Best Investment Accounts in Hong Kong 2026
Choose from MoneySmart's curated list of best brokerage accounts in Hong Kong!
Refine Your Results
We found 19 Investments for you!
【Webull welcome offer up from HK$1,900 to HK$2,200 cash 🤑】
1️⃣ From July 8–16, open an account via the designated MoneySmart link, deposit HK$80,000–HK$499,999 within 30 days (inclusive), then maintain the assets for 30 more days from day 31. Choose one of the following
🔥HK$2,200 cash* / Apple Store e-gift card/ De'Longhi Dedica Duo Pump-driven Espresso Coffee Machine (EC890) (Value HK$3,588)
2️⃣ From July 8–16, open an account via the designated MoneySmart link, deposit HK$10,000–HK$79,999 within 30 days (inclusive), then maintain the assets for 30 more days from day 31. Choose one of the following
HK$700 cash* / Apple Store e-gift card / HK$900 PARKnSHOP e-voucher
⭐️ Webull Official Reward : Deposit HK$500,000+ and receive a Webull cash coupon worth 1% of your deposit (reward max: HK$100,000)
‼️ 1️⃣ and 2️⃣ rewards cannot be combined.
‼️ Deposits of HK$200,000 or above will automatically receive Webull's cash coupon, and will not be eligible for MoneySmart's HK$10,000 or HK$80,000 deposit rewards.
‼️ See【Reward Details】below for full promotion details and gift list.
Valid till 16 Jul 2026
From 1 – 15 July, open an account via MoneySmart's link with code【MS26】, deposit & pick your portfolio within 14 days, and hold for 60 days* to claim your reward!
HK$1,000,000 deposit (maintain 365 days): HK$4,000 cash* 💰/ DJI Osmo Pocket 4 Creator Combo (Value: HK$4,200)
HK$200,000 deposit: HK$2,000 cash*/ Apple Store e-gift card
HK$10,000 deposit: HK$400 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x 2 (value: HK$1,300)
* 60-day retention for 'Income Plus' customers;
120-day retention for "Cash+Fixed” and “Cash Flexi” customers.
HK$1,000,000 deposits require 365-day retention regardless of fund selection.
‼️ For full details including HK$500,000 and HK$200,000 deposit rewards, click【More Details】.
Valid till 15 Jul 2026
【Forthright Securities July Offer – Up to HK$4,300 in Rewards】
During 8 -17 July, open an account via MoneySmart's link, complete the required holding conditions, and receive MU stocks plus extra cash rewards
1️⃣ Deposit HK$10,000+, hold 60 days: HK$1,000 Micron (MU) stock coupon or HK$600 cash coupon
2️⃣ Deposit HK$50,000+, hold 60 days: HK$2,600 Micron (MU) stock coupon or HK$1,600 cash coupon
⭐️ Complete 1️⃣ or 2️⃣, and you can also pick one of the following extra MoneySmart rewards:
- HK$300 cash* or Apple Store e-gift card 🔥
- HK$500 PARKnSHOP e-voucher or HKTVmall e-Voucher 🆕
- Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz (value: HK$388)
‼️ Extra Official Bonus: No holding required — deposit HK$10,000 or above to receive: HK$1,000 Forthright IPO All-Free Card (90 days) + HK$200 trading cash voucher
‼️ See【Reward Details】below for full promotion and reward information.
Valid till 17 Jul 2026
【Open an Account & HK$2000 Cash】1–15 July: Download the Futu Moomoo App, enter promo code【MSFUTU】, complete account opening and balance retention requirements to receive up to HK$7,034 in welcome rewards.
1️⃣【Deposit HK$80,000 and hold for 60 days】 🔥 HK$2,000 cash*/ 🍎 HK$2,000 Apple Store Gift Card/ 💦 Philips RO Hot & Cold Pure Water Dispenser ADD6912/90 (value: HK$3,788)
2️⃣【Deposit HK$10,000 or Student Exclusive Offer & Hold for 60 days】🔥 HK$1,000 cash*/ 🆕 PHILIPS ADD5981 All-in-One Water Dispenser (value: HK$1,688) / HK$1,000 ParknShop e-Vouchers/ Apple Store Gift Card/ HKTVmall e-Vouchers
‼️More gifts, including Space X stock, Apple Watch, Bowers & more.Tap on【More Details】below to find out more about the campaign and rewards!
Valid till 15 Jul 2026
【July Welcome Offer – Up to HK$8,600】1 – 31 July. Open an account via MoneySmart's designated link and complete deposit and holding conditions
1️⃣ Deposit HK$10,000+, accumulate net deposit ≥ HK$80,000 and maintain monthly average daily net assets ≥HK$80,000 before 1 Sep 2026.
Choose from: HK$2,000 cash*/ SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (value: HK$2,599)
OR
2️⃣ Deposit HK$10,000+ and maintain monthly average daily net assets ≥ HK$10,000 before 1 Sep 2026.
Choose from: HK$500 cash* /HK$600 PARKnSHOP or HKTVmall e-voucher/ SONY WF-C710N Earphones (HK$799)
‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ See【More Details】below for full details.
Valid till 31 Jul 2026
【Tiger Brokers – Flash Welcome Offer】
During 1 - 31 July, open an account using code【MONEYSMART】& MoneySmart's link, deposit ≥HK$10,000 with no holding required, and choose one of the following rewards:
🎁 HK$500 Apple Store Gift Card/ PARKnSHOP e-voucher / HKTVmall e-voucher
⭐️ Eligible customers can also receive up to HK$2,588 in SpaceX stocks and trading cash coupons as welcome rewards from Tiger Brokers *
See【More Details】below for full promotion details.
Valid till 31 Jul 2026
【HashKey July HK$700 Welcome Offer】🎉💰🎁
From July 1–31, open an account via MoneySmart's designated link or promo code 【MS2026】, complete the following 1️⃣ & 2️⃣ steps, to get a total of HK$700 cash:
1️⃣ Deposit HK$10,000 and hold for at least 7 days: Choose 🔥 HK$200 Cash* or a PARKnSHOP e-Gift Voucher
2️⃣ Complete 3 digital asset transactions of at least HK$100 each within 30 days, receive an additional: 🔥 HK$500 Cash* or a PARKnSHOP e-Gift Voucher
‼️ For full promotion and reward details, please refer to the 【More Details】 section below.
Valid till 31 Jul 2026
StashAway x MoneySmart July Exclusive Offer
🎉 Use promo code【MS26-HK】to open an account between 1–31 July**,** complete your deposit and select a portfolio, then hold for 60 days to receive the following rewards:
Deposit HK$80,000+: HK$900 Cash* / HK$1,000 ParknShop e-Voucher / SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (value: HK$1,499)
Deposit HK$10,000+: HK$400 Cash* / HK$500 ParknShop e-Voucher
‼️ Tap【More Details】below for more information.
Valid till 31 Jul 2026
【⚡ WeLab Summer Triple Welcome Rewards, up to HK$7,200 cash rewards】
From 1 – 31 July, download the WeLab Bank app and use promo code "WLBSMT" to open both bank account and investment account, as well as enable your WeLab Global Wallet Debit Card. Then, complete designated criteria to claim up to HK$7,200 cash rewards
1️⃣ Complete a "Eligible Fund Transaction" by 15 August 2026 and hold until 30 September 2026. Rewards based on the aggregate amount of Fund Units of Eligible Fund Transaction(s):
HK$80,000 to HK$199,999 (or equivalent): HK$400 cash / HK$600 Park N Shop or HKTVMall e-voucher
HK$200,000 to HK$499,999 (or equivalent): HK$1,200 cash / HK$1,400 Park N Shop or HKTVMall e-voucher
HK$500,000 to HK$999,999 (or equivalent): HK$2,700 cash / HK$3,000 Park N Shop or HKTVMall e-voucher / SONY WH-1000XM6 headphones (value: HK$3,699)
HK$1,000,000 (or equivalent) opr above: HK$5,400 cash / HK$5,700 Park N Shop or HKTVMall e-voucher / Dyson Spot+Scrub™ Ai robot (value: HK$6,490)
2️⃣ During 1 – 31 July, exchange foreign currency up to the specified amount to earn up to HK$800 MoneySmart cash rewards.
3️⃣ Spend with WeLab Global Wallet Denit Card will also receive a 6% spending rebate.
‼️ The above lists only a selection of rewards. Please refer to the [More Details] section below for full eligibility requirements and the complete gift list..
‼️ Terms and conditions apply.
Valid till 31 Jul 2026
【OSL July Welcome Offer, Get HK$2,388】
From July 8 to 31, open an account successfully via the MoneySmart link and using referral code 【0DchG】, then complete the designated conditions to claim rewards
1️⃣ Deposit HK$80,000 or more within 14 days of account opening and hold for 30 days to receive HK$888 worth of Bitcoin.
2️⃣ Deposit HK$800,000 or more within 14 days of account opening and hold for 30 days to receive HK$1,888 worth of Bitcoin
Complete 1️⃣ or 2️⃣ to select one of the following MoneySmart Extra Rewards
1. HK$500 cash (via 5,000 SmartPoints to FPS)
2. HK$500 Apple Store e-Gift Card
3. HK$500 ParknShop e-Voucher
4. Hong Kong Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value HK$1,300)
Valid till 31 Jul 2026
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Online Brokerages in Hong Kong 2026
Choosing the right online trading platform in Hong Kong depends on what you trade, how often, and the features you prioritise. Here's a guide to the top options available, based on trading fees, product range, tools, and platform usability.
Futu Securities Account
FUTU offers zero commission on US, HK, and China A-shares with no platform or inactivity fees. Its standout feature is an easy-to-use mobile and desktop interface that supports real-time data, news, and advanced charting tools. The account opening process is fully online and typically completed in one working day. Users can trade stocks, ETFs, options, and funds across multiple markets. New users may also enjoy periodic welcome rewards.
Webull Securities Account
Webull offers zero commission on US stocks, ETFs, and options (with no per-contract fees for equity options), along with no platform fees or inactivity fees. Its standout feature is a highly intuitive and powerful mobile and desktop interface that supports extended-hours trading, real-time quotes, in-depth news, and advanced charting tools with over 50 technical indicators and pattern recognition. The account opening process is fully online, fully digital, and typically approved in as little as one business day. Users can trade stocks (including fractional shares and OTC), ETFs, options, and more across global markets via ADRs. New users may also enjoy periodic welcome rewards, such as deposit match bonuses or free fractional shares.
LONGBRIDGE Securities Account
Longbridge delivers zero-commission trading on HK, US, and China A-shares. The platform features smart order routing, real-time data, and an intuitive interface. No platform or inactivity fees apply, and the app is designed with mobile-first investors in mind. Account verification typically completes within one working day.
Tiger Brokers
Tiger Brokers offers a wide product range including US/HK/China A-shares, options, futures, and funds. Commission-free trading is available on US stocks, and there are no annual maintenance fees. The trading platform supports both beginner and advanced users with professional-grade tools and real-time data. Applications are fully online and usually processed within one to two days.
Interactive Brokers (IBKR)
IBKR stands out for serious and institutional-level investors. It offers global market access (135+ markets), competitive margin rates, and a robust trading interface. Commission-free trading on US stocks is available under its IBKR Lite plan. However, the platform may feel complex for casual investors. Account setup requires a few days and identity verification, and there is no minimum deposit requirement for HK residents.
A Beginner’s Guide to the Hong Kong Stock Market
To start investing in the stock market, you need to first open an investment account. You can do so either in brokerages or banks. Before you open an investment account, there are things you should consider. First, you need to understand the costs associated with investing e.g. commission fees, platform fees, etc. However, it should not discourage you from investing. You just need to compare the costs and choose a low-cost platform among all the available options. Secondly, you need to understand more about the stock market in Hong Kong.
In Hong Kong, you can invest in stocks on a monthly basis with as little as HK$1,000. These stock monthly investment options allow investors to begin investing even with a small amount of money and it allows investors to smooth out volatility in markets. You should also take time to learn about how to trade and develop your knowledge in this area. It is important to understand more about the Hong Kong blue-chip stocks, ETR and REITS, etc.
What is an Investments?
An Investments is a brokerage firm that offers trading service over the internet instead of the traditional way, as online brokers have a lower running cost compared to brick-and-mortar brokers, they often provide better fees and charges. Customers may use their online trading platforms for investments.
Before finding the right online brokers for stocks, you should always make sure that the online trading platform is licensed and registered by the Securities and Futures Commission. If the online broker is located overseas, like Saxo Markets or TD Ameritrade, you should check if they are licensed in jurisdictions.
Hang Seng Index
Hong Kong Stocks Trading Fees
It is important to understand all the fees associated with investing. Below is a summary of the trading fees:
Brokerage commission
HK Stock Market: HK$0 - HK$40/ transaction
US Stock Market: US$0 - US6.95/ transaction
Platform fee
HK$0- HK$0.5/ transaction
SFC transaction levy
0.0027% of the transaction amount
HKEX trading fee
0.005% of the transaction amount
Stock stamp duty
0.1% of the transaction amount
Central Clearing Shares Payment
0.002% of the transaction amount (min: HK$ 2)
A Beginner’s Guide- Trading US Stocks in Hong Kong
Different Portfolio Strategies By Age
How to Buy Stocks: Open a Stock Account
Most brokers accept online applications, follow these simple steps to open your stock account:
Fill in online application form
Simply fill in the online application form with supporting documents e.g. proof of identity and proof of residential address, and submit for review.
Fund the account
Complete the risk disclosure statement and fund your account, every broker has a different minimum balance requirement so be sure to keep it in mind.
Start trading!
Once the transfer is completed, you are ready to start buying stocks, bonds, funds and other investments.
Online Brokers VS Bank
Investments FAQ
Which brokers are commission-free?
- SoFi, Webull, and uSmart securities are all commission-free for HK and US stocks and Valuable Capital charges $0 commission fee for HK Stocks. Open an account via MoneySmart today to enjoy exclusive offers!
Is it a good idea to open a brokerage account?
- You can buy and sell stocks, funds, bonds, securities and more investments with a brokerage account. Brokerage accounts are perfect for your long-term financial goals, in order to keep investment-related costs from eating up your trading profits, it is a good idea to open a brokerage account.
What is the cheapest brokerage account?
- uSMART Securities offers life-time commission fee waiver for US Stock trading and commission fees waiver for HK Stock for the first 90 days. But promotion may change without notice so don’t forget to check on MoneySmart for the latest information.
What is the best Investments for beginner investors?
- There’s no single “best” platform—it depends on your trading style and goals. For beginners, platforms like FUTU, Webull, Longbridge offer intuitive design, zero commission, and fast onboarding. More advanced investors may prefer Interactive Brokers or Saxo Markets for global access, research tools, and professional-grade features.
Which trading platforms are regulated by the SFC in Hong Kong?
- Most major platforms listed in this guide are regulated by the Securities and Futures Commission (SFC), including FUTU, Tiger Brokers, WebullLongbridge, and Interactive Brokers. Always check the SFC public register to verify a broker’s licensing status before opening an account.
Are there commission-free trading platforms in Hong Kong?
- Yes. Many platforms now offer zero-commission trading on US and HK stocks—this includes FUTU, Tiger Brokers, Webull, and Longbridge. However, some platforms may charge for other services such as FX conversion, options trading, or custody, so it’s important to review the full fee schedule.
Can I use one trading platform to invest in both US and HK stocks?
- Yes. Most multi-market platforms in Hong Kong allow you to trade both US and HK stocks under a single account. Examples include FUTU, Tiger Brokers, Longbridge, and Interactive Brokers. Some platforms also support China A-shares, ETFs, options, and more.
What is the minimum deposit to open an online trading account in Hong Kong?
- Minimum deposits vary by platform. FUTU, Tiger Brokers, and Longbridge do not require a minimum deposit. Saxo Markets requires at least US$2,000, while StashAway starts from HK$1,000 for automated portfolios. Always check individual platform requirements.
Are online trading apps safe to use in Hong Kong?
- Yes—if the broker is licensed by the SFC, uses encryption, and provides account protection features like two-factor authentication. Regulated apps such as moomoo, uSMART, and Tiger Trade meet Hong Kong’s cybersecurity and data protection standards. Avoid unlicensed apps with unclear ownership or offshore regulation.
What exclusive offers can I enjoy if I open a stocks account via MoneySmart?
- MoneySmart partners with various brokers in Hong Kong to offer exclusive offers to clients for account opening. Check out our latest brokerage account opening offers with Futu, Webull (currently highest offer in town) and Longbridge, etc. now!
Disclaimer
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.