HSBC Visa Signature Card
【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Dine More, Earn More! 🍽️】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Visa Signature Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Allocate extra RewardCash to "Dine" under RedRewards — enjoy up to 3.6% back on dining year-round.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
Are you eligible?
New Credit Card Customers" refers to customers without any approved personal primary credit card when HSBC processes the application for an Eligible Credit Card.
Existing Credit Card Customers" refers to customers with any approved personal primary credit card when HSBC processes the application for an Eligible Credit Card.
What you need to know
【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an HSBC Visa Signature Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash.【⚡️Limited-Time Flash Extra Welcome Offer】Up to $1,000 RewardCash
During the promotion period from 13 to 31 July 2026, New Credit Card Customers who successfully apply via MoneySmart with promo code "MARTFLASH" and get approved for an HSBC Visa Signature Card will receive up to $1,000 RewardCash by making Eligible Transactions of a designated amount within the first 60 calendar days after card issuance, including at least one mobile phone or QR code payment.
Existing Credit Card Customers can enjoy a total maximum of an extra $500 RewardCash. *T&Cs apply.【Spending Instalment Plan Promotion】Extra $200 RewardCash
New Credit Card Customers who activate the Eligible Credit Card and successfully apply for a Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance can enjoy an extra $200 RewardCash. T&Cs apply.
Card Details
- Annual fee waiver for the first 2 years
- Earn up to 3.6% RewardCash rebates
- Buy 1 get 1 free on regular-priced 2D movie tickets or small popcorn, 10% off regular-priced 3D movie tickets at Emperor Cinemas (Monday to Thursday)
- Get 20% off regular-priced 2D movie tickets (Fridays, Saturday and Sunday)
- Enjoy an exclusive 30% discount on cross border limousine service between Hong Kong and Guangdong, China
- Enjoy 24-hour concierge service from booking tickets to special dinner reservation at your fingertips with Visa Concierge App
- Terms and Conditions Apply
- To borrow or not to borrow? Borrow only if you can repay!
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HSBC Visa Signature Pros
Attractive rebate
Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)
Diversifying rewards
Exclusive dining and shopping discounts
Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas
HSBC Visa Signature Cons
Registration required for additional RewardCash
To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.
Relatively high application threshold
To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.
Annual fee
New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.
Section Title
What are the welcome offers for HSBC Visa Signature?
- Up to HK$800 RewardCash and two-year annual fees waivers.
Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?
- Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.
How much is the annual fee for HSBC Visa Signature? Can it be waived?
- New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.
What is Red Hot Rewards of Your Choice and how to apply?
HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.
With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.
To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.
How can I apply for an HSBC Visa Signature supplementary card?
- The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.