HSBC Visa Signature Card
Apply through MoneySmart and redeem for any of these:
Product Carousel
MoneySmart Exclusive
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
MoneySmart Exclusive
Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
MoneySmart Exclusive
Name: Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Name: Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
MoneySmart Exclusive
Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code (upon claim submission, terms & conditions applied)
Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code (upon claim submission, terms & conditions applied)
ăGet Rewards Worth Up to HK$650 Upon Card Approval + Up to $1,000 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending đă
From now until 11 September 2026 (until 11:59am), new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 11 September 2026 (until 11:59am) can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus đ one of the following 3 exclusive rewards:
ă»3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
ă»Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
ă»Kodak Charmera Keychain Digital Camera Blind Box â Millennium Special Edition (Value: HK$268, random colour)
â â
đ Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $1,000 RewardCash!
â â
ăđApple Exclusiveă From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
Valid till 11 Sep 2026
ARE YOU ELIGIBLE?
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Donât use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmartâs designated link, please complete the application from asap; Do not open another web page.
"New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 11 September, 2026 (until 11:59am) to be eligible for extra rewards.
WHAT YOU NEED TO KNOW
ăMoneySmart Exclusive Offeră
From now until 11 September 2026 (until 11:59am), successfully apply for any designated HSBC Credit Card via MoneySmart, and submit the redemption form on or before 11 September 2026 (until 11:59am), you can earn :
âĄïžTrip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code*Promotion is subject to terms and conditions; AND
ă»Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
ă»Branden Safe Plus Wallet Bag (Value: HK$305, random color)
ă»Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)ăWelcome Offer â Earn Up to $1,000 RewardCashă
1. Welcome Offer: Meet the Spending Requirement to Earn $800 RewardCash
From 1 March 2026 to 28 February 2027, new credit card customers who successfully apply for an eligible credit card via MoneySmart and receive card approval can earn $800 RewardCash upon accumulating eligible spending of HK$8,000 within the first 60 calendar days after card issuance.
â â 2. âCash Instalment Planâ: Earn an Extra $200 RewardCash
New credit card customers who activate their eligible credit card within the first 60 calendar days after card issuance, successfully apply for the âCash Instalment Planâ using the eligible credit card with an approved drawdown amount of HK$20,000 or above, and select a repayment tenor of 12 months or above can earn an additional $200 RewardCash. Terms and conditions apply.ăđApple Exclusive | Enjoy Up to 8% RewardCash rebate!ă
1. From 10 September to 13 November 2026, accumulate eligible spending of HK$5,000 or more (single net spending of HK$500 or above) using your HSBC credit card via Apple Store offline, Apple Store Online or Apple Store app to earn an additional 6% RewardCash rebate (Max. rebate: $350 RC throughout the period)
â â 2. During the promotional period, make an eligible purchase of HK$1,000 or more using your HSBC credit card via Apple Pay at Apple Stores, the Apple Store online store, or the Apple Store App, and successfully set up a Spending Instalment Plan of 12 months or longer, you'll enjoy an additional 2% RewardCash rebate (Max. rebate: $400 RC).
"New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute
Card Details
- Annual fee waiver for the first 2 years
- Earn up to 3.6% RewardCash rebates
- Buy 1 get 1 free on regular-priced 2D movie tickets or small popcorn, 10% off regular-priced 3D movie tickets at Emperor Cinemas (Monday to Thursday)
- Get 20% off regular-priced 2D movie tickets (Fridays, Saturday and Sunday)
- Enjoy an exclusive 30% discount on cross border limousine service between Hong Kong and Guangdong, China
- Enjoy 24-hour concierge service from booking tickets to special dinner reservation at your fingertips with Visa Concierge App
- Terms and Conditions Apply
- To borrow or not to borrow? Borrow only if you can repay!
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific productâs site. For any discrepancy in product information, please refer to the financial institutionâs website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
HSBC Visa Signature Pros
Attractive rebate
Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)
Diversifying rewards
Exclusive dining and shopping discounts
Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas
HSBC Visa Signature Cons
Registration required for additional RewardCash
To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.
Relatively high application threshold
To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.
Annual fee
New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.
Section Title
What are the welcome offers for HSBC Visa Signature?
- Up to HK$800 RewardCash and two-year annual fees waivers.
Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?
- Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.
How much is the annual fee for HSBC Visa Signature? Can it be waived?
- New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.
What is Red Hot Rewards of Your Choice and how to apply?
HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.
With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.
To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.
How can I apply for an HSBC Visa Signature supplementary card?
- The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial and insurance product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies (such as Allianz, AXA, Starr, BlueCross and more), and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.