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sim Credit Card

sim Credit Card

sim Credit Card

sim Credit Card

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Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and local transportation transactions. Also a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions and Local Transportation Transactions
First Year Free
Fee Waiver
N/A
Minimum Income Requirements
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MoneySmart Exclusive

【Spend HK$100, Get HK$600 – Grab 6X Cash Rebate🤑】
From now until 30 September 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
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【🔥2025 Crazy Reward for Apple Fans: Earn up to HK$1,200 cash rebate】
During the promotion period of 15 September - 30 November 2025, register the promotion and accumulate a specified spending amount# at Apple Store (retail stores or online store)^ using your sim Credit Card to earn up to HK$1,000 cashback; for online purchase, you can get an extra 8% cashback* (Max: HK$200), totalling up to HK$1,200 cashback!

Valid until 30 Sep 2025 - See more details below

Are you eligible?

    • You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 October 2025. Spend HK$100 with eligible retail transactions made within 30 calendar days.

    • Must be a new cardholder.
      * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

    • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 October 2025

  2. 【MoneySmart Exclusive】
    Eligible customers can enjoy HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher.

  3. 【sim Welcome Offer】
    New sim Credit Card holders will be entitled to [⚡️New!] a 6-month interest-free and monthly handling fee-waived Cash Installment Plan (Up to HK$100,000), or the following Welcome Offers after fulfilling the relevant spending conditions within 90 calendar days after issuance of the Eligible Card:
    1. Accumulate Spending of HK$4,000 or above:
    🆕 HK$500 Netflix Gift Card or
    🆕 HK$348 Spotify Premium 6 Month E-Voucher or
    🆕 HK$500 Google Play™ Gift Card or
    🆕 One Cotai Water Jet round-trip ferry ticket from Hong Kong to Macao (Cotai Class) (Reference Value: HK$440)
    ・HK$200 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher
    *Terms and conditions apply.

  4. 【2025 Crazy Reward for Apple Fans】
    During the promotion period (15 September - 30 November 2025), simply register for the promotion, and starting from the registration date, accumulate a specified spending amount# in Hong Kong dollars at Apple Store (retail stores or online store)^ using your sim Credit Card to earn the maximum cashback of up to HK$1,000 cashback throughout the entire promotion period:
    ・Accumulate HK$8,000 - below HK$30,000: HK$200
    ・Accumulate HK$30,000 or above: HK$1,000

     

    Additionally, if you make your purchase online, you can get an extra 8% cashback* up to a maximum of HK$200, giving you a total cashback of up to HK$1,200!
    Only 2,500 registration quotas are available. First come, first served, while stocks last.

T&Cs
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