HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Special Promotion

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card offers two currencies in one card so cardholders do not have to worry about currency fluctuations. What's more, cardholders can enjoy up to extra 2% exclusive rebate for spending in Mainland China and Macau, a total of up to 4.4% RewardCash rebate together with Red Hot Rewards of Your Choice.
HK$120,000
Min. Annual Salary
Up to 4.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)

Apply through MoneySmart and redeem for any of these:

【🌟Enjoy Up to $1,000 RewardCash Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】

From now until 30 November 2026, new credit card customers who successfully apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card via MoneySmart during the Promotion Period and accumulate eligible spending of HK$8,000 within the first 60 calendar days after card issuance can earn $800 RewardCash. Successfully apply for the “Cash Instalment Plan” to earn an additional $200 RewardCash!

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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)!

Terms and conditions apply.

Valid till 30 Nov 2026

Are you eligible?

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

  • "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

What you need to know

  1. 【Welcome Offer – Earn Up to $1,000 RewardCash】

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    1. Welcome Offer: Spend HK$8,000 to Earn $800 RewardCash

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    From 1 March 2026 to 28 February 2027, new credit card customers who successfully apply for an eligible credit card via MoneySmart and receive card approval can earn $800 RewardCash upon accumulating eligible spending of HK$8,000 within the first 60 calendar days after card issuance.

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    2. “Cash Instalment Plan”: Earn an Extra $200 RewardCash

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    New credit card customers who activate their eligible credit card within the first 60 calendar days after card issuance, successfully apply for the “Cash Instalment Plan” with an approved drawdown amount of HK$20,000 or above, and select a repayment tenor of 12 months or above can earn an additional $200 RewardCash. Terms and conditions apply.

  2. 【🍎Apple Exclusive | Enjoy Up to 8% RewardCash rebate!】

    1. From 10 September to 13 November 2026, accumulate eligible spending of HK$5,000 or more (single net spending of HK$500 or above) using your HSBC credit card via Apple Store offline, Apple Store Online or Apple Store app to earn an additional 6% RewardCash rebate (Max. rebate: $350 RC throughout the period)

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    2. During the promotional period, make an eligible purchase of HK$1,000 or more using your HSBC credit card via Apple Pay at Apple Stores, the Apple Store online store, or the Apple Store App, and successfully set up a Spending Instalment Plan of 12 months or longer, you'll enjoy an additional 2% RewardCash rebate (Max. rebate: $400 RC).

  3. "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

    "Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

Card Details

Good For

Frequent travelers between Hong Kong and Macau who need extra rewards on mobile payments.  
Mainland China visitors wanting to avoid foreign currency transaction fees while maximizing RewardCash rebates.  
Business professionals seeking UnionPay Diamond perks and airport lounge access for their overseas trips.

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