Mox Credit Card (CashBack)

ARE YOU ELIGIBLE?

• Must be Mox New Customers; From now to 31 October, 2026, successfully open an account and apply for a Mox credit card using the invitation code

• Customers must complete and submit the redemption form along after logging in to MoneySmart on or before 31 January, 2027 (applicable to gifts provided by MoneySmart)

WHAT YOU NEED TO KNOW

1. 【🌟 No Spending Required: MoneySmart Exclusive】
   From now to 31 October, 2026, New Customers who successfully open an account, apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS" and have it approved, and submit the redemption form on or before the desiganted date can get:
   1. HK$200 Cash (automatically converted from 2,000 SmartPoints and deposited directly into FPS account); or
   2. HK$200 Apple Store Gift Card (fulfilled by MoneySmart)

2. 【📱New! Mox x MoneySmart Spending Reward: First 200 Customers with Card Approved will Stand a Chance to Get the HK$18,000 Apple Store Gift Card!】
   From now until 31 October 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXFLASHMS2" and spend HK$2,000 within 30 days of card approval can enjoy:
   ・HK$1,000 Cash Rebate (fulfilled by Mox) + HK$300 Cash (deposited directly into your FPS account) or HK$300 Apple Store Gift Card (fulfilled by MoneySmart)
   *Subject to the Terms and Conditions of the "MOXFLASHMS2" invitation code promotion.
   ⠀⠀
   From now until 31 October 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXFLASHMS3", and spend HK$2,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 3, fulfilled by MoneySmart):
   1. HK$1,300 Apple Store Gift Card
   2. 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)
   3. Apple AirPods 5 (Value: HK$1,099)
   *Subject to theTerms and Conditions of the "MOXFLASHMS3" invitation code promotion.
   ⠀⠀
   From now until 31 October 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXPHONEMS", and spend HK$9,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 3, fulfilled by MoneySmart):
   1. HK$2,100 Apple Store Gift Card
   2. PHILIPS RO Water Dispenser ADD6910DG/90 (Value: HK$3,388, random color)
   3. LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300); PLUS
   [Mox Bonus!] 🔥Among the first 200 Eligible Customers who successfully applied for a Mox Credit Card using invitation code "MOXPHONEMS" will get an additional redemption code (randomly distributed by Mox) for redeeming HK$18,000 Apple Store Gift Card  ^ via MoneySmart. Other eligible customers will receive the applicable rewards according to their respective eligibility.
   *Subject to theTerms and Conditions of the "MOXPHONEMS" invitation code promotion.^1 quota, random redemption code will be distributed by Mox.
   ⠀⠀
   💡 Tip: Mox Credit Card is approved 24/7 and ready to use instantly (mobile payments✅). Once you reach the spending requirement, you'll automatically receive a gift redemption email containing your 6-digit MoneySmart redemption code. Head to MoneySmart to fill in the rewards redemption form; gifts will be dispatched (free delivery straight to your door) as soon as 8 weeks after the promotion ends.

3. 【💰Earn Additional HKD500 CashBack at ZERO Cost】
   During the Promotion Period, new customers who successfully open a Mox account and apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy HKD500 cash rebate if you deposit HKD50,000 in the Mox Account within 7 days after the account opened and maintain an average Eligible Balance of HKD50,000 or above for the next 30 days and have your Mox credit card approved
   (Fulfilled by Mox)

4. Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate / Asia Miles Reward Ratio. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.

5. To borrow or not to borrow? Borrow only if you can repay!