HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card offers two currencies in one card so cardholders do not have to worry about currency fluctuations. What's more, cardholders can enjoy up to extra 2% exclusive rebate for spending in Mainland China and Macau, a total of up to 4.4% RewardCash rebate together with Red Hot Rewards of Your Choice.
HK$120,000
Min. Annual Salary
Up to 4.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive
【Limited-time Welcome Offer: Up to $1,280 RewardCash!】
During the Promotion Period, New Credit Card Customers who successfully apply for an HSBC Pulse UnionPay Dual Diamond Credit Card via MoneySmart, and meet the specified spending requirement and other requirements, can enjoy up to $1,280 Reward Cash!
1️⃣ $800 RewardCash upon making a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance
2️⃣ [⚡️limited-time!] Up to 20% RewardCash for QR code payment, totalling up to $280 Reward Cash
3️⃣  $200 RewardCash for new credit card customers who successfully apply for the Spending Instalment Plan
Valid until 31 Aug 2025 - See more details below

Are you eligible?

    • 【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
      During the promotion period from 1 March 2025 to 28 February 2026, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash.
    • 【Extra Welcome Offer】Up to $280 RewardCash
      During the promotion period from 11 August to 31 December 2025, New and Existing Credit Card Customers who are entitled to the Welcome Offer, within the first 60 calendar days of card issuance, make a single Eligible Transaction of HKD/ RMB 50 or above through QR Code Payment with HSBC Reward+ App or UnionPay App for once to get a $10 RewardCash rebate. You can enjoy up to 28 times and totaling up to $280 RewardCash rebate.T&Cs apply.
    • 【Spending Instalment Plan Promtion】Extra $200 RewardCash
      New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Spending Instaalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.

What you need to know

  1. "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
T&Cs

Quick Facts

Get the maximum value by

spending in Mainland China or Macau

Good for

frequent travellers to China, Hong Kong and Macau

Categories to maximise this card

spending in China or Macau

What people use it for

spending in China or Macau

Get if

you are a frequent traveller between China, Hong Kong and Macau who would like to earn more rewards for spending in China and Macau and enjoy offers for UnionPay Diamond cardholders

All Details

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