Compare AIG Home Insurance in Hong Kong 2024

Looking for AIG property insurance, home insurance, landlord insurance or renter insurance? We have picked highlighted plans for you! Read More
Looking for Home Content Insurance for Floor Area: 500
We found 2 AIG Home Insurances for you!
AIG logo

Annual Premium

HK$520

Annual Premium
MoneySmart Exclusive
Valuables Cover (per item)
HK$10,000
Max. Household Contents Cover
HK$500,000
Max. Liability To Third Party Cover
HK$5,000,000
Annual Premium
HK$520

🏠MoneySmart 感謝祭2024🎉
投保任何家居保險即可參加大抽獎,有機會贏得獎品總值超過HK$4,500!

Valid until 31 Mar 2024 - See more details below
AIG logo

Annual Premium

HK$800

Annual Premium
MoneySmart Exclusive
Valuables Cover (per item)
HK$5,000
Max. Household Contents Cover
HK$1,000,000
Max. Liability To Third Party Cover
HK$5,000,000
Annual Premium
HK$800

🏠MoneySmart 感謝祭2024🎉
投保任何家居保險即可參加大抽獎,有機會贏得獎品總值超過HK$4,500!

Valid until 31 Mar 2024 - See more details below

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AIG Home Insurance Plans

AIG Home Insurance Plans Highlights The annual maximum limit for household contents
AIG Premium Home Plus Enhanced Version (Light Plan)Free cover for repairing fee of mobile phones and comprehensive coverage for your household belongingsHK$500,000
AIG Premium Home Plus Enhanced Version (Standard Plan)Cover premises which building year was over 40HK$1,000,000

AIG Home Insurance Benefits

AIG Premium Home Plus Enhanced Version provides cover for household contents against accidents or damage happened to the insured's premises:

Comprehensive coverage for home content

Cover household contents against accidents or damage happening within your household including personal effects and valuables such as jewellery, watches, furs, fine arts and antiques, etc. Also provide cover for interior building improvements such as renovation and refurbishment of fixtures, fittings and flooring.

Legal liability

Provide up to HK$5,000,000 worldwide protection for you and your family against third-party liability claims for bodily injury or property damage.

Free extra benefits

Provide additional benefits for free, such as accidental damage to mobile phones, notebooks or tablet computers, personal documents and wine. Also cover the unauthorized use of credit cards/cash cards, the cost for replacing locks and keys and more.

AIG Premium Home Plus Enhanced Version Exclusive Benefits

AIG offers exclusive additional coverage for free including:
  • protection against unexpected damage of glass windows: HK$5,000 max
  • replacement of doors, locks and key: HK $2,000 max
  • protection against unopened alcoholic beverages: HK$1,000 max

How To Buy AIG Home Insurance?

Step 1

Enter information about the premise you would like to insure, including floor area, building years, property type, etc

Step 2

Select between the Standard Plan and the Light Plan and add additional benefits. Then, enter personal and contact details.

Step 3

Confirm the details you entered and pay online. Once payment is confirmed, the policy will become effective.

AIG Home Insurance Frequently Asked Question

Do I need to purchase Premium Home Plus Enhanced Version if I have already got a fire insurance policy?

Yes. The fire insurance policy only covers the physical structure of a property caused by fire damage, but other damages caused by accidents such as typhoon and landslide are not covered, not to mention home contents or legal liability. To give you peace of mind and financial protection, it is important to purchase home insurance.

Can I only purchase fire insurance?

Yes. You can purchase fire insurance only. Simply fill in Section 2 of the ‘Building of the Proposal Form’.

Does Premium Home Plus – Enhanced Version provide protection to rainwater seepage?

Yes, it covers physical loss or damage of the home contents of the insured's premises caused by rainwater seepage due to tropical cyclone warning signal no. 3 or above or rainstorm warning signal “Amber” or above.