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Standard Chartered Cathay Mastercard
MoneySmart Exclusive

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard is one of the most popular miles-earning credit card. The Asia Miles earned will automatically be credited back to the Asia Miles account of the credit cardholders with no conversion fee or no minimum conversion amount. Apply for the card, New Cardholders can enjoy a welcome offer of up to 40,000 miles.
Up to HK$2=1 mile
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
40,000 miles
Bank Limited Time Welcome Offer

Apply through MoneySmart and redeem for any of these:

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【🌟No Spending Required upon Approval: MoneySmart Gift + Up to 120,000 Asia Miles!】
From now until 5 November 2026, new Standard Chartered credit card customers who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart with promo code "HKRMS2" can enjoy the following rewards upon card approval, subject to eligibility:⠀


1️⃣ MoneySmart Exclusive Gift — No Spending Required
Upon card approval, customers can choose ONE of the following gifts with no spending required:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$2,300)
・AirPods 5 (Value: HK$1,099)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / ParknShop e-Vouchers


2️⃣ Standard Chartered Cathay Mastercard –  Up to 120,000 Asia Miles
New cardholders who fulfill the designated spending requirement within the first two months after card issuance can earn up to 120,000 Asia Miles.

Valid till 05 Nov 2026

ARE YOU ELIGIBLE?

  • You need to apply through MoneySmart and credit card has to be approved. There are no spending requirements.

  • Must be a new-to-bank cardholder- Applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

  • Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

  • The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly.

WHAT YOU NEED TO KNOW

  1. Customers must submit the redemption form on or before 15 November 2026 in order to be eligible for exclusive reward. New customers who have successfully applied and obtained card approval, you must log into you MoneySmart account and submit claim form along with any valid card approval materials issued by Standard Chartered Bank for further verification.

  2. 〖SCB Welcome Miles〗
    From 21 September 2026 to 17 January 2027, new Standard Chartered credit card customers who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart with promo code "HKRMS2" and spend the designated amount (From HK$5,000) within the first 2 months of card issuance and earn up to 120,000 Asia Miles.

T&CsFAQClaim Form

Card Details

Good For

Frequent travelers wanting to maximize Asia Miles with automatic conversion on high daily spending.  
Dining enthusiasts desiring a card offering cashback and discounts at restaurants and travel experiences.  
Salaried individuals needing extensive interest-free periods for more manageable monthly expense management.

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