WeLab Bank

ARE YOU ELIGIBLE?

• New users must deposit at least HK$10,000 via online bank transfer to complete verification and account opening.

• When you receive an email from WeLab Bank notifying you that your account opening is complete, this means you have finished the account opening process and successfully opened an account (the “Confirmation Email”).

• “New customers’ (i) period in which they must carry out eligible fund transactions to qualify for the investment cash reward (the “Designated Transaction Period”), (ii) period in which they must hold units of eligible funds to qualify for the investment cash reward (the “Holding Period”), and (iii) timing for receiving the investment cash reward (the “Reward Disbursement Timing”) are all determined by the date on which the new customer successfully opens a WeLab Bank account,” (the sentence appears cut off in the original text; the translation above reflects the text as provided).

• New users must open an account and complete the retention requirements through the MoneySmart designated link and promo code in order to receive the MoneySmart exclusive reward.

• The Eligible Customer deposits into his/her Core Account, within seven (7) to twenty seven (27) calendar days from the Date of Successful Core Account Opening, an amount sufficient to meet the Eligible Balance applicable to any Reward Tier as specified

• Before applying via the designated MoneySmart link, you must:
  - Disable any ad blocker (or similar functions)
  - Clear your browser cache and cookies
  - Do not use “Incognito Mode

• After opening the Designated Account within the Promotion Period, customers must complete and submit the MoneySmart Reward Redemption Form on or before 15 December 2026, and provide their Futu Securities account number in the "Application Reference Number" field.

WHAT YOU NEED TO KNOW

1. Reward Conditions and Gift Selection
   Campaign Period: November 1 - 30, 2026. Open both Core Account and Investment Account simultaneously with promo code「WNTBMS」. Deposit amount locks on Day 7 after opening; maintain for an additional 21 days. Claim rewards based on deposit or investment tier:

   
   

   ⭐️【Open both a “Core Account” and an “Wealth Account”】to get:
   HK$50 ParkNShop E-Vouchers

   
   
   1️⃣【HK$100,000 – HK$199,999】
   1. HK$500 cash (via 5,000 SmartPoints to FPS)
   2. HK$500 Apple Store e-Gift Card
   3. HK$700 HKTVmall e-Voucher
   4. HK$700 ParknShop e-Voucher
   2️⃣ 【HK$200,000 – HK$299,999】
   1. HK$700 cash (via 7,000 SmartPoints to FPS)
   2. HK$700 Apple Store e-Gift Card
   3. HK$900 HKTVmall e-Voucher
   4. HK$900 ParknShop e-Voucher
   5. Bowers & Wilkins Pi6 Wireless Noise-Cancelling Earbuds (Value: HK$1,980)
   3️⃣ 【HK$300,000 – HK$399,999】
   1. HK$1,200 cash (via 12,000 SmartPoints to FPS)
   2. HK$1,200 Apple Store e-Gift Card
   3. HK$1,300 HKTVmall e-Voucher
   4. HK$1,300 ParknShop e-Voucher
   5. Philips RO Pure Water Dispenser ADD6901/90 (Value:HK$1,998)
   4️⃣ 【HK$400,000 – HK$499,999】
   1. HK$1,700 cash (via 17,000 SmartPoints to FPS)
   2. HK$1,700 Apple Store e-Gift Card
   3. HK$1,900 HKTVmall e-Voucher
   4. HK$1,900 ParknShop e-Voucher
   5. Garmin Forerunner 165 Smart Watch (Value: HK$2,299)
   5️⃣ 【HK$500,000 – HK$599,999】
   1. HK$2,000 cash (via 20,000 SmartPoints to FPS)
   2. HK$2,000 Apple Store e-Gift Card
   3. HK$2,200 HKTVmall e-Voucher
   4. HK$2,200 ParknShop e-Voucher
   5. Dyson Supersonic™ Travel Hair Dryer (Value: HK$2,490)
   6️⃣ 【HK$600,000+】
   1. HK$2,300 cash (via 23,000 SmartPoints to FPS)
   2. HK$2,300 Apple Store e-Gift Card
   3. HK$2,500 HKTVmall e-Voucher
   4. HK$2,500 ParknShop e-Voucher
   5. Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value:HK$3,498)

   
   
   ‼️ MoneySmart reward recipients are not eligible for WeLab Bank official rewards
   ‼️ The cash reward will be converted from SmartPoints and deposited into the eligible applicant's bank account via FPS."