HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Apply through MoneySmart and redeem for any of these:
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HSBC Welcome Offer
$800 RewardCash
Valid Until 28 February 2027
$800 RewardCash
Valid Until 28 February 2027
Cash Instalment Plan
$200 RewardCash
Valid Until 28 February 2027
$200 RewardCash
Valid Until 28 February 2027
【🚨 9.28 - 12.31 : Earn Up to HK$1,280 RewardCash — Your #1 Card for Mainland China !🇨🇳】
From 28 September to 31 December 2026, New Credit Card Customers who successfully apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card via MoneySmart with promo code "HSBCPULSE", and make a QR code payment of HK$50 / RMB50 or above, can earn $10 RewardCash (up to $280 in total). Together with the base welcome offer of up to $800 RewardCash, — totalling up to $1,280 RewardCash! New cardholders who successfully apply for the Cash Instalment Plan can also enjoy an extra $200 RewardCash.
1️⃣ ⚡️Limited-time welcome offer up to $1,280 RewardCash (base welcome offer up to $800 + QR payments up to $280 + Cash Instalment Plan extra $200)
2️⃣ Spend in Mainland China & Macau and earn up to 4.4% RewardCash rebate
3️⃣ Extra 3% RewardCash on eligible Mainland dining spend (register via HSBC Reward+ for a combined rebate of up to 7.4%)
4️⃣ Complimentary Lounge To-Go meal set at the Plaza Premium Lounge High Speed Rail Hong Kong West Kowloon Station during the promotion period
5️⃣ Instant discount of up to RMB500 at Qianhai Snow World (RMB150 off spend of RMB1,000+ / RMB500 off spend of RMB3,000+)
6️⃣ 🧋Enjoy Heytea and gaga drinks from half price
💡 Tip: Earn up to 4.4% RewardCash on QR and mobile payments in Mainland China and Macau. Apply now and unlock the limited-time offers!
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 31 Dec 2026
ARE YOU ELIGIBLE?
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.
"New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
Eligible Credit Card refers to: HSBC Pulse UnionPay Dual Diamond Credit Card.
Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 10 December, 2026 to be eligible for extra rewards.
WHAT YOU NEED TO KNOW
【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash. T&Cs apply.【Spending Instalment Plan Promotion】Extra $200 RewardCash
New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.T&Cs apply.【📱Phone First, Work Later: Let the Top Scorers Get the Phone First!】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), customers who successfully apply for any designated product via MoneySmart (including credit cards, loans, investment accounts and travel insurance) with the eligibility requirements fulfilled, join the Mini Game on the campaign page, and submit your result in the reward redemption form. Top 100 Eligible Participants with the highest scores will stand a chance to win iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4 and Apple Store Gift Cards!
【Campaign and Score Submission Rules】
・Submission Deadline: Eligible Customers must submit the claim form on or before 24 October 2026, along with a valid screenshot of their Mini Game score.
・More Applications, More Chances: For each successful application of a designated product, you may submit one form and one Mini Game score. You may replay the Mini Game an unlimited number of times to refresh your best score, and upload your most satisfactory score screenshot when submitting the form.
・Scores Cannot Be Reused: Each Mini Game score screenshot can only be used for single claim form; the same score record must not be reused.
・Results Announcement: The winner list will be announced on MoneySmart's social media page on 12 February 2027.
・Terms and Conditions: Please refer to the campaign page for details. Offer is subject to terms and conditions."New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute
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