sim World Mastercard®️
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
HK$1,000 PARKnSHOP e-Voucher
HK$1,000 PARKnSHOP e-Voucher
MoneySmart Exclusive
HK$1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit into your FPS account)
HK$1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit into your FPS account)
MoneySmart Exclusive
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
MoneySmart Exclusive
LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
MoneySmart Exclusive
QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458, random color)
QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458, random color)
MoneySmart Exclusive
Apple AirPods 4 (Value: HK$1,099)
Apple AirPods 4 (Value: HK$1,099)
MoneySmart Exclusive
Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color)
Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color)
⚡July Exclusive Deal【🔥Earn HK$1,000 Cash/ Up to HK$3,700 Rewards】
From now until 31 July 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 7)🎁 :
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・Apple AirPods 4 (Value: HK$1,099)
・[🔥Limited-time Upgrade] HK$1,000 ParknShop e-Vouchers/ HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 August 2026. Must spend HK$100 with eligible retail transactions made within 30 calendar days.
Must be a new cardholder.
* Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of applicationBefore the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.
💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!
WHAT YOU NEED TO KNOW
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 August 2026
During the Campaign Period, new customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (upon claim submission, terms and conditions apply
【MoneySmart Exclusive】
Eligible customers can choose 1 reward out of 7:
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・Apple AirPods 4 (Value: HK$1,099)
・HK$1,000 ParknShop e-Vouchers/ HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)【sim Welcome Offer】
During the Promotion Period, new customers who successfully apply for a sim Credit Card and fulfill the designated spending requirements can enjoy the following welcome offers:
⠀⠀
Accumulate eligible retail spending of HK$8,000:
・Up to HK$700 Cash Rebate OR
・HK$700 Apple Store Gift Card
Card Details
Good For
Online shoppers desiring up to 8% cashback for maximizing savings on digital purchases.
Urban explorers frequently shopping at designated local merchants like Adidas and Matsumotokiyoshi.
Budget-savvy individuals needing a first-year fee waiver to manage initial credit costs.
Things to Note
Retail transactions have a high annual interest rate of 34.80%. Avoid carrying balances to prevent costly fees.
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