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Standard Chartered Cathay Mastercard
MoneySmart Exclusive

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard is one of the most popular miles-earning credit card. The Asia Miles earned will automatically be credited back to the Asia Miles account of the credit cardholders with no conversion fee or no minimum conversion amount. Apply for the card, New Cardholders can enjoy a welcome offer of up to 40,000 miles.
Up to HK$2=1 mile
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
40,000 miles
Bank Limited Time Welcome Offer

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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PHILIPS RO Water Dispenser ADD6910/90 (Valued: $3,388, random colour)

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PHILIPS RO Water Dispenser ADD6910/90 (Valued: $3,388, random colour)

MoneySmart Exclusive
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LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300)

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LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300)

MoneySmart Exclusive
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SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Valued: HK$2,599)

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SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Valued: HK$2,599)

MoneySmart Exclusive
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8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total Value: HK$5,200)

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8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total Value: HK$5,200)

MoneySmart Exclusive
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4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)

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4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)

MoneySmart Exclusive
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HK$1,800 Apple Store Gift Card

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HK$1,800 Apple Store Gift Card

MoneySmart Exclusive
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HK$1,800 ParknShop e-Voucher

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HK$1,800 ParknShop e-Voucher

MoneySmart Exclusive
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HK$1,800 Trip.com e-Voucher

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HK$1,800 Trip.com e-Voucher

MoneySmart Exclusive
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KooduuSENSA PLAY Dimmable LED lamp and Bluetooth speaker-topped with a handcrafted glass lampshade (Value: HK$2,290), redeem at a discounted price of HK$200

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KooduuSENSA PLAY Dimmable LED lamp and Bluetooth speaker-topped with a handcrafted glass lampshade (Value: HK$2,290), redeem at a discounted price of HK$200

MoneySmart Exclusive
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Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490), redeem at a discounted price of HK$200

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Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490), redeem at a discounted price of HK$200

MoneySmart Exclusive
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Insta360 X6 (Essential Bundle) (Value: $5,099), redeem at a discounted price of HK$2,900

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Insta360 X6 (Essential Bundle) (Value: $5,099), redeem at a discounted price of HK$2,900

MoneySmart Exclusive
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PHILIPS RO Water Dispenser ADD6921/90 (Value: HK$5,488), redeem at a discounted price of HK$1,700

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PHILIPS RO Water Dispenser ADD6921/90 (Value: HK$5,488), redeem at a discounted price of HK$1,700

MoneySmart Exclusive

【🌟No Spending Required upon Approval: MoneySmart Gift + Up to 120,000 Asia Miles / Southeast Asia Business Class round-trip ticket!】
From now until 30 September 2026, new Standard Chartered credit card customers who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy the following rewards upon card approval, subject to eligibility:
⠀⠀

1️⃣ MoneySmart Exclusive Gift — No Spending Required
Upon card approval, customers can choose ONE of the following gifts with no spending required:
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$3,388, random color)
・LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300)
・SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Value: HK$2,599)
・8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200)
・4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600)
・HK$1,800 Apple Store Gift Card/ ParknShop e-Vouchers/ Trip.com Vouchers or
⠀⠀

Choose to redeem the following at a special price with a designated Standard Chartered credit card:
🎁 KooduuSENSA PLAY Dimmable LED lamp and Bluetooth speaker-topped with a handcrafted glass lampshade (Value: HK$2,290), redeem at a discounted price of HK$200 or
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490), redeem at a discounted price of HK$200 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,099), redeem at a discounted price of HK$2,900 or
🎁 PHILIPS RO Water Dispenser ADD6921/90 (Value: HK$5,488), redeem at a discounted price of HK$1,700
⠀⠀

＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$200 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
⠀⠀

2️⃣ Standard Chartered Cathay Mastercard – Reward of your choice of up to 120,000 Asia Miles or FanFest Offer with up to HK$10,000 Cathay Gift Card
・Choose Asia Miles Welcome Offer: New cardholders who fulfill the designated spending requirement within the first two months after card issuance can earn up to 120,000 Asia Miles.
・Choose FanFest Offer: New cardholders who fulfill the designated spending requirement within the first two months after card issuance can receive up to HK$10,000 in Cathay Gift Cards, which can be used to offset the fare of Cathay Pacific-operated flights.

Valid till 30 Sep 2026

ARE YOU ELIGIBLE?

  • You need to apply through MoneySmart and credit card has to be approved. There are no spending requirements.

  • Must be a new-to-bank cardholder- Applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

  • The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly

WHAT YOU NEED TO KNOW

  1. Customers must submit the redemption form on or before 10 October 2026 in order to be eligible for exclusive reward. New customers who have successfully applied and obtained card approval, you must log into you MoneySmart account and submit claim form along with any valid card approval materials issued by Standard Chartered Bank for further verification.

  2. 1.〖SCB Welcome Miles〗（Choose either one）
    From 21 September 2026 to 17 January 2027, spend the designated amount (From HK$5,000) within the first 2 months of card issuance and earn up to 120,000 Asia Miles OR
    ⠀⠀

    2.〖FanFest Offer – up to HK$10,000 Cathay Gift Card〗
    From 21 September to 30 November 2026, eligible cardholders who meet the applicable spending requirement within the designated spending period can receive the corresponding Cathay Gift Card reward:
    ・Standard Chartered Cathay Mastercard: Spend HK$6,000 to receive HK$2,000 Cathay Gift Card, approximately equivalent to 1 round-trip ticket to Taiwan.
    ・Standard Chartered Cathay Mastercard - Priority Private: Spend HK$12,000 to receive HK$5,000 Cathay Gift Card, approximately equivalent to 1 round-trip ticket to Japan
    ・Standard Chartered Cathay Mastercard - Priority Banking: Spend HK$17,000 to receive HK$10,000 Cathay Gift Card, approximately equivalent to 1 round-trip Business Class ticket to Southeast Asia.
    ⠀⠀



    Actual airfare, redemption value, destination, taxes, fees and seat availability may vary. Terms and conditions apply.

T&CsFAQClaim Form

Card Details

Good For

Frequent travelers wanting to maximize Asia Miles with automatic conversion on high daily spending.  
Dining enthusiasts desiring a card offering cashback and discounts at restaurants and travel experiences.  
Salaried individuals needing extensive interest-free periods for more manageable monthly expense management.

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