中文
sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Up to 8% cashback on online retail transactions*

sim World Mastercard®️

A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and overseas retail transactions. Also a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions and Overseas Retail Transactions
First Year Free
Fee Waiver (Perpetual annual fee waiver for Full-time University/Tertiary Students)
150000
Minimum Income Requirements

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$1,150)

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Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$1,150)

MoneySmart Exclusive
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BRUNO BOE065 Multi Grill Pot (Value: HK$1,098, random color)

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BRUNO BOE065 Multi Grill Pot (Value: HK$1,098, random color)

MoneySmart Exclusive
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Kooduu Sensa PLAY MINI Dimmable LED lamp and Bluetooth speaker (Value: HK$990, random color)

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Kooduu Sensa PLAY MINI Dimmable LED lamp and Bluetooth speaker (Value: HK$990, random color)

MoneySmart Exclusive
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HK$1,000 Apple Store Gift Card

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HK$1,000 Apple Store Gift Card

MoneySmart Exclusive
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HK$1,000 ParknShop e-Voucher

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HK$1,000 ParknShop e-Voucher

MoneySmart Exclusive
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HK$900 Cash (Automatically converted from 9,000 SmartPoints and will be directly deposited into FPS account）

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HK$900 Cash (Automatically converted from 9,000 SmartPoints and will be directly deposited into FPS account）

MoneySmart Exclusive

⚡ September Exclusive Deal【🔥Earn HK$900 Cash/ Up to HK$1,150 Rewards】
From now until 30 September 2026, customers who successfully apply for sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy one of the following gifts (choose 1 out of 6) 🎁 :
・Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$1,150)
・BRUNO BOE065 Multi Grill Pot (Value: HK$1,098)
・Kooduu SEASA PLAY MINI Dimmable LED lamp and Bluetooth speaker (Value: HK$990)
・HK$1,000 Apple Store Gift Card / ParknShop e-Vouchers
・HK$900 Cash via FPS (automatically converted by 9,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid till 30 Sep 2026

ARE YOU ELIGIBLE?

  • You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 October 2026. Must spend HK$100 with eligible retail transactions made within 30 calendar days.

  • Must be a new cardholder.
    * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

  • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

WHAT YOU NEED TO KNOW

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 October 2026

  2. 【MoneySmart Exclusive】
    Eligible customers can choose 1 reward out of 6:
    ・Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$1,150)
    ・BRUNO BOE065 Multi Grill Pot (Value: HK$1,098)
    ・Kooduu SEASA PLAY MINI Dimmable LED lamp and Bluetooth speaker (Value: HK$990)
    ・HK$1,000 Apple Store Gift Card / ParknShop e-Vouchers
    ・HK$900 Cash via FPS (automatically converted by 9,000 SmartPoints and directly deposited into FPS account)

  3. 【sim Welcome Offer】
    During the Promotion Period, new customers who successfully apply for a sim Credit Card and fulfill the designated spending requirements can enjoy the following welcome offers:
    ⠀⠀
    Accumulate eligible retail spending of HK$8,000:
    ・Up to HK$700 Cash Rebate OR
    ・HK$700 Apple Store Gift Card

T&CsFAQClaim Form

Card Details

Good For

Online shoppers desiring up to 8% cashback for maximizing savings on digital purchases.
Urban explorers frequently shopping at designated local merchants like Adidas and Matsumotokiyoshi.
Budget-savvy individuals needing a first-year fee waiver to manage initial credit costs.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.