HSBC Visa Gold Card for Students
MoneySmart Exclusive

HSBC Visa Gold Card for Students

6X
RewardCash for spending in Rewards of Your Choice category
Up to 2.4%
RewardCash Rebate
$300
RewardCash

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $800 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $800 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.

Valid till 30 Sep 2026

ARE YOU ELIGIBLE?

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

  • "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

  • Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 10 October, 2026 to be eligible for extra rewards.

WHAT YOU NEED TO KNOW

  1. 【MoneySmart Exclusive Offer】
    From now until 30 September 2026, successfully apply for any designated HSBC Credit Card via MoneySmart, and submit the redemption form on or before 10 October 2026, you can earn :
    ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code*Promotion is subject to terms and conditions; AND
    ・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
    ・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
    ・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)

  2. 【Limited-time welcome offer – earn up to $800 RewardCash】
    1. Welcome offer: Earn $800 RewardCash
    From 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply via MoneySmart and get approved for an Eligible Credit Card will receive the following reward upon fulfilling the desiganted requirement:
    ・HSBC UnionPay Dual Currency Credit Card, HSBC Gold Card: $800 RC by making Eligible Transactions of HK$8,000 or above within the first 60 calendar days after card issuance
    ・HSBC Visa Gold Card for Students: $300 RC by making Eligible Transactions of HK$8,000 or above within the first 60 calendar days after card issuance; apply for Octopus AAVS to earn an additional HK$150 spending rebate
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    2. Cash Instalment Plan: Additional $200 RewardCash
    New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.

    T&Cs apply.

  3. 【🍎Apple Exclusive | Enjoy Up to 8% RewardCash rebate!】
    1. From 10 September to 13 November 2026, accumulate eligible spending of HK$5,000 or more (single net spending of HK$500 or above) using your HSBC credit card via Apple Store offline, Apple Store Online or Apple Store app to earn an additional 6% RewardCash rebate (Max. rebate: $350 RC throughout the period)
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    2. During the promotional period, make an eligible purchase of HK$1,000 or more using your HSBC credit card via Apple Pay at Apple Stores, the Apple Store online store, or the Apple Store App, and successfully set up a Spending Instalment Plan of 12 months or longer, you'll enjoy an additional 2% RewardCash rebate (Max. rebate: $400 RC).

  4. 【📱Phone First, Work Later: Let the Top Scorers Get the Phone First!】
    From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), customers who successfully apply for any designated product via MoneySmart (including credit cards, loans, investment accounts and travel insurance) with the eligibility requirements fulfilled, join the Mini Game on the campaign page, and submit your result in the reward redemption form. Top 100 Eligible Participants with the highest scores will stand a chance to win iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4 and Apple Store Gift Cards!



    【Campaign and Score Submission Rules】
    ・Submission Deadline: Eligible Customers must submit the claim form on or before 24 October 2026, along with a valid screenshot of their Mini Game score.
    ・More Applications, More Chances: For each successful application of a designated product, you may submit one form and one Mini Game score. You may replay the Mini Game an unlimited number of times to refresh your best score, and upload your most satisfactory score screenshot when submitting the form.
    ・Scores Cannot Be Reused: Each Mini Game score screenshot can only be used for single claim form; the same score record must not be reused.
    ・Results Announcement: The winner list will be announced on MoneySmart's social media page on 12 February 2027.
    ・Terms and Conditions: Please refer to the campaign page for details. Offer is subject to terms and conditions.

  5. "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
    "Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

  6. MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute

Card Details

Good For

College students seeking RewardCash on tuition payments and campus bookstore purchases.
Young adults who frequently shop online, enjoying fee waivers and bonus cash rebates.
Students using Visa contactless for everyday expenses like dining or entertainment subscriptions.

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