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HSBC easy Credit Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
MoneySmart Exclusive
Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
MoneySmart Exclusive
Name: Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Name: Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
MoneySmart Exclusive
Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code (upon claim submission, terms & conditions applied)
Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code (upon claim submission, terms & conditions applied)
HSBC Welcome Offer
Up to $700 RewardCash
Valid Until 28 February 2026
Up to $700 RewardCash
Valid Until 28 February 2026
HSBC Cash Instalment Offer
$200 RewardCash
Valid Until 28 February 2026Valid Until 28 February 2026
$200 RewardCash
Valid Until 28 February 2026Valid Until 28 February 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $900 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 11 September 2026 (until 11:59am), new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 11 September 2026 (until 11:59am) can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
⠀⠀
🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $900 RewardCash!
⠀⠀
【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)!
Terms and conditions apply.
Valid till 11 Sep 2026
ARE YOU ELIGIBLE?
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
"New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.
Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 11 September, 2026 (until 11:59am) to be eligible for extra rewards.
WHAT YOU NEED TO KNOW
【MoneySmart Exclusive Offer】
From now until 11 September 2026 (until 11:59am), successfully apply for any designated HSBC Credit Card via MoneySmart, and submit the redemption form on or before 11 September 2026 (until 11:59am), you can earn :
⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code*Promotion is subject to terms and conditions; AND
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)【Limited-time welcome offer – earn up to $900 RewardCash】
1. Welcome offer: Earn $700 RewardCash
From 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive 35,000 MoneyBack points (equivalent to $700 RewardCash) or $600 RewardCash by making Eligible Transactions of HK$5,800 or above within the first 60 calendar days after card issuance.
⠀⠀2. Cash Instalment Plan: Additional $200 RewardCash
New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.【🍎Apple Exclusive | Enjoy Up to 8% RewardCash rebate!】
1. From 10 September to 13 November 2026, accumulate eligible spending of HK$5,000 or more (single net spending of HK$500 or above) using your HSBC credit card via Apple Store offline, Apple Store Online or Apple Store app to earn an additional 6% RewardCash rebate (Max. rebate: $350 RC throughout the period)
⠀⠀2. During the promotional period, make an eligible purchase of HK$1,000 or more using your HSBC credit card via Apple Pay at Apple Stores, the Apple Store online store, or the Apple Store App, and successfully set up a Spending Instalment Plan of 12 months or longer, you'll enjoy an additional 2% RewardCash rebate (Max. rebate: $400 RC).
"New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute
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【HSBC easy Credit Card】2026 Latest Welcome Offers, PARKnSHOP 6X MoneyBack Rebate and Annual Fee Waiver Methods
If you frequently shop at supermarkets, the HSBC easy Credit Card is definitely a must-have in your wallet. This HSBC easy card not only inherits the various privileges of the previous HSBC visa platinum card, but also brings a brand-new card face design and rich additional offers with MoneyBack rewards. Below, we will introduce the various welcome rewards, daily spending discounts, and annual fee details of the HSBC easy card.
HSBC easy Credit Card: The King of Shopping Cards in 2026
The HSBC easy Credit Card (formerly the HSBC platinum credit card) is specifically designed for budget-conscious Hong Kongers. By spending with this credit card at PARKnSHOP, Watsons, and Fortress, you can easily earn up to 6X "MoneyBack" points, and enjoy exclusive shopping discounts on designated days. Whether you are buying daily groceries, care products, or large home appliances, this card can help you save more.
- HSBC easy card Welcome Rewards: Up to HK$900 "RewardCash" or 35,000 "MoneyBack" Points
- New HSBC Credit Card Customers: Accumulate eligible spending of HK$5,800 or above within the first 60 days of card issuance to choose either $600 "RewardCash" or 35,000 "MoneyBack" points (worth approximately HK$700 "RewardCash").
- Existing HSBC Credit Card Customers: Under the same spending requirements, you can receive HK$200 "RewardCash" or 15,000 "MoneyBack" points.
- Extra Cash Advance Offer: New HSBC customers applying for a "Cash Advance" Instalment Plan of HK$20,000 or above (with a repayment period of 12 months or more) can enjoy an extra HK$200 "RewardCash".
HSBC easy Card: MoneyBack VIP Membership and Birthday Privileges
In addition to daily spending, the HSBC easy card offers also cover VIP status and birthday benefits.
- Free One-Year "MoneyBack" VIP Membership:
- From May 18, 2025 to June 30, 2026, upon successful approval and binding the credit card to the "MoneyBack" App within the first 30 calendar days of card issuance, you can enjoy a one-year VIP membership.
- Year-round Free Shipping for Online Shopping:
- By spending with the bound credit card, you can enjoy up to 4 free delivery services each year at PARKnSHOP, Watsons, and Fortress online stores.
- Birthday Month Surprises:
- Enjoy 1 free delivery service for a single purchase of HK$250 or more at PARKnSHOP physical stores.
- Get HK$50 off upon spending HK$450 at Watsons online store.
- Get HK$100 off upon spending HK$1,000 at Fortress online store.
HSBC easy card Exclusive Offers at PARKnSHOP, Watsons, and Fortress
After binding the HSBC easy Credit Card to the "MoneyBack" App, VIP members can enjoy 6X points (approx. 2.4% rebate) when spending at PARKnSHOP, Watsons, and Fortress, while regular members enjoy 4X points. In addition, you can enjoy up to 4 free shipping offers per year for spending at PARKnSHOP, Watsons, and Fortress online stores.
| Designated Merchants | Member Discount Days | "MoneyBack" Member Rewards |
|---|---|---|
| PARKnSHOP Supermarket | Every 2nd, 12th, 22nd of the month | 8% off upon a single spending of HK$100 (Physical Store) or HK$800 (Online Store) |
| Watsons | Every 8th, 18th, 28th of the month | 8% off upon a single spending of HK$400 |
| Fortress | 10th of every Jan, May, Aug, Dec | 5% off upon a single spending of HK$2,000 |
| Watson's Wine | 5th of every Jan, Apr, Jul, Oct | 8% off on regular-priced red, white wine/sake upon a single spending of HK$2,000 |
MoneyBack Points can be converted into "Asia Miles"
- Conversion Rate: The standard conversion rate is 1,500 "MoneyBack" points = 300 "Asia Miles" (equivalent to 5 points = 1 mile). A minimum of 1,500 points is required for each conversion.
- Monthly Limit: Each member can convert up to a maximum of 30,000 "MoneyBack" points into 6,000 "Asia Miles" per month.
- Conversion Method: You only need to register and link your Cathay membership account within the "MoneyBack" mobile app to directly convert points within the App. After the transaction is completed, the miles will be displayed in your Cathay membership account.
- Two-way Conversion: Now, the points on both sides are interchangeable. If you want to convert miles into supermarket points to spend as cash, you can also use a minimum of 2,000 "Asia Miles" to convert into 4,250 "MoneyBack" points.
HSBC easy Credit Card Application Requirements and Annual Fee
Applying for the HSBC easy Credit Card is actually very simple:
- Annual Income Requirement: Only requires HK$120,000 or above to apply.
- HSBC easy card Annual Fee: You can enjoy a first two-year annual fee waiver offer upon successful application.
HSBC easy Credit Card Frequently Asked Questions
What is included in the eligible spending for the HSBC easy card welcome offer?
- Eligible spending refers to general retail spending, but excludes top-ups or transactions via e-wallets (such as Alipay, WeChat Pay, PayMe), Octopus Automatic Add Value Service, bill payments, tax payments, cash advances, and instalment plans, etc.
If I already have an HSBC Red Credit Card, will I still get a welcome offer when applying for the HSBC easy card?
- Yes. As long as you hold any primary personal credit card approved by HSBC, you are an "Existing Credit Card Customer". You can still enjoy the welcome rewards for existing customers, which is $200 "RewardCash" or 15,000 "MoneyBack" points, and exclusive MoneySmart offers.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial and insurance product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies (such as Allianz, AXA, Starr, BlueCross and more), and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.