We found 0 Chubb Home Insurance for you!
Oops!
We can't find plans that best match what you're looking for. Please change your criteria and try again.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
CHUBB Home Insurance
| CHUBB Home Insurance Plans | Highlight | Annual Maximum Contents Cover |
|---|---|---|
| CHUBB MyHomeGuard Plan A | No restriction on building age, floor area or types of residential houses (houses and village houses included). Cover the costs for replacing glasses and the contents in the storage facility and student hostel accommodation. | HK$300,000 |
| CHUBB MyHomeGuard Plan B | Cover residential premises regardless of building age, floor area and types. Cover replacement of glasses and the contents in the storage facility and student hostel accommodation. | HK$500,000 |
| CHUBB MyHomeGuard Plan C | Protect residential premises of all types irrespective of building age and floor area, including houses and village houses. Cover the costs for replacing glasses and the contents stored in the storage facility and student hostel accommodation. | HK$1,000,000 |
| CHUBB MyHomeGuard DIY Plan | Tailor-made cover available according to the needs of the insured | HK$6,000,000 |
CHUBB Home Insurance Benefits
Replacement of glass
CHUBB Home Insurance covers the cost of replacing broken glasses caused by accidents such as typhoon, storm, fire, lightning etc, capped at HK$2,500 annually.
Optional additional valuables
Cover additional valuables against any accidental loss or damage worldwide provided that the insured declares those valuables to CHUBB within 30 days from the policy commencement date, capped at HK$50,000/item/set and the maximum cover per policy year is HK$500,000.
Contents in the storage facility
Protect against the accidental loss or damage to the contents of the insured placed at a storage facility. The maximum cover per policy year is HK$120,000.
Optional household improvements cover
CHUBB Home Insurance provides optional cover for household improvements, capped at 25% of sum insured. The maximum building cover is HK20,000,00.
No restriction on building age or floor area
It is not uncommon for home insurance to set a restriction on building age or floor area. However, CHUBB Home Insurance covers all residential premises regardless of building age or floor area.
CHUBB Home Insurance Annual Premium
| CHUBB Home Insurance Plans | High Rise | Low Rise (Less than 3- storey) |
|---|---|---|
| CHUBB MyHomeGuard Plan A | HK$665 | HK$1,085 |
| CHUBB MyHomeGuard Plan B | HK$980 | HK$1,680 |
| CHUBB MyHomeGuard Plan C | HK$1,610 | HK$3,010 |
CHUBB Home Insurance Claim Procedures
Download the Property/ Home Claim Form from the CHUBB website. Complete it and send it to CHUBB Insurance Hong Kong Limited together with relevant documents by mail within 14 days of an accident. Supporting documents include the police report, CCTV footage, photos, copy of the medical report of the third party. Further information or investigation may be required.
CHUBB Home Insurance FAQ
Does CHUBB Home Insurance cover village houses?
- Yes. CHUBB Home Insurance has no restriction on building age, floor area and types, covering houses and village houses.
Does excess apply to CHUBB Home Insurance?
- Yes. In order to make a claim, the insured need to first pay for the excess. Details are as follows:
- Contents cover (except for loss caused by fire, lightning or explosion): High rise: HK$400; Low rise: HK$2000
- Alteration and repairs：High rise: HK$1,500; Low rise: HK$2000 or 10% of adjusted loss (whichever is greater)
- Personal Guard：High rise: HK$400; Low rise: HK$4,000