Get the Best Lending Companies Rates 2019

Updated February 2019

Thinking about getting a lending companies in Hong Kong? MoneySmart.hk lets you compare and choose the best lending companies in Hong Kong with confidence.

Edit Loan Details

Loan Details

HK$
HK$
Promise Easy Loan
Monthly
Payment
HK$4,267

4.49%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • 【HK Permanent Residents ONLY】Get Your Loan, All Online
Key Features
We won’t charge any handling fee, membership fee, annual fee or revolving loan fee on all loan applications.
If a customer uses specific Bank’s account to receive funds, the transfer of funds can even be done overnight and during public holidays.
*All examples and information of interest rate are for reference only, and any final approval is subject to actual circumstances of individual loan applicant.
Subject to terms and conditions of promotion. For terms and conditions details, please visit website of Promise (Hong Kong) Co., Limited.
Promise (Hong Kong) Co., Limited reserves the right to change any terms and conditions relating to this promotion. All loan approvals are subject to the final decision of Promise (Hong Kong) Co., Limited Money Lenders License Number: 1355/2018.
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,200
Total Amount PayableHK$51,200
Annual Percentage Rate4.49%
Monthly PaymentHK$4,267
Repayment Period12 months
WeLend Personal Loan
Monthly
Payment
HK$4,187

2.79%

APR*

$50,240

Total Amount Payable

$240

Total Interest Payable

HK$4,187

Monthly Payment
Key Features
Our online application protects your data with advanced grade encryption standards from data transfer to storage. Real time credit assessment using A.I. technology and big data analysis can calculate your real loan rate in seconds, anytime, anywhere*
We provide a more reliable, more instant way to approve your loan by using one time passwords, facial recognition and A.I. scanning to verify your identity, I.D. Card and document me to fasten the approval process
No more waiting for transfers. Sign your loan agreement online, and once final verification and approval is complete we’ll transfer your money automatically^
*All required information on the application must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant
^Disbursement into customers’ bank account will be made automatically after the loan agreement has been signed and all the details on the application has been verified and approved. Actual transfer time is subject to each individual bank's transfer service hours
The interest rate, handling fee and repayment details are for reference only. Final approval is subject to the final submission of information and the credit record of the applicant
WELEND LIMITED reserves its absolute rights on the final loan decision and on any disputes
Money Lender's License: 0754 / 2018
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$240
Total Amount PayableHK$50,240
Annual Percentage Rate2.79%
Monthly PaymentHK$4,187
Repayment Period12 months
WeLend Card Debt Consolidation Loan
Monthly
Payment
HK$4,222

4.39%

APR*

$50,660

Total Amount Payable

$660

Total Interest Payable

HK$4,222

Monthly Payment
Key Features
WeLend’s A.I. Card Debt Master analyses your credit profile automatically and calculates the best interest-saving repayment plan for you instantly. Clear all your debt and revitalize your credit score
3 tailored repayment plan especially for you, all at once. Whether you want to reduce your interest, time, or monthly installment amount, take control of your finances and choose what you want!
Clear all your outstanding debt once and for all. WeLend helps you to plan ahead and resolve any remaining unsettled debt across different phases*. Settle your debt faster, improve your credit rating faster
Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. WELEND LIMITED reserves its absolute rights on the final loan decision and on any disputes
Money Lender's License: 0754 / 2018
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$660
Total Amount PayableHK$50,660
Annual Percentage Rate4.39%
Monthly PaymentHK$4,222
Repayment Period12 months
PrimeCredit Fixed Loan
Monthly
Payment
HK$4,267

4.64%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application
Key Features
Instant approval and withdrawal, no income proof is required for loan amount of $50,000 or less
10 mins express approval. Cash will be disbursed within 1 hour from loan confirmation
No handling fee, no early settlement fee
From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application
For more details, please visit PrimeCredit’s website
Money Lender’s License No.: 748/2018
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,200
Total Amount PayableHK$51,200
Annual Percentage Rate4.64%
Monthly PaymentHK$4,267
Repayment Period12 months
PrimeCredit Balance Transfer Loan
Monthly
Payment
HK$4,267

4.64%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application
Key Features
Free professional analysis on your current card and loan indebtedness, and suggest the most interest saving and fastest repayment plan
No handling fee, no early settlement fee
Repayment terms up to 60 months
Express approval. Cash will be disbursed within 1 hour from confirmation of loan
From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application
For more loan details, please visit PrimeCredit’s website
Money Lender’s License No.: 748/2018
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,200
Total Amount PayableHK$51,200
Annual Percentage Rate4.64%
Monthly PaymentHK$4,267
Repayment Period12 months
AEON Flexi Personal Loan
Monthly
Payment
HK$4,267

4.48%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
Key Features
Fast-track 30 minutes approval
Monthly flat rate as low as 0.2% (Annual Percentage Rate: 4.48%)
Loan amount up to HK$800,000 or 8 times your monthly salary
Flexible repayment period up to 48 months
No handling fee
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,200
Total Amount PayableHK$51,200
Annual Percentage Rate4.48%
Monthly PaymentHK$4,267
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!