Best PrimeCredit Credit Cards in Hong Kong
Compare PrimeCredit Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards!
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We found 6 PrimeCredit credit cards for you!
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【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Valid till 30 Jun 2026
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$970 cash rewards】
MS Exclusive: From now until 30 June 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$670 cash rebate (included the extra up to 2% cash rebate)
・Philips RO Water Dispenser (ADD6901) (Suggested price: HK$2,488)
・Garmin Forerunner 165 GPS Smartwatch (Suggested price: HK$2,299)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more details below
Valid till 30 Jun 2026
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$970 cash rewards】
MS Exclusive: From now until 30 June 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$670 cash rebate (included the extra up to 2% cash rebate)
・Philips RO Water Dispenser (ADD6901) (Suggested price: HK$2,488)
・Garmin Forerunner 165 GPS Smartwatch (Suggested price: HK$2,299)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
⠀⠀
See more details below
Valid till 30 Jun 2026
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 (1).png)
%20(1).png)
【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Valid till 30 Jun 2026
【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Valid till 30 Jun 2026
【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Valid till 30 Jun 2026
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Best PrimeCredit Credit Cards in Hong Kong
| CREDIT CARD | MINIMUM INCOME | BENEFITS |
|---|---|---|
| CREDIT CARDEarnMORE UnionPay Credit Card | MINIMUM INCOMEHK$0 | BENEFITSUp to 2% Cash Rebate for all categories eligible purchase all year round, |
| CREDIT CARDWeWa UnionPay Credit Card | MINIMUM INCOMEHK$0 | BENEFITSUp to 4% Cash Rebate for transactions within specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round. |
What Makes PrimeCredit Credit Cards Stand Out
WeWa UnionPay Diamond Card
You can earn up to 4% Cash Rebate for transactions within specific categories (in specific Fun Categories. Pick 1 of 4 categories - “Mobile Payment”, “Travel”, “Overseas Spending” and “Online Entertainment”) all year round (equivalent to HK$10 Cash Rebate for every HK$250 spending), with maximum cash rebate capped at HK$2,000 annually.
EarnMORE UnionPay Diamond Card
You can earn up to 2% Cash Rebate for all eligible transactions all year round, for every HK$250 spent, receive HK$5 cash rebate,including adding value service in Octopus Card (reloads of HK$250, receive HK$5 rebate).
Star Travel Credit Card
You can enjoy up to 5% Cash Rebate for transactions with China National Travel Service (CTS) all year round, plus complimentary Starry membership at CTS. You can also receive HK$300 Cash Rebate as your welcome gift.
PrimeCredit Credit Card Rewards
How to apply for PrimeCredit credit cards
Eligibility Criteria
Documents Required
Frequently Asked Questions
How long will my PrimeCredit credit card take to get approved?
Usually, the PrimeCredit credit card will be approved within 2 weeks.
What is the PrimeCredit hotline number?
For PrimeCredit credit card application, you can call 2269 8822.
You can also call the below hotline numbers for specific credit card enquiries:- Unionpay Diamond Card: 2269 8800
- Visa Platinum Card: 2269 8888
- Visa credit card: 2269 8899
What are the difference between EarnMORE Card and WeWa Card?
EarnMORE credit card cardholders can earn 2% cash rebate in all category while WeWa card cardholders can earn 4% cash rebate in designated merchant categories (in specific Fun Categories. Pick 1 of 4 categories - “Mobile Payment”, “Travel”, “Overseas Spending” and “Online Entertainment”).
Can I apply for PrimeCredit credit cards without salary proof?
You can apply for PrimeCredit credit card if income proof cannot be provided. However, you will need to submit your Hong Kong Identity Card, your latest residential address proof such as water bill and electricity bill, and your bank statement of your Transfer Account bearing your name and account number.
Does EarnMORE credit card set a limit to its cashback amount?
There is limited capped of HK$2,000 cashback amount for EarnMore credit card. You can earn 2% cash rebate in all category all year round.