty Device (Value: HK$3,600, random color)
・Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value: HK$3,498, random color)
・AirPods Pro 3 (Value: HK$1,849, random color)
・BRUNO Oval Hot Plate + Grill Set + Steamer Set (Value: HK$1,798, random color)
・HK$1,500 Apple Store Gift Card / ParknShop e-Vouchers / Trip.com e-Vouchers

• Trip.com up to 8% Hotel Bookings 🏨 Promo Code + Trip.com up to HK$200 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.

From now until 20 July 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 12 July 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $900 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!

【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 12 July 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 22 July 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 12 July 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 22 July 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $900 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!