HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Special Promotion

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card offers two currencies in one card so cardholders do not have to worry about currency fluctuations. What's more, cardholders can enjoy up to extra 2% exclusive rebate for spending in Mainland China and Macau, a total of up to 4.4% RewardCash rebate together with Red Hot Rewards of Your Choice.
HK$120,000
Min. Annual Salary
Up to 4.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)

Apply through MoneySmart and redeem for any of these:

【🚨 9.28 - 12.31 : Earn Up to HK$1,280 RewardCash — Your #1 Card for Mainland China !🇨🇳】

From 28 September to 31 December 2026, New Credit Card Customers who successfully apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card via MoneySmart with promo code "HSBCPULSE", and make a QR code payment of HK$50 / RMB50 or above, can earn $10 RewardCash (up to $280 in total). Together with the base welcome offer of up to $800 RewardCash, — totalling up to $1,280 RewardCash! New cardholders who successfully apply for the Cash Instalment Plan can also enjoy an extra $200 RewardCash.

1️⃣ ⚡️Limited-time welcome offer up to $1,280 RewardCash (base welcome offer up to $800 + QR payments up to $280 + Cash Instalment Plan extra $200)

2️⃣ Spend in Mainland China & Macau and earn up to 4.4% RewardCash rebate

3️⃣ Extra 3% RewardCash on eligible Mainland dining spend (register via HSBC Reward+ for a combined rebate of up to 7.4%)

4️⃣ Complimentary Lounge To-Go meal set at the Plaza Premium Lounge High Speed Rail Hong Kong West Kowloon Station during the promotion period

5️⃣ Instant discount of up to RMB500 at Qianhai Snow World (RMB150 off spend of RMB1,000+ / RMB500 off spend of RMB3,000+)

6️⃣ 🧋Enjoy Heytea and gaga drinks from half price

💡 Tip: Earn up to 4.4% RewardCash on QR and mobile payments in Mainland China and Macau. Apply now and unlock the limited-time offers!

Valid till 31 Dec 2026

Are you eligible?

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

  • "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

What you need to know

  1. 【HSBC Credit Card Welcome Offer】Up to $800 RewardCash

    During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash. T&Cs apply.

  2. 【Spending Instalment Plan Promotion】Extra $200 RewardCash

    New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.T&Cs apply.

  3. "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

    "Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

Card Details

Good For

Frequent travelers between Hong Kong and Macau who need extra rewards on mobile payments.  
Mainland China visitors wanting to avoid foreign currency transaction fees while maximizing RewardCash rebates.  
Business professionals seeking UnionPay Diamond perks and airport lounge access for their overseas trips.

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