The Platinum Card
Apply through MoneySmart and redeem for any of these:
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American Express Welcome Offer
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Spend HK$60,000 or more within the first 6 months to earn 660,000 Points.
Valid Until 31 August 2026
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Spend HK$60,000 or more within the first 6 months to earn 660,000 Points.
Valid Until 31 August 2026
American Express Welcome Offer
Make any eligible purchase during months 15-17 after card approval to earn an extra 660,000 Points
Valid Until 31 August 2026
Make any eligible purchase during months 15-17 after card approval to earn an extra 660,000 Points
Valid Until 31 August 2026
American Express Welcome Offer
HK$50 statement credit for a single HK$600 Octopus top-up
Valid Until 31 August 2026
HK$50 statement credit for a single HK$600 Octopus top-up
Valid Until 31 August 2026
✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】
From now until 31 August 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!
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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.
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Terms and conditions apply.
Valid till 31 Aug 2026
Are you eligible?
New Cardmembers* who successfully apply for The Platinum Card through this designated link and fulfill spending of HK$60,000 or above within the first 6 months can enjoy welcome offer of 660,000 Membership Rewards points. Make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points. Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
New Cardmember* refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card issued by American Express.
Existing Cardmembers^ who successfully apply for The Platinum Card through this designated link and fulfill spending of HK$60,000 or above within the first 6 months can enjoy welcome offer of 320,000 Membership Rewards points. Make any eligible purchase during months 15 to 17 after card approval can earn an extra 320,000 Membership Rewards points. Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
Existing Cardmembers^ refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, within the past 12 months from the date of this application.
If the Basic Cardmember cancels The Platinum Card within 12 months of Card issuance, American Express reserves the right to claw back the exclusive Welcome Offer or debit the original price of the Welcome Offer from such Cardmember’s account without prior notice.
What you need to know
Welcome Bonus:
・Spend HK$60,000 or more within the first 6 months to earn 660,000 MR pointsAdditional Welcome Bonus:
・Make any eligible purchase during Months 15 to 17 after card approval to earn an extra 660,000 MR pointsOctopus Top-up:
・HK$50 statement credit for a single Octopus top-up of HK$600 via iPhone, Apple Watch, or Android in the first 3 monthsFor New Cardmembers: Click the “Apply Now” button on this page to be redirected to the designated MoneySmart link, and complete your credit card application as soon as possible.
For Existing Cardmembers: Click this designated link to complete the application promptly, and please do not open other webpages or interrupt the process.
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
Card Details
Good For
High-income frequent travelers seeking top-tier airport lounge access and enhanced overseas spending rewards.
Individuals enjoying premium hotel experiences with exclusive benefits from partner accommodation groups globally.
Movie enthusiasts wanting to enjoy Broadway Circuit discounts and Buy-1-Get-1-Free tickets every Friday.
Things to Note
The annual principal fee is HK$9,500, which may negate the value of rewards.
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American Express Platinum Card Benefits
AE Platinum Card holders can enjoy various travel discounts and enjoy free travel insurance.
HK$2,000 Global Dining Credit per Year
From now until December 31, 2026, Basic Cardmembers of The Platinum Card® who have successfully enrolled into the “Local Dining Credit” and “Abroad Dining Credit” offer via the Amex HK App can enjoy a total of up to HK$2,000 in dining credits annually at selected restaurants worldwide.
Complementary Travel Insurance
When traveling with an AE card, you and your family are covered by the comprehensive travel insurance covering trip cancellations, delays, and medical expenses.
Complimentary Elite Hotel Memberships
AE Platinum Card members can enroll for free in Marriott Bonvoy™ Gold Elite status, enjoying exclusive benefits such as late checkout, room upgrades, and welcome gifts.
American Express Platinum Card Lounge Access
American Express Platinum Card members enjoy unlimited complimentary access to The Centurion Lounge® at Hong Kong International Airport, excluding the Centurion member-only area. Each visit allows the cardholder to bring up to two guests.
To enter, members must present the following at reception: a valid American Express Platinum Card, a same-day boarding pass, and a government-issued ID. Entry may be denied if the required documents are not provided.
AE Platinum Card Apply Eligibility
AE Platinum Card FAQ
How much is the annual fee of AE Platinum Card?
- The annual fee of AE Platinum Card is HK$9,500.
Is it hard to get an American Express Platinum card?
- Approval for AE card requires a strong credit score and solid financial standing.
Is American Express Platinum a luxury card?
- Yes, it offers premium travel, dining, and lifestyle benefits.
Is American Express Platinum really worth it?
- It’s worth it for frequent travelers who maximize its perks and rewards.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.