Syfe
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive

HK$100,000 Deposit Reward - HK$400 Apple Store Gift Card

HK$100,000 Deposit Reward - HK$400 Apple Store Gift Card
MoneySmart Exclusive

HK$100,000 Deposit Reward - HK$500 HKTVmall e-Vouchers

HK$100,000 Deposit Reward - HK$500 HKTVmall e-Vouchers
MoneySmart Exclusive

HK$100,000 Deposit Reward - HK$500 ParknShop e-Voucher

HK$100,000 Deposit Reward - HK$500 ParknShop e-Voucher
MoneySmart Exclusive

HK$100,000 Deposit Reward - HK$400 Cash (automatically redeemed from 4,000 SmartPoints, directly deposited into your FPS account)

HK$100,000 Deposit Reward - HK$400 Cash (automatically redeemed from 4,000 SmartPoints, directly deposited into your FPS account)
MoneySmart Exclusive

HK$200,000 Deposit Reward - HK$700 Cash (automatically redeemed from 7,000 SmartPoints, directly deposited into your FPS account)

HK$200,000 Deposit Reward - HK$700 Cash (automatically redeemed from 7,000 SmartPoints, directly deposited into your FPS account)
MoneySmart Exclusive

HK$200,000 Deposit Reward - HK$700 Apple Store Gift Card

HK$200,000 Deposit Reward - HK$700 Apple Store Gift Card
MoneySmart Exclusive

HK$200,000 Deposit Reward - HK$800 ParknShop e-Voucher

HK$200,000 Deposit Reward - HK$800 ParknShop e-Voucher
MoneySmart Exclusive

HK$200,000 Deposit Reward - HK$800 HKTVMall e-Voucher

HK$200,000 Deposit Reward - HK$800 HKTVMall e-Voucher
MoneySmart Exclusive

HK$200,000 Deposit Reward - 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Valued: HK$1,300)

HK$200,000 Deposit Reward - 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Valued: HK$1,300)
MoneySmart Exclusive

HK$500,000 Deposit Reward - HK$1,800 Cash (automatically redeemed from 18,000 SmartPoints, directly deposited into your FPS account)

HK$500,000 Deposit Reward - HK$1,800 Cash (automatically redeemed from 18,000 SmartPoints, directly deposited into your FPS account)
MoneySmart Exclusive

HK$500,000 Deposit Reward - HK$1,800 Apple Store Gift Card

HK$500,000 Deposit Reward - HK$1,800 Apple Store Gift Card
MoneySmart Exclusive

HK$500,000 Deposit Reward - HK$2,000 HKTVMall e-Voucher

HK$500,000 Deposit Reward - HK$2,000 HKTVMall e-Voucher
MoneySmart Exclusive

HK$500,000 Deposit Reward - HK$2,000 ParknShop e-Vouchers

HK$500,000 Deposit Reward - HK$2,000 ParknShop e-Vouchers
MoneySmart Exclusive

HK$500,000 Deposit Reward - Kooduu SENSA PLAY Dimmable LED Lamp and Bluetooth Speaker Topped with a Handcrafted Glass Lampshade (value:HK$2,290)

HK$500,000 Deposit Reward - Kooduu SENSA PLAY Dimmable LED Lamp and Bluetooth Speaker Topped with a Handcrafted Glass Lampshade (value:HK$2,290)
MoneySmart Exclusive

HK$1,000,000 Deposit Reward - HK$3,000 Cash (automatically redeemed from 30,000 SmartPoints, directly deposited into your FPS account)

HK$1,000,000 Deposit Reward - HK$3,000 Cash (automatically redeemed from 30,000 SmartPoints, directly deposited into your FPS account)
MoneySmart Exclusive

HK$1,000,000 Deposit Reward - HK$3,000 Apple Store Gift Card

HK$1,000,000 Deposit Reward - HK$3,000 Apple Store Gift Card
MoneySmart Exclusive

HK$1,000,000 Deposit Reward - HK$3,200 HKTVMall e-Voucher

HK$1,000,000 Deposit Reward - HK$3,200 HKTVMall e-Voucher
MoneySmart Exclusive

HK$1,000,000 Deposit Reward - HK$3,200 ParknShop e-Voucher

HK$1,000,000 Deposit Reward - HK$3,200 ParknShop e-Voucher
MoneySmart Exclusive

HK$1,000,000 Deposit Reward - Bose QuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)

HK$1,000,000 Deposit Reward - Bose QuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)
【Get cash upfront in Oct, plus monthly interest】 From Oct 1–31, visit Syfe via the MoneySmart designated link, click "Get Started," enter referral code【MS26】to open an account, then within 14 days of depositing the required amount, select any portfolio and maintain it for 120 days*.
HK$100,000 deposit: HK$400 cash*/ HK$500 PARKnSHOP e-Voucher
HK$200,000 deposit: HK$700 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)
HK$500,000 deposit: 🔥 HK$1,800 cash*/ Kooduu SENSA PLAY Dimmable LED Lamp and Bluetooth Speaker Topped with a Handcrafted Glass Lampshade (value:HK$2,290)
HK$1,000,000 deposit: HK$3,000 cash* / BoseQuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)
‼️ 120-days retention applies only to all portfolios
‼️ Click【More Details】for full camapign and reward details
Valid till 31 Oct 2026
ARE YOU ELIGIBLE?
This promotion is for new users who open an account using MoneySmart promo code【MS26】during the promotion period
Reward eligibility is based on the deposit date and completion of the account opening process
New customers must be aged 18 or above, have never held a Syfe account, hold a valid Hong Kong Identity Card, and have a correspondence address in Hong Kong.
*Not available to US/Chinese citizens, residents, or US green card holders.
After opening the Designated Account within the Promotion Period, customers must complete and submit the MoneySmart Reward Redemption Form on or before 15 November 2026, and provide their Syfe account number in the "Application Reference Number" field.
Promo code【MS26】can only be used once.
Accounts must be opened via MoneySmart's designated link and promo code【MS26】 to qualify for this promotion.
The application for the Designated Account must be approved by the Product Provider, and the account opening procedure must be completed according to the Product Provider's system records.
New users must deposit a minimum of HK$100,000 (or equivalent in USD) via online transfer to complete the account opening process.
WHAT YOU NEED TO KNOW
*Income+ portfolio is built with an objective to achieve a target monthly payout range, in current market environment. Target monthly payout is not guaranteed, and is subject to market movements. Past distributions are not necessarily indicative of future trends, which may be lower. A positive monthly payout or distribution yield does not imply a positive return. Source: Syfe, fund factsheets. As of 30th Jun 2026. Statistics are based on the weighted fund allocation within each Income+ portfolio. Learn more
New customer must use promo code「MS26」when opening an account to be eligible.
If the minimum balance or the specific lock-in requirement is not satisfied, Syfe Hong Kong Limited reserves the right to claw back the reward upon any withdrawal from the portfolio.
After completing the first deposit, the funds/assets in the account may be used to invest in profolios. Any gains or losses resulting from related investments will not affect the official record of the client’s initial deposit amount.
Before applying via the designated MoneySmart link, you must:
- Disable any ad blocker (or similar functions)
- Clear your browser cache and cookies
- Do not use “Incognito ModeReward Conditions and Gift Selection
During 1 - 31 Oct, must use promo code【MS26】when opening an account and meet the retention requirements to be eligible for the reward.
1️⃣ For a first deposit of HK$100,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
1. HK$400 Cash (automatically redeemed from 4,000 SmartPoints, directly deposited into your FPS account)
2. HK$400 Apple Store Gift card
3. HK$500 PARKnSHOP e-Vouchers
4. HK$500 HKTVmall e-Voucher
2️⃣ For a first deposit of HK$200,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
1. HK$700 Cash (automatically redeemed from 7,000 SmartPoints, directly deposited into your FPS account)
2. HK$700 Apple Store e-gift card
3. HK$800 PARKnSHOP e-Voucher
4. HK$800 HKTVmall e-Voucher
5. Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)
3️⃣ For a first deposit of HK$500,000, select any investment profolio within 14 days. Hold for 120 days* choose one:
1. 🔥 HK$1,800 Cash (automatically redeemed from 18,000 SmartPoints, directly deposited into your FPS account)
2. HK$1,800 Apple Store e-gift card
3. HK$2,000 PARKnSHOP e-Voucher
4. HK$2,000 HKTVmall e-Voucher
5. Kooduu SENSA PLAY Dimmable LED Lamp and Bluetooth Speaker Topped with a Handcrafted Glass Lampshade (value:HK$2,290)
4️⃣ For a first deposit of HK$1,000,000, select any investment profolio within 14 days. Hold for 120 days* choose one:1. 🔥 HK$3,000 Cash (automatically redeemed from 30,000 SmartPoints, directly deposited into your FPS account)
2. HK$3,000 Apple Store e-gift card
3. HK$3,200 PARKnSHOP e-Voucher
4. HK$3,200 HKTVmall e-Voucher
5. Bose QuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)‼️ *120-days retention applies only to all portfolios
For questions on account opening, deposits, and portfolio selection, please refer to Syfe's FAQ page
During the Promotion Period, customers must open an account via MoneySmart's designated link and promo code【MS26】, complete the required deposit and holding conditions, and have their reward eligibility confirmed by Syfe.
Retention period: Deposit HK$100,000 or HK$200,000 or HK$500,000 or HK$1,000,000 or above into your Syfe account by 11:59 pm on 31 October 2026, and maintain a daily average asset balance of HK$100,000 or HK$200,000 or HK$500,000 or HK$1,000,000 or above for 120 days, starting from the day after the deposit.
* The cash reward will be converted from SmartPoints and deposited into the eligible applicant's bank account via FPS.
Investment Details
- All-in-one platform offering an easier way to grow long-term wealth through passive income, cash management and equity portfolios
- Cash+ Fixed (HKD): 4.05% p.a. fixed interest rate (6-month term), no minimum/maximum investment, no extra requirements, no management fees
- Income+: Discretionary managed portfolio service providing access to passive income opportunities
- Income+ target monthly payouts: 6.0% to 10.0% p.a.
- Income+ features: Institutional-grade fixed income strategies, navigation through market conditions and rising interest rates, low-cost income optimisation
- Cash+ Flexi USD: 5.3% p.a.* yield on idle cash, high-quality money market funds, daily accruals, no limits, no lock-ups
- Syfe Hong Kong Limited: Holds Type 1, 4 and 9 licences from Hong Kong Securities and Futures Commission
- Full disclaimer available on website
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
