How long does it take to open a Futu Securities account online?

Submitting your application via the Futubull App takes under 10 minutes. Once you complete identity verification and submit your initial HK$10,000 verification deposit, approval typically takes 1 to 2 business days.

Can overseas non-Hong Kong residents open an account?

Yes. Non-permanent HK residents and overseas individuals over 18 years old can apply using a valid passport and proof of residential address issued within the last 3 months.

Is the HK$10,000 initial deposit locked or spent as a fee?

No. The HK$10,000 requirement is an online identity verification threshold mandated by Hong Kong regulations. Once your account is verified and opened, 100% of these funds remain available in your account for trading or withdrawal.

MoneySmart Exclusive

U.S. stocks 5x24 hours trading services in HK

Futu Securities Account

Name: Futu Securities Account
Brand: Futu Securities
SKU: 10000893

Top 3 reasons to apply for Futu Securities Account: 1）Futu Securities supports comprehensive investment tools, self-developed intelligent tracking function to lock the market stocks，2）Better transaction price, as fast as 0.0037s to place an order 3）Low transaction cost, lifetime HK Stocks commission fee waiver, and profitable stock price changes

0.03%

Commission for HK Monthly Stocks

0.3%

Platform Fee for HK Monthly Stocks

HK stocks

Monthly Stocks Plan Available

Apply through MoneySmart and redeem for any of these:

HK$80,000 Deposit Reward - HK$2,000 worth of Space X stock (Issued by Futu)＋ 2,000 SmartPoints

HK$80,000 Deposit Reward - HK$2,000 Cash (Converted from Futu Cash Voucher) ＋ 2,000 SmartPoints

HK$80,000 Deposit Reward - Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (Valued: HK$3,380)

HK$80,000 Deposit Reward - Redeem at a discounted price of HK$2,000 - PHILIPS RO Water Dispenser ADD6951BR/90 (Value: HK$5,688)

HK$80,000 Deposit Reward - HK$2,200 ParknShop e-Vouchers

HK$80,000 Deposit Reward - HK$2,200 Apple Store Gift Card

HK$80,000 Deposit Reward - HK$2,200 HKTVmall e-Voucher

HK$10,000 Deposit Reward - PHILIPS ADD5981 All-in-One Water Dispenser (Valued: HK$1,688)

HK$10,000 Deposit Reward - Dyson HushJet™ Mini Cool Fan & HK$200 ParknShop e-Vouchers (Valued: HK$1,090)

HK$10,000 Deposit Reward - 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)

HK$10,000 Deposit Reward - AirPods 5 with Wireless Charging Case (Value: HK$1,249)

HK$10,000 Deposit Reward - HK$1,000 Futu Cash Coupons (provided by Futu) ＋ 1,000 SmartPoints

HK$10,000 Deposit Reward - HK$1,000 worth of Space X stock (Issued by Futu) ＋ 1,000 SmartPoints

HK$10,000 Deposit Reward - HK$1,100 Apple Store Gift Card

HK$10,000 Deposit Reward - HK$1,100 HKTVmall e-Voucher

HK$10,000 Deposit Reward - HK$1,100 ParknShop e-Vouchers

MoneySmart Exclusive

[🎁 Welcome Gift: AirPods 5 or HK$2,200 Cash] From 12:00 PM on Oct 14 to Oct 20, during the campaign period, download the Futu NiuNiu App. Before making a deposit and completing account opening, first enter the redemption code 【MSFUTU】, then complete the requirements below to take home the bonus rewards.

1️⃣ Open account during campaign period, maintain HK$80,000+ deposit for 60 days
↑ Cash HK$2,200* / ↑ HK$2,200 Apple Store gift card / PARKnSHOP supermarket e-voucher / HKTVmall e-voucher

2️⃣ Open account during campaign period, maintain HK$10,000 - HK$79,999 deposit for 60 days
↑ Cash HK$1,100* / ↑ HK$1,100 PARKnSHOP supermarket e-voucher / Apple AirPods 5 with wireless charging case (value: HK$1,249)

‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ The HK$2,200 and HK$1,100 cash rewards are made up of Futu cash vouchers (redeemed within the Futu NiuNiu App) and SmartPoints (redeemed and issued by MoneySmart), respectively.
‼️ Open the “More Details” section below to see other gifts, including Bowers & Wilkins headphones and Philips RO water dispensers. There are also student offers with shorter retention requirements and the same rewards.

Valid till 20 Oct 2026

ARE YOU ELIGIBLE?

🔍 How to use the MSFUTU promo code:
1️⃣ Download the Futubull app, register and log in
2️⃣ Tap "Discover" at the bottom right → "Me" → go to "Activity Centre"
3️⃣ Select "Redemption Centre" and enter the promo code "MSFUTU"
4️⃣ After entering it, tap "Open Account Now"
5️⃣ Complete account opening within 7 days and meet the specified conditions to enjoy the MoneySmart exclusive offers above.
New customers must be aged 18 or above, have never held a Futu Securities account, hold a valid Hong Kong Identity Card, and have a correspondence address in Hong Kong.
The application for the Designated Account must be approved by the Product Provider, and the account opening procedure must be completed according to the Product Provider's system records.
Calculated using Futu’s internal method, which divides the sum of daily assets over 60 days by 60. Cash, stocks, funds, futures, and other assets are all included. During the retention period, the daily average assets must stay at or above the applicable threshold. Otherwise, the unlocked reward will be void, and the customer will not be eligible for rewards from other tiers.
Promo code【MSFUTU】can only be used once.
Cash rewards are issued by Futu Securities and can be redeemed by customers within the "My Rewards" section of the Futu Moomoo App.
SpaceX stock rewards will be credited directly to the customer's personal account within 10 trading days after 60 days from the end of the promotion period (31 October).
Accounts must be opened via MoneySmart's designated link and promo code【MSFUTU】 to qualify for this promotion.
New users must deposit a minimum of HK$10,000 (or equivalent in USD) via online transfer to complete the account opening process.
After opening the Designated Account within the Promotion Period, customers must complete and submit the MoneySmart Reward Redemption Form on or before 15 November 2026, and provide their Futu Securities account number in the "Application Reference Number" field.

WHAT YOU NEED TO KNOW

During the Promotion Period, customers must open an account via MoneySmart's designated link and promo code【MSFUTU】, complete the required deposit and holding conditions, and have their reward eligibility confirmed by Futu Securities.
Retention period: Deposit HK$10,000 or HK$80,000 or above into your Futu Securities account before promotion period end, and maintain a daily average asset balance of HK$10,000 or HK$80,000 or above for 60 days, starting from the day after the deposit.
After completing the first deposit, the funds/assets in the account may be used to invest in stocks, Futu Bull Cash Plus (money market fund), funds, options, futures, or other products. Alternatively, the funds may simply be held as cash. Any gains or losses resulting from related investments will not affect the official record of the client’s initial deposit amount.
Before applying via the designated MoneySmart link, you must:
- Disable any ad blocker (or similar functions)
- Clear your browser cache and cookies
- Do not use “Incognito Mode
Reward Conditions and Gift Selection
From October 14 at 12:00 PM to October 20, during the campaign period, download the Futu NiuNiu App, enter the redemption code 【MSFUTU】, then complete your deposit and account opening. To meet the retention requirements below, you may choose one of the following rewards:

1️⃣ Complete account opening and deposit HK$80,000 or more during the campaign period. Starting the day after, maintain an average daily balance of HK$80,000 or more within 60 days, then choose one of the following rewards:
1. Bowers & Wilkins Pi8 In-Ear True Wireless Earbuds (value: HK$3,380)
2. ⬆️ HK$2,200 Apple Store Gift Card
3. ⬆️ HK$2,200 HKTVmall e-Voucher
4. ⬆️ HK$2,200 ParknShop e-Vouchers
5. ⬆️ HK$2,000 Cash (Converted from Futu Cash Voucher) ＋ 2,000 SmartPoints
6. ⬆️ HK$2,000 worth of Space X stock (Issued by Futu)＋ 2,000 SmartPoints
7. 🆕 Redeem at a discounted price of HK$2,000 - PHILIPS RO Water Dispenser ADD6951BR/90 (Value: HK$5,688)
2️⃣ During the campaign period, complete account opening and deposit HK$10,000 to HK$79,999. Starting the day after the deposit target is reached, maintain an average daily balance of HK$10,000 or more within 60 days, then choose one of the following rewards:
3️⃣ Student offer*: Deposit HK$10,000 to HK$79,999. Starting the day after the deposit target is reached, maintain an average daily balance of HK$5,000 or more within 60 days, then choose one of the following rewards:
1. Apple AirPods 5 with Wireless Charging Case (value: HK$1,249)
2. Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x2 (value: HK$2,300)
3. ⬆️ HK$1,100 Apple Store Gift Card
4. ⬆️ HK$1,100 HKTVmall e-Voucher
5. ⬆️ HK$1,100 ParknShop e-Vouchers
6. ⬆️HK$1,000 Futu Cash Coupons (provided by Futu) ＋ 1,000 SmartPoints
7. ⬆️ HK$1,000 worth of Space X stock (Issued by Futu) ＋ 1,000 SmartPoints
8. PHILIPS ADD5981 All-in-One Water Dispenser (value: HK$1,688)
9. Dyson HushJet™ Mini Cool Fan & HK$200 ParknShop e-Vouchers (total value: HK$1,090)
＊Additional Official Reward:
Activate the options trading function to enjoy free real-time OPRA options quotes (HK3,246)
If, during the 60-day retention period, a drop in asset value due to investment causes the daily average balance to fall below HK$10,000 or HK$80,000, the customer will not be eligible for the reward.

T&Cs FAQ Claim Form

Investment Details

Futu Securities International (Hong Kong) Limited is a Hong Kong-licensed securities brokerage under Futu Holdings Limited (Nasdaq: FUTU), a Nasdaq-listed group. Established in 2012, with Tencent as a major shareholder, it is regulated by the Securities and Futures Commission of Hong Kong (Central Entity No.: AZT137) and holds Type 1, 2, 3, 4, 5, 7, and 9 licenses.
The Futu NiuNiu App provides access to Hong Kong stocks, US stocks, Japanese stocks, Korean stocks, Singapore stocks, and Stock Connect A-shares through a single account. It also supports options, futures, funds, bonds, and monthly stock investment plans. The app features real-time quotes, professional charts, stock screeners, heat maps, and other analytical tools, as well as simulated trading, a new IPO centre, and grey market trading. Users can stay updated on market developments through 24/7 news alerts and the “NiuNiu Community.” The interface supports Simplified Chinese, Traditional Chinese, and English, with seamless access across mobile, desktop, and web versions.
Reference: Futu Official Website

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Step 1

Download the Futubull App.

Step 2

Tap “Me” in the bottom right corner, then select Activity Center.

Step 3

Tap Redemption Center.

Step 4

Enter promo code MSFUTU.

Step 5

Tap Open Account Now.

Step 6

Complete setup and meet deposit conditions to claim your rewards!