MSIG Personal Accident Insurance 2026: Coverage, Premiums and Exclusive Discounts
Compare MSIG personal accident insurance plans' coverage and policy to find out the best accident insurance for you.
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Best MSIG Personal Accident Insurance
| Item | MSIG iSafe iSafe Accident Insurance Plan A | MSIG iSafe iSafe Accident Insurance Plan B |
|---|---|---|
| ItemAccidental Death | MSIG iSafe iSafe Accident Insurance Plan A$500,000 | MSIG iSafe iSafe Accident Insurance Plan B$1,000,000 |
| ItemPermanent Disablement | MSIG iSafe iSafe Accident Insurance Plan A$500,000 | MSIG iSafe iSafe Accident Insurance Plan B$1,000,000 |
| ItemTemporary Disablement | MSIG iSafe iSafe Accident Insurance Plan A$500 | MSIG iSafe iSafe Accident Insurance Plan B$1,000 |
| ItemPhysiotherapist, Chiropractor, Bonesetter & Acupuncturist Treatment Expenses | MSIG iSafe iSafe Accident Insurance Plan A$2,500 | MSIG iSafe iSafe Accident Insurance Plan B$2,500 |
| ItemClothing and Personal Effects Damage Compensation | MSIG iSafe iSafe Accident Insurance Plan A$2,000/ accident | MSIG iSafe iSafe Accident Insurance Plan B$2,000/ accident |
| ItemHospital Confinement Allowance | MSIG iSafe iSafe Accident Insurance Plan A$500/ week , 52 weeks (max) | MSIG iSafe iSafe Accident Insurance Plan B$500/ week ,52 weeks (max) |
| Item24-hour Worldwide Assistance Services | MSIG iSafe iSafe Accident Insurance Plan A✅ | MSIG iSafe iSafe Accident Insurance Plan B✅ |
Key Features of MSIG Accident Insurance
Discounted Family Plan
Parents aged between 18 and 59 can enjoy coverage for up to 8 children aged 6 months to 17 paying only one premium. WIth only one plan, the whole family can benefit, which makes it a very suitable plan for policyholders with families.
Global Personal Accident Coverage
Provides up to HK$1,000,000 accidental death or permanent disablement coverage - providing you/your family with financial support in case of an accident to support you with medical expenses, so the insurer can focus on recovery.
Medical Expenses
Not every insurance plan will cover the expenses of physical therapy or bone setting, but MSIG accident insurance provides coverage for physical therapy, chiropractic, bone setting and acupuncture treatment, but the maximum number of compensation for each accident is 5 times .
Personal Liability
If the policyholder causes damage to the body or property of others due to negligence, MSIG accident insurance will cover the relevant personal liability up to HK$1,000,000.
Hospital Cash
If the insured person needs to be admitted to hospital for treatment due to physical injury, he can receive weekly hospital cash (up to 52 weeks). Policyholders can use this stable income to pay for daily expenses, allowing you to focus on recovery without worrying about income.
FAQ
What is the difference between the child, adult and senior plans of MSIG accident insurance?
- In the family plan, the insured age of the parents must be between 18 and 59 years old and the insured children must be aged between 6 months and 17 years old. Adults aged 18-59 in the adult plan can apply for MSIG accident insurance adult plan. However, the policy will terminate when the insured reaches the age of 60.
At what age can I get insured under the MSIG Accident Insurance Adult Plan?
- Adults aged 18-59 can apply for the MSIG Accident Insurance Adult Plan.
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