Best Online Shopping Credit Cards in Hong Kong
Buy online with best credit card for online shopping to enjoy high rebates and special promotional discounts. Compare and find the best credit card shopping offers, from a range of groceries to online fashion store.
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We found 34 credit cards for you!
⚡ November Exclusive Deal【🔥Earn HK$900 Cash/ Up to HK$2,600 Rewards】
From now until 30 November 2026, customers who successfully apply for sim Credit Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy one of the following gifts (choose 1 out of 7) 🎁 :
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$2,600)
・POLAROID Now Generation 3 i-Type Instant Camera (Value: HK$1,199, random color)
・Apple AirPods 5 (Value: HK$1,099)
・Apple HomePod mini 2 (Value: HK$1,099, random color)
・HK$1,000 Apple Store Gift Card / ParknShop e-Vouchers
・HK$900 Cash via FPS (automatically converted by 9,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
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💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
Valid till 30 Nov 2026
🚨 Double 11 Frenzy【Up to HK$3,100 Cash Rewards for a Limited Time + Play to Win a PS5 + GTA 6 at No Extra Cost 🎮】
From 11 November to 30 November 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes “MOXFLASHMS3”, “MOXPHONEMS” or “MOXTAXMS” can enjoy:
⠀⠀
1️⃣ On approval, no spending required (choose one)
・"MOXFLASHMS3" or “MOXPHONEMS”: an extra HK$200 Cash (deposited directly into your FPS account) or HK$200 Apple Store Gift Card; OR
・"MOXTAXMS": an extra HK$500 Cash (deposited directly into your FPS account) or HK$500 Apple Store Gift Card (fulfilled by MoneySmart;)
⠀⠀
2️⃣ Spend or pay tax at the designated amount within 30 days of card approval to unlock a popular reward (choose one):
・🍎 “MOXFLASHMS3” - Spend HK$2,000: HK$1,200 Cash (deposited directly into your FPS account) / HK$1,300 Apple Store Gift Card / TP-Link Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (Value: HK$2,299) / Round-trip air ticket from Hong Kong to Taipei for one person on STARLUX Airlines (excluding fuel surcharges and taxes) ✈️
・📱 “MOXPHONEMS” - Spend HK$9,000: HK$2,000 Cash (deposited directly into your FPS account) / HK$2,100 Apple Store Gift Card / Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) / SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
・🏦 “MOXTAXMS” - Pay a tax bill of HK$10,000 or above: HK$400 Cash (fulfilled by Mox), PLUS a 100% interest rebate of up to HK$5,000 when you apply for and get approved for a 3-11-month Split Purchase plan on those tax payments and set it up on or before 1 April 2027 (fulfilled by Mox)! Reminder: You must choose “Mox Credit” to pay your tax bill in order to apply for Split Purchase afterward!
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3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days: an additional HK$500 Cash Rebate (fulfilled by Mox)
*Subject to the Terms and Conditions of the “MOXFLASHMS3” / "MOXPHONEMS"/ “MOXTAXMS” invitation code promotion.
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【🎮 Double 11 Rewards on Rewards: Bag the Best Deals & Earn More!】 Play and Win a PS5 + GTA 6 Bundle 🔥!
During the Promotion Period, customers who apply and get a Mox Credit Card approved with any designated MoneySmart invitation code and fulfil the designated spending can participate in the “Bag the Deals” mini game on the campaign page, submit the score in the reward redemption form. The Eligible Participants with the highest scores will have a chance to win a 🔥 SONY PlayStation 5 Digital Edition 825GB (Slim Version) + PS5 Grand Theft Auto VI Game Software (Code in Box) (Standard Version) (Value: HK$4,825). Insta360 Ace Pro 2 Action Camera, Cambridge Audio speakers, GTA VI and cash prizes are up for grabs too!
Valid till 30 Nov 2026
⚡ November Exclusive Deal【🔥Earn HK$900 Cash/ Up to HK$2,600 Rewards】
From now until 30 November 2026, customers who successfully apply for sim World Mastercard®️ via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy one of the following gifts (choose 1 out of 7) 🎁 :
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$2,600)
・POLAROID Now Generation 3 i-Type Instant Camera (Value: HK$1,199, random color)
・Apple AirPods 5 (Value: HK$1,099)
・Apple HomePod mini 2 (Value: HK$1,099, random color)
・HK$1,000 Apple Store Gift Card / ParknShop e-Vouchers
・HK$900 Cash via FPS (automatically converted by 9,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
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💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
Valid till 30 Nov 2026
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【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$550 Rebate!】
From now until 20 November 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$500 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.
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🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!
Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.
Terms and conditions apply.
Promotion valid until 20 November 2026
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Refer a friend and get a rewarded — From now until November 11, 2026, for every successful referral of a New Cardmember, to earn 108,000 Membership Rewards points as referral bonus equivalent to 6,000 miles.
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🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible HKD transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
Valid till 20 Nov 2026
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✨【PrimeCredit x MoneySmart Exclusive! Welcome Offer up to HK$500 cash rebate + Marshall Speaker + Exclusive PrimeCredit Welcome Gifts!】✨
From 9 November until 15 November 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・3,000 SmartPoints - without any spending and redeem HK$300 worth of vouchers or products in the Rewards Store (over 20+ brand vouchers including Wellcome/ HKTVmall/Apple /Samsung etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!
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New customers of PrimeCredit Credit Card can also earn an extra Marshall Emberton II Portable Speaker (MHP-96786), plus select one of the following welcome offers:
．All year round 10% travel cash rebate (No spending requirement)
．Nothing Headphone (a) (Suggested price：HK$1,499)
．HK$1,000 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
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See more reward details below
Valid till 15 Nov 2026
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
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【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfill the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Valid till 30 Nov 2026
⏰ Limited-Time Welcome Upgrade: New American Express Platinum Card Members Enjoy Up to HK$5,250 in Statement Credit!
From 2 November 2026 to 30 November 2026, new Card Members^ who successfully apply for the American Express Platinum Card via MoneySmart and accumulate eligible spending of HK$60,000 within the first 6 months of card approval (local or foreign currency spending both count) will receive [🚀 New Upgrade] HK$3,000 HK$2,200 Statement Credit! Top up Octopus with a single net transaction of HK$600 or above within the first 3 months to receive an additional HK$50 Statement Credit.
💡That said, complete both requirements above, and you can earn HK$3,050 in Statement Credit upfront!
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In addition, Card Members who complete any eligible spending of any amount during months 15 to 17 will receive an extra 660,000 American Express Membership Rewards points, equivalent to HK$2,200 Statement Credit or 36,666 miles.
Subject to Terms and Conditions.
Valid till 30 Nov 2026
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$2,100 cash rewards】
MS Exclusive: From now until 30 November 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 3,000 SmartPoints without any spending and redeem HK$300 worth of vouchers or products in the Rewards Store (over 20+ brand vouchers including Wellcome/ HKTVmall/ Apple/ Samsung etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$1,800 cash rebate (included the extra up to 2% cash rebate)
・LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090)
・Dreame F20 Robot Vacuum (Suggested price: HK$2,999)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more reward details below
Valid till 30 Nov 2026
✨【PrimeCredit x MoneySmart Exclusive! Welcome Offer up to HK$500 cash rebate + Marshall Speaker + Exclusive PrimeCredit Welcome Gifts!】✨
From 9 November until 15 November 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・3,000 SmartPoints - without any spending and redeem HK$300 worth of vouchers or products in the Rewards Store (over 20+ brand vouchers including Wellcome/ HKTVmall/Apple /Samsung etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!
⠀⠀
New customers of PrimeCredit Credit Card can also earn an extra Marshall Emberton II Portable Speaker (MHP-96786), plus select one of the following welcome offers:
．All year round 10% travel cash rebate (No spending requirement)
．Nothing Headphone (a) (Suggested price：HK$1,499)
．HK$1,000 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more reward details below
Valid till 15 Nov 2026
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
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【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
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【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Valid till 30 Nov 2026
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$2,100 cash rewards】
MS Exclusive: From now until 30 November 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 3,000 SmartPoints without any spending and redeem HK$300 worth of vouchers or products in the Rewards Store (over 20+ brand vouchers including Wellcome/ HKTVmall/ Apple/ Samsung etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$1,800 cash rebate (included the extra up to 2% cash rebate)
・LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090)
・Dreame F20 Robot Vacuum (Suggested price: HK$2,999)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more reward details below
Valid till 30 Nov 2026
✨【PrimeCredit x MoneySmart Exclusive! Welcome Offer up to HK$500 cash rebate + Marshall Speaker + Exclusive PrimeCredit Welcome Gifts!】✨
From 9 November until 15 November 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・3,000 SmartPoints - without any spending and redeem HK$300 worth of vouchers or products in the Rewards Store (over 20+ brand vouchers including Wellcome/ HKTVmall/Apple /Samsung etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!
⠀⠀
New customers of PrimeCredit Credit Card can also earn an extra Marshall Emberton II Portable Speaker (MHP-96786), plus select one of the following welcome offers:
．All year round 10% travel cash rebate (No spending requirement)
．Nothing Headphone (a) (Suggested price：HK$1,499)
．HK$1,000 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more reward details below
Valid till 15 Nov 2026
🚨 Double 11 Frenzy【Up to HK$3,100 Cash Rewards for a Limited Time + Play to Win a PS5 + GTA 6 at No Extra Cost 🎮】
From 11 November to 30 November 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes “MOXFLASHMS3”, “MOXPHONEMS” or “MOXTAXMS” can enjoy:
⠀⠀
1️⃣ On approval, no spending required (choose one)
・"MOXFLASHMS3" or “MOXPHONEMS”: an extra HK$200 Cash (deposited directly into your FPS account) or HK$200 Apple Store Gift Card; OR
・"MOXTAXMS": an extra HK$500 Cash (deposited directly into your FPS account) or HK$500 Apple Store Gift Card (fulfilled by MoneySmart;)
⠀⠀
2️⃣ Spend or pay tax at the designated amount within 30 days of card approval to unlock a popular reward (choose one):
・🍎 “MOXFLASHMS3” - Spend HK$2,000: HK$1,200 Cash (deposited directly into your FPS account) / HK$1,300 Apple Store Gift Card / TP-Link Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (Value: HK$2,299) / Round-trip air ticket from Hong Kong to Taipei for one person on STARLUX Airlines (excluding fuel surcharges and taxes) ✈️
・📱 “MOXPHONEMS” - Spend HK$9,000: HK$2,000 Cash (deposited directly into your FPS account) / HK$2,100 Apple Store Gift Card / Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) / SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
・🏦 “MOXTAXMS” - Pay a tax bill of HK$10,000 or above: HK$400 Cash (fulfilled by Mox), PLUS a 100% interest rebate of up to HK$5,000 when you apply for and get approved for a 3-11-month Split Purchase plan on those tax payments and set it up on or before 1 April 2027 (fulfilled by Mox)! Reminder: You must choose “Mox Credit” to pay your tax bill in order to apply for Split Purchase afterward!
⠀⠀
3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days: an additional HK$500 Cash Rebate (fulfilled by Mox)
*Subject to the Terms and Conditions of the “MOXFLASHMS3” / "MOXPHONEMS"/ “MOXTAXMS” invitation code promotion.
⠀⠀
【🎮 Double 11 Rewards on Rewards: Bag the Best Deals & Earn More!】 Play and Win a PS5 + GTA 6 Bundle 🔥!
During the Promotion Period, customers who apply and get a Mox Credit Card approved with any designated MoneySmart invitation code and fulfil the designated spending can participate in the “Bag the Deals” mini game on the campaign page, submit the score in the reward redemption form. The Eligible Participants with the highest scores will have a chance to win a 🔥 SONY PlayStation 5 Digital Edition 825GB (Slim Version) + PS5 Grand Theft Auto VI Game Software (Code in Box) (Standard Version) (Value: HK$4,825). Insta360 Ace Pro 2 Action Camera, Cambridge Audio speakers, GTA VI and cash prizes are up for grabs too!
Valid till 30 Nov 2026
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Best Online Shopping Credit Cards in Hong Kong 2025
| Online shopping credit card | Annual salary requirement | Online Shopping Rewards |
|---|---|---|
| Online shopping credit cardCiti Clear Card | Annual salary requirementHK$60,000 | Online Shopping Rewards2% Cash Back |
| Online shopping credit cardCiti Rewards Visa Card | Annual salary requirementHK$150,000 | Online Shopping Rewards0.4% Cash Back |
| Online shopping credit card EarnMORE UnionPay Card | Annual salary requirementHK$0 | Online Shopping Rewards2% Cash Back |
| Online shopping credit cardDBS Black World Mastercard | Annual salary requirementHK$240,000 | Online Shopping RewardsHK$6 = 1 mile |
| Online shopping credit cardStandard Chartered Simply Cash Visa Card | Annual salary requirementHK$96,000 | Online Shopping Rewards1.5% Cash Back |
| Online shopping credit cardAmerican Express® I.T Cashback Card | Annual salary requirementHK$150,000 | Online Shopping Rewards1.2% Cash Back |
| Online shopping credit cardHang Seng MPOWER Card | Annual salary requirementHK$150,000 | Online Shopping Rewards5% Cash Rebate |
| Online shopping credit cardHSBC Red Card | Annual salary requirementHK$150,000 | Online Shopping Rewards4％ Cash Rebate |
| Online shopping credit cardDBS COMPASS VISA | Annual salary requirementHK$60,000 | Online Shopping Rewards3% Cash Back |
Promotions and Offers of Credit Cards for Online Shopping
Extra Credit Card Rewards
In addition to the regular credit card rewards such as cash rebate, air miles or reward points, some banks may offer special promotions or limited time offers for online shopping from time to time. Therefore, it's key to do your own research next time when you want to do online shopping. For example:
- HSBC is offering a year-round promotion of "Red Hot Online and Overseas Spending Rewards" that gives you up to 2.4% RewardCash rebate and to up an extra 2% RewardCash rebate for overseas spending with HSBC Premier Mastercard.
- Standard Chartered Bank is offering a 15% off year-round discount when shopping with Zalora at minimum spending of HK$400.
- Citibank is offering a 15% discount when shopping with Zalora.
- Hang Seng Bank is having different special promotions with various online outlets such as Hong Kong Book City.
Limited-Time Offers
Besides the above year-round promotions, some banks also offer limited-time offers from time to time. For instance, with Hang Seng Credit Card, in addition to the regular 1.2% Cash Dollars rebate throughout the year, you can now enjoy up to 70% off at world-class hotels, renowned restaurants, luxury stores and leisure destinations.
HSBC also offers limited-time offers with different online merchants. For example, from now until 31 December 2025, enjoy a discount of up to HK$800 and an extra 800 Asia Miles when you use the discount code: "HSBC800" and pay with your HSBC Premier Mastercard® to book flights with Cathay Pacific.
Best Credit Card for Overseas Online Shopping
Citibank PremierMiles Card
Citi PremierMiles Card offers year round asia miles reward of 12 Points (1 mile) per every HK$4 spent on online foreign currency spending. If you have spent HK$20,000 or above of total eligible transactions, in one statement cycle, you can enjoy an ever lower Asia Miles conversion of HK$3 = 1 mile.
Standard Chartered Simply Cash Visa Card
Get 2% cash back on spending in foreign currency with Standard Chartered Simply Cash Visa Card.
Standard Chartered also corporates with multiple online merchants, like Ztore, Zalora, Pricerite etc., which offers up to 15% off upon purchase of designated amount.
DBS COMPASS VISA
Although DBS COMPASS VISA can only get 0.4 COMPASS Dollar rebate at non-designated merchants, it offers special discounts on selected shopping sites, for example, cardholders can earn up to 3% rebate at Taobao and Tmall.
Cardholders can also get an 8% instant discount on 6 spending categories including online spending, through DBS Omni InstaRedeem function.
DBS Credit Cards for Online Shopping
DBS offers a range of credit card products that cater to the increasingly popular online shopping trend in Hong Kong. Here’s a list of credit cards available, whether you are looking for cash rebate or air miles.
DBS Black World Mastercard
DBS Black World Mastercard is best for travel lovers which allows you to redeem 4 different kinds of mileage with DBS$ such as Asia Miles, Avios, KrisFlyer and PhoenixMiles. The card offers you special online promotion when shopping online. You can enjoy up to 25% for Zalora products & HK$15 off for Birdie. You will also be eligible for 12% off hotel booking via Expedia and InstaRedeem 30% off at travel merchants.
DBS COMPASS VISA
You can earn up to 3% COMPASS Dollar rebate at Taobao and Tmall with DBS COMPASS VISA. This card also gives you free baggage upgrade with HK Express and access to merchant shopping privileges such as BIC Camera and Agoda. You can now enjoy an extra 8% at designated coffee shops through DBS Omni InstaRedeem with DBS Compass VISA.
DBS Eminent Visa Signature Card
DBS Eminent Visa Signature Card offers you unlimited cash rebates without designated spending amount requirement, you can earn up to 2% cash rebates on spending in foreign currencies all year round. You can also enjoy exclusive Visa Signature benefits including Dining, Travel and many other exclusive privileges.
Which credit card is best for Online Shopping?
AE Explorer
From now until December 31, 2025, you can enjoy 8% savings when you book the selected hotels with your eligible American Express Card at designated Expedia Website.
Hang Seng credit cards
Get up to 5% Z-Dollar rebate upon purchase of HK$550 at Ztore with your Hang Senh credit card and a specific promo code, which you can use as cash for your next purchase. You may also earn up to 4% cash dollars rebate for online transactions upon spending over designated amount.
Standard Chartered credit Cards
From now until 31 Dec 2025, you can enjoy a year round 15% off when shopping at Zalora with your Standard Chartered credit cards upon spending HK$400 or above, Zalora new customers can even enjoy 20% off first order with no spending requirement.
HSBC Credit Card Online Shopping Promotions
HSBC’s “Red Hot Online and Overseas Spending Rewards” include year-round rewards for online and overseas spending with HSBC credit cards. You can enjoy up to 2.4% RewardCash rebate Overseas spending with HSBC Premier MasterCard credit card and up to an extra 2% RewardCash rebate.
Frequently Asked Questions
Can you buy online with a credit card?
Most credit card providers offer special discounts for online/overseas spending. The rewards can be in the form of air miles, cash rebate or reward points. Some credit card providers also have promotion program and limited-time offer for particular online merchants.
Can you shop online without a credit card?
Yes you can! Many online merchants offer various payment methods including credit card, online or mobile payment platforms. However, you will be eligible for different discount offers when shopping online with your credit cards.
Which bank is best for online shopping?
There is no one-size-fits-all answer as different banks have different online offerings and promotional programs with different online merchants.
Is it safe to pay with a credit card online?
No one can guarantee safety when paying online. However, it is safer to shop online using a credit card rather than a debit card. It is because credit cards can be locked or canceled easily even if you lost your cards. Also, it’s the responsibility of the bank to hand and avoid the fraud for you.
How can I protect my credit card online?
There are multiple ways you can protect your credit card online. First, keep your account number private your information current. It is a good idea to sign up for fraud alerts using your cell phone number or email address, so make sure your banks have your correct and up-to-date information. When shopping online, go to the sites with https in their web addresses. Also, secure your devices and networks such as equipping your computer with a firewall or installing security software.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial and insurance product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies (such as Allianz, AXA, Starr, BlueCross and more), and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.