How long does it take to open a Futu Securities account online?

Submitting your application via the Futubull App takes under 10 minutes. Once you complete identity verification and submit your initial HK$10,000 verification deposit, approval typically takes 1 to 2 business days.

Can overseas non-Hong Kong residents open an account?

Yes. Non-permanent HK residents and overseas individuals over 18 years old can apply using a valid passport and proof of residential address issued within the last 3 months.

Is the HK$10,000 initial deposit locked or spent as a fee?

No. The HK$10,000 requirement is an online identity verification threshold mandated by Hong Kong regulations. Once your account is verified and opened, 100% of these funds remain available in your account for trading or withdrawal.

MoneySmart Exclusive

U.S. stocks 5x24 hours trading services in HK

Futu Securities Account

Name: Futu Securities Account
Brand: Futu Securities
SKU: 10000893
Price: true HKD
Availability: InStock

Top 3 reasons to apply for Futu Securities Account: 1）Futu Securities supports comprehensive investment tools, self-developed intelligent tracking function to lock the market stocks，2）Better transaction price, as fast as 0.0037s to place an order 3）Low transaction cost, lifetime HK Stocks commission fee waiver, and profitable stock price changes

Interest Rate （ Restricted to bank financing ）

90%

Max. Stock Margin Ratio

HK$50

Subscription Fees

Apply through MoneySmart and redeem for any of these:

HK$80,000 Deposit Reward - HK$2,200 HKTVmall e-Voucher

HK$80,000 Deposit Reward - HK$2,000 Futu Cash Voucher (for stock trading or cash withdrawal) & 2,000 SmartPoints

HK$80,000 Deposit Reward - HK$2,000 worth of Space X stock (Issued by Futu) & 2,000 SmartPoints

HK$80,000 Deposit rewards - Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (value: HK$3,380) & 2,000 SmartPoints

HK$80,000 Deposit Reward - Apple MacBook Neo 13" A18 Pro chip (8GB 256GB SSD) (Value : HK$5,499) - Redeem at a discounted price of HK$3,000 & 2,000 SmartPoints

HK$80,000 Deposit Reward - HK$2,000 Apple Store Gift Card & 2,000 SmartPoints

HK$80,000 Deposit Reward - PHILIPS RO Water Dispenser with Cooling ADD6912/90 (value: HK$3,788) & 2,000 SmartPoints

HK$80,000 Deposit Reward - DJI Osmo Pocket 4 Creator Combo (Value: HK$4,419) - Redeem at a discounted price of HK$2,400 & 2,000 SmartPoints

HK$80,000 Deposit Reward - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) - Redeem at a discounted price of HK$2,000 & 2,000 SmartPoints

HK$80,000 Deposit Reward - HK$2,200 ParknShop e-Voucher

HK$10,000 Deposit Reward - HK$1,100 ParknShop E-Voucher

HK$10,000 Deposit Rewards - Shokz OpenDots ONE Open-ear True Wireless Earbuds (Value: HK$1,399) & 1,000 SmartPoints

HK$10,000 Deposit Reward - HK$1,000 Apple Store Gift Card & 1,000 SmartPoints

HK$10,000 Deposit Reward - HK$1,100 HKTVmall E-Voucher

HK$10,000 Deposit Reward - HK$1,000 Futu Cash Voucher (for stock trading or cash withdrawal) & 1,000 SmartPoints

HK$10,000 Deposit Reward - Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x2 (value: HK$2,300) & 1,000 SmartPoints

HK$10,000 Deposit Reward - LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (value: HK$2,100) & 1,000 SmartPoints

HK$10,000 Deposit Reward - HK$1,000 worth of Space X stock (Issued by Futu) & 1,000 SmartPoints

HK$10,000 Deposit Reward - PHILIPS ADD5981 All-in-One Water Dispenser (value: HK$1,688) & 1,000 SmartPoints

HK$10,000 Deposit Reward - Dyson HushJet™ Mini Cool Fan & HK$200 ParknShop e-Vouchers (total value: HK$1,090) & 1,000 SmartPoints

HK$10,000 Deposit Reward - Philips 6000 Series XW6264/11 Vacuum & Wash Cordless (Value: HK$5,398) - Redeem at a discounted price of HK$1,500 & 1,000 SmartPoints

HK$10,000 Deposit Reward - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) - Redeem at a discounted price of HK$3,100 & 1,000 SmartPoints

MoneySmart Exclusive

【August Bonus Reward】Aug 18–31: Download Futubull, enter code 【MSFUTU】 before deposit, then meet the holding requirements to claim your rewards
1️⃣【Deposit HK$80,000 & Hold for 60 days】💰 HK$2,000 cash* plus 2,000 SmartPoints/ ⬆️ HK$2,200 ParknShop / HKTVmall e-Voucher
🧭 Limited-time offer with a HK$80,000 deposit :
- HK$2,000 for SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) plus 2,000 SmartPoints
- HK$3,000 for Apple MacBook Neo 13" A18 Pro chip (8GB 256GB SSD) (Value : HK$5,499) plus 2,000 SmartPoints
2️⃣【Deposit HK$10,000 or Student Exclusive Offer & Hold for 60 days】💰 HK$1,000 cash* plus 1,000 SmartPoints/ ⬆️ HK$1,100 ParknShop / HKTVmall e-Voucher
🧭 Limited-time offer with a HK$10,000 deposit :
- HK$1,500 for Philips 6000 Series XW6264/11 Vacuum & Wash Cordless (Value: HK$5,398) plus 1,000 SmartPoints
- HK$3,100 for SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) plus 1,000 SmartPoints

‼️ Redeem SmartPoints at MoneySmart Reward Stores for Uber, Maxim's or PlayStation® Store vouchers and more.
‼️ Students: keep a HK$5,000 average daily balance for 60 days and get HK$1,000 cash or other rewards.
💥 More gifts too — airport lounge passes, Bowers & Wilkins headphones, Philips RO water dispenser. Tap 【More Details】

Valid till 31 Aug 2026

ARE YOU ELIGIBLE?

🔍 How to use the MSFUTU promo code:
1️⃣ Download the Futubull app, register and log in
2️⃣ Tap "Discover" at the bottom right → "Me" → go to "Activity Centre"
3️⃣ Select "Redemption Centre" and enter the promo code "MSFUTU"
4️⃣ After entering it, tap "Open Account Now"
5️⃣ Complete account opening within 7 days and meet the specified conditions to enjoy the MoneySmart exclusive offers above.
This promotion is exclusively for new customers who are aged 18 or above, hold a valid Hong Kong Permanent Resident Identity Card, and have not previously opened a Futu Securities account prior to the promotion period.
‼️ You must enter the redemption code【MSFUTU】before starting the account opening process. Below is the process for opening an account using the redemption code:
(1) Download the Futu NiuNiu app and register/log in
(2) Tap "Discover" OR "Me" in the bottom right, then go to "Activity Centre"
(3) Select "Redemption Centre" and enter the designated code "MSFUTU"
(4) After entering the code, tap "Open Account Now"
Have their application for the Designated Account approved by the Product Provider and complete the account opening procedure according to the Product Provider’s system records
New users are required to initiate an online transfer of at least HK$10,000 to complete the account opening process.
Cash rewards are issued by Futu Securities and can be redeemed by customers within the "My Rewards" section of the Futu Moomoo App.
SpaceX stock rewards will be credited directly to the customer's personal account within 10 trading days after 60 days from the end of the promotion period (31 August).
SmartPoints are credited to your MoneySmart account once the provider confirms eligibility, then redeemable at the MoneySmart Rewards Store.

WHAT YOU NEED TO KNOW

During the Promotion Period, download the Futu Moomoo App and open an account using the MoneySmart designated promotion code 【MSFUTU】
Complete the deposit and maintenance requirements, and have your reward eligibility confirmed by Futu.
Retention Period： Deposit HK$10,000 or HK$80,000 or above into your Futu securities account by 11:59 PM on 31 August 2026. Keep your daily average asset at or above HK$10,000 or HK$80,000 for 60 days starting the day after the deposit.
After completing the first deposit, the funds/assets in the account may be used to invest in stocks, Futu Bull Cash Plus (money market fund), funds, options, futures, or other products. Alternatively, the funds may simply be held as cash. Any gains or losses resulting from related investments will not affect the official record of the client’s initial deposit amount.
Before applying via the designated MoneySmart link, you must:
- Disable any ad blocker (or similar functions)
- Clear your browser cache and cookies
- Do not use “Incognito Mode
Reward Conditions and Gift Selection
Aug 18–31: Download Futubull, enter code 【MSFUTU】 before funding and completing account opening, then meet the requirements below to qualify.
1️⃣ Deposit HK$80,000+ (18–31 Aug) and hold a HK$80,000 daily average for 60 days to pick one reward below.
1. PHILIPS RO Water Dispenser with Cooling ADD6912/90 (value: HK$3,788) & 2,000 SmartPoints
2. Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (value: HK$3,380) & 2,000 SmartPoints
3. HK$2,000 Apple Store Gift Card & 2,000 SmartPoints
4. HK$2,200 HKTVmall e-Voucher ⬆️
5. HK$2,200 ParknShop e-Vouchers ⬆️
6. HK$2,000 Cash (Converted from Futu Cash Voucher) & 2,000 SmartPoints
7. HK$2,000 worth of Space X stock (Issued by Futu) & 2,000 SmartPoints
8. 🆕 Redeem at a discounted price of HK$2,000 - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) & 2,000 SmartPoints
9. 🆕 Redeem at a discounted price of HK$3,000 - Apple MacBook Neo 13" A18 Pro chip (8GB 256GB SSD) (Value : HK$5,499) & 2,000 SmartPoints
10. 🆕 Redeem at a discounted price of HK$2,400 - DJI Osmo Pocket 4 Creator Combo (Value: HK$4,419) & 2,000 SmartPoints
2️⃣ Deposit HK$80,000+ (18–31 Aug) and hold a HK$80,000 daily average for 60 days to pick one reward below.
3️⃣ Student offer: Open account during 1 – 15 August first deposit HK$10,000 or above, then keep average daily balance HK$5,000 or above for the next 60 days. Both enjoy the below rewards
1. Shokz OpenDots ONE Open-Ear True Wireless Earbuds (value: HK$1,599) & 1,000 SmartPoints
2, LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (value:HK$2,100) & 1,000 SmartPoints
3. Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x2 (value: HK$2,300) & 1,000 SmartPoints
4. HK$1,000 Apple Store Gift Card & 1,000 SmartPoints
5. HK$1,100 HKTVmall e-Voucher ⬆️
6. HK$1,100 ParknShop e-Vouchers ⬆️
7. HK$1,000 Futu Cash Coupons (provided by Futu) & 1,000 SmartPoints
8. HK$1,000 worth of Space X stock (Issued by Futu) & 1,000 SmartPoints
9. PHILIPS ADD5981 All-in-One Water Dispenser (value: HK$1,688) & 1,000 SmartPoints
10. Dyson HushJet™ Mini Cool Fan & HK$200 ParknShop e-Vouchers (total value: HK$1,090) & 1,000 SmartPoints
11. 🆕 Redeem at a discounted price of HK$3,100 - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257) & 1,000 SmartPoints
12. 🆕 Redeem at a discounted price of HK$1,500 - Philips 6000 Series XW6264/11 Vacuum & Wash Cordless (Value: HK$5,398) & 1,000 SmartPoints
＊Additional Official Reward:
Activate the options trading function to enjoy free real-time OPRA options quotes (HK3,246)

T&Cs FAQ Claim Form

Investment Details

Futu Securities International (Hong Kong) Limited is a Hong Kong-licensed securities brokerage under Futu Holdings Limited (Nasdaq: FUTU), a Nasdaq-listed group. Established in 2012, with Tencent as a major shareholder, it is regulated by the Securities and Futures Commission of Hong Kong (Central Entity No.: AZT137) and holds Type 1, 2, 3, 4, 5, 7, and 9 licenses.
The Futu NiuNiu App provides access to Hong Kong stocks, US stocks, Japanese stocks, Korean stocks, Singapore stocks, and Stock Connect A-shares through a single account. It also supports options, futures, funds, bonds, and monthly stock investment plans. The app features real-time quotes, professional charts, stock screeners, heat maps, and other analytical tools, as well as simulated trading, a new IPO centre, and grey market trading. Users can stay updated on market developments through 24/7 news alerts and the “NiuNiu Community.” The interface supports Simplified Chinese, Traditional Chinese, and English, with seamless access across mobile, desktop, and web versions.
Reference: Futu Official Website

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Step 1

Download the Futubull App.

Step 2

Tap “Me” in the bottom right corner, then select Activity Center.

Step 3

Tap Redemption Center.

Step 4

Enter promo code MSFUTU.

Step 5

Tap Open Account Now.

Step 6

Complete setup and meet deposit conditions to claim your rewards!