Mox Credit Card (CashBack)

ARE YOU ELIGIBLE?

• Must be Mox New Customers; From now to 2 November, 2026, successfully open an account and apply for a Mox credit card using the invitation code

• Customers must complete and submit the redemption form along after logging in to MoneySmart on or before 28 February, 2026 (applicable to gifts provided by MoneySmart)

WHAT YOU NEED TO KNOW

1. 【🌟 No Spending Required: MoneySmart Exclusive】
   From now to 2 November, 2026, New Customers who successfully open an account, apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS3"/ "MOXPHONEMS" and have it approved, and submit the redemption form on or before the desiganted date can get:
   1. HK$200 Cash (automatically converted from 2,000 SmartPoints and deposited directly into FPS account); or
   2. HK$200 Apple Store Gift Card (fulfilled by MoneySmart)

2. ⚡【Mox Flash Offer! Spend HK2,000 to Get Up to HK2,299 Rewards or Spend HK9,000 to Unlock Gifts Worth Up to HK3,699!】
   From now until 2 November 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXFLASHMS3", and spend HK$2,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 4, fulfilled by MoneySmart):
   1. HK$1,200 cash (deposited directly into your FPS account)
   2. HK$1,300 Apple Store Gift Card
   3. TP-Link Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (Value: HK$2,299)
   4. Round-trip Air Ticket from Hong Kong to Taipei for one person on STARLUX Airlines (Excluding fuel surcharges and taxes)
   *Subject to the Terms and Conditions of the "MOXFLASHMS3" invitation code promotion.
   ⠀⠀
   From now until 2 November 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXPHONEMS", and spend HK$9,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 4, fulfilled by MoneySmart):
   1. HK$2,000 cash (deposited directly into your FPS account)
   2. HK$2,100 Apple Store Gift Card
   3. Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490)
   4. SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
   *Subject to theTerms and Conditions of the "MOXPHONEMS" invitation code promotion.
   ⠀⠀
   💡 Tip: Mox Credit Card is approved 24/7 and ready to use instantly (mobile payments✅). Once you reach the spending requirement, you'll automatically receive a gift redemption email containing your 6-digit MoneySmart redemption code. Head to MoneySmart to fill in the rewards redemption form; gifts will be dispatched (free delivery straight to your door) as soon as 8 weeks after the promotion ends.

3. 【💰Earn Additional HKD500 CashBack at ZERO Cost】
   During the Promotion Period, new customers who successfully open a Mox account and apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy HKD500 cash rebate if you deposit HKD50,000 in the Mox Account within 7 days after the account opened and maintain an average Eligible Balance of HKD50,000 or above for the next 30 days and have your Mox credit card approved
   (Fulfilled by Mox)

4. To borrow or not to borrow? Borrow only if you can repay!