How long does it take to open a Futu Securities account online?

Submitting your application via the Futubull App takes under 10 minutes. Once you complete identity verification and submit your initial HK$10,000 verification deposit, approval typically takes 1 to 2 business days.

Can overseas non-Hong Kong residents open an account?

Yes. Non-permanent HK residents and overseas individuals over 18 years old can apply using a valid passport and proof of residential address issued within the last 3 months.

Is the HK$10,000 initial deposit locked or spent as a fee?

No. The HK$10,000 requirement is an online identity verification threshold mandated by Hong Kong regulations. Once your account is verified and opened, 100% of these funds remain available in your account for trading or withdrawal.

MoneySmart Exclusive

U.S. stocks 5x24 hours trading services in HK

Futu Securities Account

Name: Futu Securities Account
Brand: Futu Securities
SKU: 10000893

Top 3 reasons to apply for Futu Securities Account: 1）Futu Securities supports comprehensive investment tools, self-developed intelligent tracking function to lock the market stocks，2）Better transaction price, as fast as 0.0037s to place an order 3）Low transaction cost, lifetime HK Stocks commission fee waiver, and profitable stock price changes

Dividend Collection Fee - US Stocks

US$0.99

Minimum Commission - US Stocks

HK$10,000

Account Opening Min. Funding

Apply through MoneySmart and redeem for any of these:

HK$80,000 Deposit Reward - HK$2,000 Cash (Converted from Futu Cash Voucher)

HK$80,000 Deposit Reward - HK$2,000 worth of Space X stock (Issued by Futu)

HK$80,000 Deposit Reward - HK$2,000 PlayStation® Store Digital Gift Cards

HK$80,000 Deposit Reward - Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (Valued: HK$3,380)

HK$80,000 Deposit Reward - Plus Minus Zero CKP-J010 RO Water Server (Value: HK$2,999)

HK$80,000 Deposit Reward - HK$2,000 Apple Store Gift Card

HK$80,000 Deposit Reward - HK$2,000 HKTVMall e-Voucher

HK$80,000 Deposit Reward - HK$2,000 ParknShop e-Vouchers

HK$10,000 Deposit Reward - PHILIPS ADD5981 All-in-One Water Dispenser (Valued: HK$1,688)

HK$10,000 Deposit Reward - 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)

HK$10,000 Deposit Reward - AirPods 5 with Wireless Charging Case (Value: HK$1,249)

HK$10,000 Deposit Reward - HK$1,000 ParknShop e-Voucher

HK$10,000 Deposit Reward - HK$1,000 HKTVMall e-Voucher

HK$10,000 Deposit Reward - HK$1,000 Apple Store Gift Card

HK$10,000 Deposit Reward - HK$1,000 worth of Space X stock (Issued by Futu)

HK$10,000 Deposit Reward - HK$1,000 Futu Cash Coupons (provided by Futu)

HK$10,000 Deposit Reward - HK$1,000 PlayStation® Store Digital Gift Cards

HK$400,000 Deposit Reward - Plus Minus Zero CKP-J010 RO Water Server (Value: HK$2,999)

HK$400,000 Deposit Reward - HK$2,000 PlayStation® Store Digital Gift Cards

HK$400,000 Deposit Reward - HK$2,000 worth of Space X stock (Issued by Futu)

HK$400,000 Deposit Reward - HK$2,000 Cash (Converted from Futu Cash Voucher)

HK$400,000 Deposit Reward - HK$2,000 HKTVMall e-Voucher

HK$400,000 Deposit Reward - HK$2,000 ParknShop e-Vouchers

HK$400,000 Deposit Reward - HK$2,000 Apple Store Gift Card

HK$400,000 Deposit Reward - Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (Valued: HK$3,380)

MoneySmart Exclusive

【🎁 Nov Exclusive Rewards】From Nov 1 to 15, 2026 (during the campaign period), download the Futu NiuNiu App, first enter the redemption code【MSFUTU】, then complete your deposit and account opening to meet the retention requirements, and take home one of the following rewards:

1️⃣【Open an account during the campaign period, then retain for 60 days starting the day after your deposit reaches HK$80,000 or above】
💰 Cash HK$2,000* / ParknShop e-Vouchers / 🆕 PlayStation® Store Digital Gift Cards / 🆕 Plus Minus Zero CKP-J010 RO Water Server (Value: HK$2,999)

2️⃣【Open an account during the campaign period, then retain for 60 days starting the day after your deposit reaches HK$10,000 - HK$79,999】
💰 Cash HK$1,000* / PlayStation® Store Digital Gift Cards / 🔥 Apple AirPods 5 with Wireless Charging Case (Value: HK$1,249)

‼️ Rewards 1️⃣ and 2️⃣ cannot be combined
‼️ * The HK$2,000 and HK$1,000 cash rewards are issued as Futu cash vouchers (redeemable within the Futu NiuNiu App)
‼️ Open the “More Details” section below to see other gifts, including Bowers & Wilkins headphones, Hong Kong Plaza Premium Lounge access, and more. There are also student offers with lower retention requirements and the same rewards.

Valid till 15 Nov 2026

ARE YOU ELIGIBLE?

New users must deposit at least HK$10,000 via online bank transfer to complete verification and account opening.
Futu Securities usually completes its review within 1 to 2 working days of your account opening application submission. Successful account opening will be notified via email and Futu NiuNiu App system messages. In some cases, the review may be completed on the same day.
Starting the day after cumulative deposits reach HK$10,000 or more (or HK$80,000 or more), you must maintain a daily average asset value of HK$10,000 or more (or HK$80,000 or more) throughout the 60-day retention period. Otherwise, you will not be eligible for the reward, including cases where the daily average asset value falls short due to investment losses.
The following are the steps to open an account using the 【MSFUTU】 redemption code:

(1) Download the Futu NiuNiu App and register/log in
(2) Tap “Discover” or “My” at the bottom right and go to “Activity Center”
(3) Tap “Redemption Center” and enter the designated redemption code “MSFUTU”
(4) After entering the code, tap “Open Account Now”
(5) Complete account opening within 7 days and meet the specified conditions to enjoy the above MoneySmart exclusive offers

‼️ The redemption code 【MSFUTU】 can only be used once.
Before applying via the designated MoneySmart link, you must:
- Disable any ad blocker (or similar functions)
- Clear your browser cache and cookies
- Do not use “Incognito Mode
After opening the Designated Account within the Promotion Period, customers must complete and submit the MoneySmart Reward Redemption Form on or before 15 December 2026, and provide their Futu Securities account number in the "Application Reference Number" field.

WHAT YOU NEED TO KNOW

Reward Conditions and Gift Selection

From Nov 1 to Nov 15, during the campaign period, download the Futu NiuNiu App, enter the redemption code 【MSFUTU】, then complete your deposit and account opening. To meet the retention requirements below, you may choose one of the following rewards:

1️⃣ Complete account opening and deposit HK$80,000 or more during the campaign period. Starting the day after, maintain an average daily balance of HK$80,000 or more within 60 days, then choose one of the following rewards:

1. Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (value: HK$3,380)
2. HK$2,000 Apple Store Gift Card
3. HK$2,000 HKTVmall e-Voucher
4. HK$2,000 ParknShop e-Vouchers
5. HK$2,000 PlayStation® Store Digital Gift Cards
6. HK$2,000 Cash (Converted from Futu Cash Voucher)
7. HK$2,000 worth of Space X stock (Issued by Futu)
8. 🆕 Plus Minus Zero CKP-J010 RO Water Server (Value: HK$2,999)

2️⃣ During the campaign period, complete account opening and deposit HK$10,000 to HK$79,999. Starting the day after the deposit target is reached, maintain an average daily balance of HK$10,000 or more within 60 days, then choose one of the following rewards:

3️⃣ Student offer*: Deposit HK$10,000 to HK$79,999. Starting the day after the deposit target is reached, maintain an average daily balance of HK$5,000 or more within 60 days, then choose one of the following rewards:

1. 🆕 Apple AirPods 5 with Wireless Charging Case (value: HK$1,249)
2. Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x2 (value: HK$2,300)
3. HK$1,000 Apple Store Gift Card
4. HK$1,000 HKTVmall e-Voucher
5. HK$1,000 ParknShop e-Vouchers
6. HK$1,000 PlayStation® Store Digital Gift Cards
7. HK$1,000 Futu Cash Coupons (provided by Futu)
8. HK$1,000 worth of Space X stock (Issued by Futu)
9. PHILIPS ADD5981 All-in-One Water Dispenser (value: HK$1,688)

4️⃣ Opening an account and depositing HK$400,000 or more during the campaign period, then maintaining an average daily balance of HK$400,000 or more for 60 days and 270 days starting the following day, earns you a double reward:

60-Day Retention Reward
1. Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (value: HK$3,380)
2. HK$2,000 Apple Store Gift Card
3. HK$2,000 HKTVmall e-Voucher
4. HK$2,000 ParknShop e-Vouchers
5. HK$2,000 PlayStation® Store Digital Gift Cards
6. HK$2,000 Cash (Converted from Futu Cash Voucher)
7. HK$2,000 worth of Space X stock (Issued by Futu)
8. 🆕 Plus Minus Zero CKP-J010 RO Water Server (Value: HK$2,999)

270-Day Retention Reward
Extra HK$2,000 Futu Cash Voucher – issued by Futu (can be used for stock trading or withdrawn as cash)

‼️ Cash rewards must be redeemed with Futu cash vouchers in the Futu NiuNiu App under “My Rewards.”
‼️ SpaceX share rewards will be credited directly to the customer’s account within 10 trading days after 60 days from the campaign end date (November 30).
Extra Official Rewards:

- Lifetime commission-free Hong Kong stock trading + LV1 real-time streaming quote service (Value: HK$3,246)
- HK$200 new customer welcome reward

‼️ Commission-free trading and quote services are subject to terms and conditions
‼️ To participate in the HK$200 new customer welcome reward, you must click “Claim Now” on the campaign page. Each reward has its own validity period and usage conditions. Please refer to the relevant terms and conditions for details.

T&Cs FAQ Claim Form

Investment Details

Futu Securities International (Hong Kong) Limited is a Hong Kong-licensed securities brokerage under Futu Holdings Limited (Nasdaq: FUTU), a Nasdaq-listed group. Established in 2012, with Tencent as a major shareholder, it is regulated by the Securities and Futures Commission of Hong Kong (Central Entity No.: AZT137) and holds Type 1, 2, 3, 4, 5, 7, and 9 licenses.
The Futu NiuNiu App provides access to Hong Kong stocks, US stocks, Japanese stocks, Korean stocks, Singapore stocks, and Stock Connect A-shares through a single account. It also supports options, futures, funds, bonds, and monthly stock investment plans. The app features real-time quotes, professional charts, stock screeners, heat maps, and other analytical tools, as well as simulated trading, a new IPO centre, and grey market trading. Users can stay updated on market developments through 24/7 news alerts and the “NiuNiu Community.” The interface supports Simplified Chinese, Traditional Chinese, and English, with seamless access across mobile, desktop, and web versions.
Reference: Futu Official Website

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Step 1

Download the Futubull App.

Step 2

Tap “Me” in the bottom right corner, then select Activity Center.

Step 3

Tap Redemption Center.

Step 4

Enter promo code MSFUTU.

Step 5

Tap Open Account Now.

Step 6

Complete setup and meet deposit conditions to claim your rewards!