AIG Home Insurance: Home Contents & Building Structure Cover
Compare AIG Premium Home Plus Enhanced Version to cover the loss of home belongings as well as valuables, including outdoor home belongings coverage, glass window damage, valuable collectibles and even pet accidental death or theft coverage. Learn more on AIG Home Insurance now!
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AIG Home Insurance Plans
| AIG Home Insurance Plans | Highlights | The annual maximum limit for household contents |
|---|---|---|
| AIG Home Insurance Plans AIG Premium Home Plus Enhanced Version (Light Plan) | Highlights Free cover for repairing fee of mobile phones and comprehensive coverage for your household belongings | The annual maximum limit for household contents HK$500,000 |
| AIG Home Insurance Plans AIG Premium Home Plus Enhanced Version (Standard Plan) | Highlights Cover premises which building year was over 40 | The annual maximum limit for household contents HK$1,000,000 |
AIG Home Insurance Benefits
AIG Premium Home Plus Enhanced Version provides cover for household contents against accidents or damage happened to the insured's premises:
Comprehensive coverage for home content
Cover household contents against accidents or damage happening within your household including personal effects and valuables such as jewellery, watches, furs, fine arts and antiques, etc. Also provide cover for interior building improvements such as renovation and refurbishment of fixtures, fittings and flooring.
Legal liability
Provide up to HK$5,000,000 worldwide protection for you and your family against third-party liability claims for bodily injury or property damage.
Free extra benefits
Provide additional benefits for free, such as accidental damage to mobile phones, notebooks or tablet computers, personal documents and wine. Also cover the unauthorized use of credit cards/cash cards, the cost for replacing locks and keys and more.
AIG Premium Home Plus Enhanced Version Exclusive Benefits
- protection against unexpected damage of glass windows: HK$5,000 max
- replacement of doors, locks and key: HK $2,000 max
- protection against unopened alcoholic beverages: HK$1,000 max
How To Buy AIG Home Insurance?
Enter information about the premise you would like to insure, including floor area, building years, property type, etc
Select between the Standard Plan and the Light Plan and add additional benefits. Then, enter personal and contact details.
Confirm the details you entered and pay online. Once payment is confirmed, the policy will become effective.
AIG Home Insurance Frequently Asked Question
Do I need to purchase Premium Home Plus Enhanced Version if I have already got a fire insurance policy?
- Yes. The fire insurance policy only covers the physical structure of a property caused by fire damage, but other damages caused by accidents such as typhoon and landslide are not covered, not to mention home contents or legal liability. To give you peace of mind and financial protection, it is important to purchase home insurance.
Can I only purchase fire insurance?
- Yes. You can purchase fire insurance only. Simply fill in Section 2 of the ‘Building of the Proposal Form’.
Does Premium Home Plus – Enhanced Version provide protection to rainwater seepage?
- Yes, it covers physical loss or damage of the home contents of the insured's premises caused by rainwater seepage due to tropical cyclone warning signal no. 3 or above or rainstorm warning signal “Amber” or above.
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