Syfe
MoneySmart Exclusive

Syfe

Syfe is Asia’s leading investment and saving platform, empowering people to build their wealth for a better future. Fully licensed in Singapore, Hong Kong and Australia, Syfe offers managed portfolios, cash management solutions, digital retirement advisory and brokerage, making it the region’s leading all-in-one wealth management platform. In Singapore alone, Syfe manages over HK$ 10B in assets and nearly 5% adult citizens are using the platform to achieve their financial goals.
HK$0
Minimum investment amount
0-0.65%
Annual Management Fee
15.8%p.a.
Syfe Income Max 2025 return

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Get cash upfront in Sep, plus monthly interest】 From Nov 1–30, visit Syfe via the MoneySmart designated link, click "Get Started," enter referral code【MS26】to open an account, then within 14 days of depositing the required amount, select any portfolio and maintain it for 120 days*.


HK$100,000 deposit: HK$400 cash*/ HK$500 PARKnSHOP e-Voucher
HK$200,000 deposit: HK$700 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)
HK$500,000 deposit: 🔥 HK$1,800 cash*/ 🆕Newtral The Ultra Adaptive Support Home Office Chair MagicH Standard (value:HK$3,398)
HK$1,000,000 deposit: HK$3,000 cash* / BoseQuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)


‼️ 120-days retention applies only to all profolios
‼️ Click【More Details】for full camapign and reward details "

Valid till 30 Nov 2026

ARE YOU ELIGIBLE?

  • New users must deposit at least HK$10,000 via online bank transfer to complete verification and account opening.

  • Once Syfe receives your transferred funds and confirms that your account opening is complete, you will receive a confirmation email and a push notification in the mobile app within 1 working day.

  • New users need to select a qualified package, make an initial deposit, and maintain the corresponding investment amount within a 120-day lock-in period in order to receive the account opening bonus.

  • Before applying via the designated MoneySmart link, you must:
    - Disable any ad blocker (or similar functions)
    - Clear your browser cache and cookies
    - Do not use “Incognito Mode”

  • New users must open an account and complete the retention requirements through the MoneySmart designated link & promo code, in order to receive the MoneySmart exclusive reward.

  • After opening the Designated Account within the Promotion Period, customers must complete and submit the MoneySmart Reward Redemption Form on or before 15 December 2026, and provide their Syfe account number in the "Application Reference Number" field.

WHAT YOU NEED TO KNOW

  1. Reward Conditions and Gift Selection


    During 1 - 30 Nov, must use promo code【MS26】when opening an account and meet the retention requirements to be eligible for the reward.


    1️⃣ For a first deposit of HK$100,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
    1. HK$400 Cash (automatically redeemed from 4,000 SmartPoints, directly deposited into your FPS account)
    2. HK$400 Apple Store Gift card
    3. HK$500 PARKnSHOP e-Vouchers
    4. HK$500 HKTVmall e-Voucher


    2️⃣ For a first deposit of HK$200,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
    1. HK$700 Cash (automatically redeemed from 7,000 SmartPoints, directly deposited into your FPS account)
    2. HK$700 Apple Store e-gift card
    3. HK$800 PARKnSHOP e-Voucher
    4. HK$800 HKTVmall e-Voucher
    5. Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)


    3️⃣ For a first deposit of HK$500,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
    1. 🔥 HK$1,800 Cash (automatically redeemed from 18,000 SmartPoints, directly deposited into your FPS account)
    2. HK$1,800 Apple Store e-gift card
    3. HK$2,000 PARKnSHOP e-Voucher
    4. HK$2,000 HKTVmall e-Voucher
    5. Newtral The Ultra Adaptive Support Home Office Chair MagicH Standard (value:HK$3,398)


    4️⃣ For a first deposit of HK$1,000,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
    1. 🔥 HK$3,000 Cash (automatically redeemed from 30,000 SmartPoints, directly deposited into your FPS account)
    2. HK$3,000 Apple Store e-gift card
    3. HK$3,200 PARKnSHOP e-Voucher
    4. HK$3,200 HKTVmall e-Voucher
    5. Bose QuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)


    ‼️ *120-days retention applies only to all portfolios

Investment Details

  • All-in-one platform offering an easier way to grow long-term wealth through passive income, cash management and equity portfolios
  • Cash+ Fixed (HKD): 4.05% p.a. fixed interest rate (6-month term), no minimum/maximum investment, no extra requirements, no management fees
  • Income+: Discretionary managed portfolio service providing access to passive income opportunities
  • Income+ target monthly payouts: 6.0% to 10.0% p.a.
  • Income+ features: Institutional-grade fixed income strategies, navigation through market conditions and rising interest rates, low-cost income optimisation
  • Cash+ Flexi USD: 5.3% p.a.* yield on idle cash, high-quality money market funds, daily accruals, no limits, no lock-ups
  • Syfe Hong Kong Limited: Holds Type 1, 4 and 9 licences from Hong Kong Securities and Futures Commission
  • Full disclaimer available on website

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