Family Travel Cover | 0% Cross Border Fee
The Platinum Card is the most prestigious American Express card besides the Centurion Card. Though the annual fee is HK$9,500, it comes with a wide range of privileges such as unlimited access to airport lounges, travel insurance, hotel membership. Enjoy a year-round statement credit of up to HK$2,200 for pre-paid hotel and car rental bookings made through AMEX Travel Online, plus another year-round global dining credit of up to HK$2,000. Also, American Express provides 24/7 world class service which allows you to travel worry-free.
8%
Discount at Expedia/Hotels.com/Trip.com
Up to 7%
Discount at Agoda
40%
Discount at designated restaurants

Quick Facts

Get the maximum value by

overseas spending or air ticket purchases on specific website.

Good for

high-income frequent travellers who enjoy access to airport lounges

Categories to maximise this card

welcome offers and foreign transactions

What people use it for

foreign currency transactions and spending in Maxim's and Broadway Circuit

Get if

you are a frequent visitor to airport lounges and hotels group partnered with The Platinum Card.

All Details

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American Express Platinum Card Benefits

AE Platinum Card holders can enjoy various travel discounts and enjoy free travel insurance.

HK$2,000 Global Dining Credit per Year

From now until December 31, 2025, Basic Cardmembers of The Platinum Card® who have successfully enrolled into the “Local Dining Credit” and “Abroad Dining Credit” offer via the Amex HK App can enjoy a total of up to HK$2,000 in dining credits annually at selected restaurants worldwide.

Complementary Travel Insurance

When traveling with an AE card, you and your family are covered by the comprehensive travel insurance covering trip cancellations, delays, and medical expenses.

Complimentary Elite Hotel Memberships

AE Platinum Card members can enroll for free in Marriott Bonvoy™ Gold Elite status, enjoying exclusive benefits such as late checkout, room upgrades, and welcome gifts.

American Express Platinum Card Lounge Access


American Express Platinum Card members enjoy unlimited complimentary access to The Centurion Lounge® at Hong Kong International Airport, excluding the Centurion member-only area. Each visit allows the cardholder to bring up to two guests.

To enter, members must present the following at reception: a valid American Express Platinum Card, a same-day boarding pass, and a government-issued ID. Entry may be denied if the required documents are not provided.

AE Platinum Card Apply Eligibility

AE Platinum Card applicants must be residents or citizens of Hong Kong or Macau aged 18 years or above . While the official website does not specify a salary requirement, the market generally believes an annual income of HK$1,000,000 is needed for approval.

AE Platinum Card FAQ

How much is the annual fee of AE Platinum Card?

The annual fee of AE Platinum Card is HK$9,500.

Is it hard to get an American Express Platinum card?

Approval for AE card requires a strong credit score and solid financial standing.

Is American Express Platinum a luxury card?

Yes, it offers premium travel, dining, and lifestyle benefits.

Is American Express Platinum really worth it?

It’s worth it for frequent travelers who maximize its perks and rewards.