HK$
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We found 14 Personal Loans for you!

AI Approval ✅
WeLend Personal Loan image
HK$8,573
Monthly Payment
WeLend Personal Loan
1%
The lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7

Valid till 30 Jun 2026

Reward Image
Promotional banner for WeLend Personal Loan

APPLY NOW for WeLend Personal Loan
on WeLend's secure site
Online approval and cash transfer via FPS
UA i-Money Internet Personal Loan image
HK$8,429
Monthly Payment
UA i-Money Internet Personal Loan
1.1%
APR*
HK$202,304
Total Amount Payable
HK$2,304
Total Interest Payable
MoneySmart Exclusive

【Limited-Time Flash Offer 🏆】HK$1,300 Cash Reward Regardless of Approval ⚽ Grab the Gold Ball Every Day at 12PM# 
From now until 30 June 2026, both new and existing customers who successfully apply for and draw down a UA i-Money Online Personal Loan via MoneySmart can enjoy:
1️⃣ MoneySmart Exclusive reward regardless of approval:
HK$1,300 cash (automatically converted by 13,000 SmartPoints) and will directly deposit into your FPS; or
HK$1,500 Apple Gift Card / Parknshop e-Voucher; or
Gemini Smart Sterilizing Wet & Dry Vacuum (GVCM20BK) (Value: HK$4,998, random color); or
Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388); or
LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
2️⃣ Loan Drawdown Reward - enjoy up to HK$18,000 in cash rewards ^
3️⃣ Grab the Gold Ball Every Day at 12PM#

Valid till 30 Jun 2026

Reward Image
Promotional banner for UA i-Money Internet Personal Loan

Enjoy 1.78% Low Interest!
Citi Speedy Cash image
HK$8,473
Monthly Payment
Citi Speedy Cash
1.78%
APR*
HK$203,360
Total Amount Payable
HK$3,360
Total Interest Payable
MoneySmart Exclusive

🤑【Upgraded Cash Rewards— Get HK$1,000 Cash + Total Cash Rewards Up to HK$21,700!】
From 22 June to 30 June 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$1,000 Cash (converted from 10,000 SmartPoints)💰Enjoy total rewards worth up to HK$23,200, including the loan drawdown reward!
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【✨Limited-Time Drawdown Reward Upgrade – Earn Up to HK$14,200 Voucher / Up to HK$12,700 Cash! ✨】
From 22 June to 30 June 2026, New customers who successfully apply and draw down on or before 14 July 2026 , are eligible for MoneySmart exclusive gifts🎁  Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / 🤑 HK$12,700 Cash!

Valid till 30 Jun 2026

Reward Image
Promotional banner for Citi Speedy Cash

APPLY NOW for Citi Speedy Cash
on Citibank's secure site
24/7 Approval and Drawdown
WeLend No Document Loan image
HK$8,573
Monthly Payment
WeLend No Document Loan
1%
The Lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

June Deal ⚡ Application Bonus: AirTag / Doshisha Gorilla / Airport Lounge Pass
From 1 June to 30 June 2026, customers who successfully apply for a WeLend No Document Loan via MoneySmart can choose one of the following gifts — regardless of approval:
✈️ 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
🦧 Doshisha Gorilla Hand Massager + Doshisha  Gorilla Calf Massager (Total value: HK$736); or
🍎 2 x AirTag (Total value: HK$498); or
💰 HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account
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AI identify verification 😌 no additional documents ⚡ 24/7 loan approval

Valid till 30 Jun 2026

Reward Image
Promotional banner for WeLend No Document Loan

Cash reward regardless of approval!
1.78%
APR as low as*
HK$202,880
Total Amount Payable
HK$2,880
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer🎊】- Get total reward up to HK$18,188!
From now until 30 June 2026, customers successfully apply CNCBI $mart Plus Personal Installment Loan / CNCBI $mart Plus Personal Installment Loan - Debt Consolidation via MoneySmart and submit a complete online application form, can earn HK$300 cash rebate regardless of approval (automatically converted by 3,000 SmartPoints and will directly deposit into your FPS account)!
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Successfully draw down with designated loan amount, can enjoy gift from MoneySmart up to HK$4,000 Apple Store Gift Card / Parknshop e-Voucher / Trip.com e-Vouchers. Also earn extra Cash Rebate up to HK$13,888 from the bank! Total rewards up to HK$18,188!

Valid till 30 Jun 2026

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Upgraded Offers!Need to use promo code 「NLSMRT」
0.65%
APR as low as*
HK$203,840
Total Amount Payable
HK$3,840
Total Interest Payable
MoneySmart Exclusive

【Low-Interest ⚠️ Use Promo Code「NLSMRT」and Get HK$1,300 Regardless of Approval 📈】
From now until 30 June 2026, successfully apply for a WeLab Bank Personal Instalment Loan via MoneySmart with promo code 「NLSMRT」to enjoy exclusive perks:
1️⃣ APR as low as 0.65%
2️⃣ Submit all required documents and receive HK$1,300 cash voucher regardless of approval
3️⃣ Total rewards of up to HK$30,848
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No need to borrow up to HK$500,000, loans of HK$283,000 or more can enjoy as low as 0.65% APR!

Valid till 30 Jun 2026

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Promotional banner for WeLab Bank Personal Instalment Loan

Basic documents only, 24/7 real-time FPS transfer
X Cash.AI by X Wallet image
HK$8,437
Monthly Payment
X Cash.AI by X Wallet
1.15%
APR as low as*
HK$202,496
Total Amount Payable
HK$2,496
Total Interest Payable
MoneySmart Exclusive

MoneySmart Exclusive Promo Code「MS8000」🎟️ Get HK$3,450 brand new reward regardless of approval
From 1 June to 30 June 2026, apply for X Wallet X Cash.AI via MoneySmart and enter promo code「MS8000」to enjoy rewards worth up to total HK$11,450 🎁
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🎧 Regardless of approval, receive MoneySmart exclusive reward:
3 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$3,450) or
SONY WF-1000XM5 Wireless Noise Cancelling Earbuds (Value: HK$2,490, random color) or
PHILIPS RO Water Dispenser ADD6901/90 (Value: HK$1,998, random color) or
HK$1,500 Parknshop e-Voucher / Trip.com e-voucher / HKTVmall e-Gift Voucher or
HK$1,400 Apple Store Gift Card
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💰 Successfully drawing down designated loan amount, and meeting specified conditions, can receive:
 HK$20,000 - HK$168,000 - HK$2,700 cash rebate*
 HK$168,001 or above - HK$8,000 cash rebate*

Valid till 30 Jun 2026

Reward Image
Promotional banner for X Cash.AI by X Wallet

APR as low as 1.38%
1.38%
APR*
HK$202,880
Total Amount Payable
HK$2,880
Total Interest Payable
MoneySmart Exclusive

From now until 30 June 2026, new and existing customers who successfully apply for and draw down UA Civil Servants and Professionals Express Loan via MoneySmart can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval! or
2️⃣ Successful application and drawdown to enjoy up to HK$18,000 cash rewards^!

Valid till 30 Jun 2026

Reward Image

24/7 Approval and Drawdown
1%
The lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total interest payable
MoneySmart Exclusive

【June Special Offer 🥳 — Earn Up to HK$41,460 in Rewards ✨】
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of - OSIM Invisible Massage Chair (value: HK$10,660) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
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Earn HK$800 Apple Store Gift Card regardless of Approval! 🍎
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents, can enjoy HK$800 Apple Store Gift Card🍎 - regardless of approval!

Valid till 30 Jun 2026

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No income proof required
CreFIT Cash Loan image
HK$8,453
Monthly Payment
CreFIT Cash Loan
1.38%
APR as low as*
HK$202,880
Total Amount Payable
HK$2,880
Total Interest
MoneySmart Exclusive

【MoneySmart Exclusive - Get up to HK$22,799 Rewards now!】
From 1 June until 30 June 2026, eligible new customers apply via MoneySmart and drawdown designated loan amount, receive MoneySmart exclusive gift Insta 360 X4 Air (Standard Bundle) (value: $2,799). Total rewards up to HK$22,799, including CreFIT cash back🎁
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Introducing the brand new feature - free personal credit report download! 📋

Valid till 30 Jun 2026

Reward Image
Promotional banner for CreFIT Cash Loan

APPLY NOW for CreFIT Cash Loan
on CreFIT's secure site
Cash reward regardless of approval!
DBS Debt Consolidation Loan  image
HK$8,713
Monthly Payment
DBS Debt Consolidation Loan
6.38%
APR as low as*
HK$209,120
Total Amount Payable
HK$9,120
Total Interest Payable
MoneySmart Exclusive

【June Limited-Time Offer】Enjoy Total Rewards of Up to HK$37,300 Including Bank Rewards! 🤩
From 15 June to 30 June 2026, apply for the DBS Personal Loan "Debt Consolidation Loan" via MoneySmart and enjoy:⠀⠀
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⚡ HK$500 Cash – Regardless of Approval! (credited via FPS)
📈 Reward Boost! Upon successful loan drawdown, receive up to 130,000 SmartPoints, redeemable for HK$13,000 worth of vouchers for free!
✨ DBS Coupon: Earn up to HK$23,800 in rewards⠀⠀
💰 Consolidate Your Debts and Reduce Interest Expenses – Manage your finances more efficiently and with greater ease!

Valid till 30 Jun 2026

Reward Image
Promotional banner for DBS Debt Consolidation Loan

No income proof required for HK$100,000 or below
PrimeCredit Fixed Loan image
HK$8,433
Monthly Payment
PrimeCredit Fixed Loan
1.18%
The Lowest APR
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive
【PrimeCredit Offer 🎉】From 1 May until 30 June 2026, enjoy up to HK$18,000 Cash Bonus upon successful application and drawdown of a designated loan amount via MoneySmart, including: PrimeCredit Fixed Loan / Balance Transfer Loan / Civil Servant & Professional Loan / Property Owner Personal Loan.
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⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
⠀⠀
All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.

Valid till 30 Jun 2026

APPLY NOW for PrimeCredit Fixed Loan
on PrimeCredit's secure site
24/7 Approval and Drawdown
1.88%
The lowest APR
HK$203,888
Total Amount Payable
HK$3,888
Total interest payable
MoneySmart Exclusive

Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7

Valid till 30 Jun 2026

Reward Image
Promotional banner for 【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

Instant Approval Online◉
Promise Easy Loan image
HK$8,433
Monthly Payment
Promise Easy Loan
1.12%
APR*
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive】HK$800 cash reward regardless of loan approval result 💰 Total reward up to HK$3,300
During promotion period 1 June 2026 to 30 June 2026 (both dates inclusive), eligible new customers who successfully apply via MoneySmart for Promise Easy Loan / Promise No-doc Loan / Promise Debt Consolidation Loan can receive:
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1️⃣ Receive HK$800 cash reward regardless of loan approval result (automatically converted from SmartPoints and directly credited to your FPS account)
2️⃣ Drawdown for a designated loan amount, can receive HK$2,000 cash reward (automatically converted from SmartPoints and directly deposited into FPS account)
3️⃣ Apply online using promo code「WEB500」can receive an extra HK$500 shopping voucher ⬟ upon first drawdown of a designated loan amount
⠀⠀
⚡ No supporting documents required #| Instant online approval ⦿
👉 Earn rewards worth up to HK$3,300 in total!

Valid till 30 Jun 2026

Reward Image

APPLY NOW for Promise Easy Loan
on Promise's secure site

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