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We found 14 Personal Loans for you!
Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
⚽ Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7
Valid till 31 Aug 2026
【Low-Interest ⚠️ Use Promo Code「NLSMRT」and Get HK$1,300 Regardless of Approval 📈】
From now until 31 August 2026, successfully apply for a WeLab Bank Personal Instalment Loan via MoneySmart with promo code 「NLSMRT」to enjoy exclusive perks:
1️⃣ APR as low as 0.65%
2️⃣ Submit all required documents and receive HK$1,300 cash voucher regardless of approval
3️⃣ Total rewards of up to HK$30,848
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🧡 No need to borrow up to HK$500,000, loans of HK$283,000 or more can enjoy as low as 0.65% APR!
Valid till 31 Aug 2026
【MoneySmart Exclusive 🎊】Limited Time Flash Offer ⚡ Total rewards up to HK$18,688!
From now until 31 August 2026, customers successfully apply CNCBI $mart Plus Personal Installment Loan / CNCBI $mart Plus Personal Installment Loan - Debt Consolidation via MoneySmart and submit a complete online application form, can earn HK$800 cash rebate regardless of approval (automatically converted by 8,000 SmartPoints and will directly deposit into your FPS account)!
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During 1-31 August 2026, successfully apply and draw down with designated loan amount, can enjoy gift from MoneySmart up to HK$4,000 Apple Store Gift Card / Parknshop e-Voucher / Trip.com e-Vouchers. Also can earn extra Cash Rebate up to HK$13,888 from the bank! Total rewards up to HK$18,688!
Valid till 31 Aug 2026
🤑【7-Day Summer Flash Offer — Get HK$800 Cash upon Application! 】
Catch the final wave of summer rewards! From 8 August to 14 August 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$800 Cash (converted from 8,000 SmartPoints)💰Enjoy total rewards worth up to HK$23,000, including the loan drawdown reward!
✨【Limited-Time Drawdown Reward Upgrade — Choose Up to HK$14,200 Vouchers or HK$12,700 Cash】
From 8 August to 14 August 2026, New customers who successfully apply and draw down on or before 14 September 2026 , are eligible for MoneySmart exclusive gifts🎁 Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / 🤑 HK$12,700 Cash!
Valid till 14 Aug 2026
[Limited Time] Get HK$1,500 voucher regardless of approval 💜
From 1 August to 14 August 2026, apply for X Wallet X Cash.AI via MoneySmart and enter promo code「MS8000」to enjoy rewards worth up to total HK$11,498 🏆
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1️⃣ Regardless of approval, receive MoneySmart exclusive reward:
・HK$1,500 Parknshop e-Voucher / Trip.com e-voucher / HKTVmall e-Voucher; or
・HK$1,400 Apple Store Gift Card; or
・Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value: HK$3,498, random color); or
・Momax Ultra-Air Plus IoT UV Hot & Cool Purifying Fan (AP7S) (Value: HK$2,680, random color); or
・PHILIPS RO Water Dispenser ADD6901/90 (Value: HK$1,998, random color)
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2️⃣ Successfully drawing down designated loan amount, and meeting specified conditions, can receive:
・ HK$20,000 - HK$168,000 - HK$2,700 cash rebate*
・ HK$168,001 or above - HK$8,000 cash rebate*
Valid till 14 Aug 2026
【🎁 August Special Offer－ up to $32,988 rewards with New Macbook Air 🥳 】
From 1 August until 31 August 2026, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」to earn up to HK$32,988 Rewards!
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Apply and submit all the required documents to get up to 11,000 SmartPoints and fully redeem HK$1,100 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive reward -Apple 13-inch Macbook Air M4 Chip (8-core GPU, 16GB, 256SSD) (value: HK$7,999)!
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Save up to 97% on interest and clear all your credit card debt with a new perspective!
Valid till 31 Aug 2026
9-Day Limited Deal ⚡ Total Rewards Up to HK$45,800【💰Lower Your Interest - Smarter Debt Management Starts Here! 】
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1️⃣ Get extra HK$500 cash 💰regardless of approval
From now until 16 August 2026, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
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2️⃣ 215,000 SmartPoints can fully redeem HK$21,500 cash vouchers or iPhone 17 Pro Max 512GB (value: HK$11,899) or Apple Macbook Pro 14" M4 Chip (value: HK$12,999)! The Reward Store has more options to choose from! ✨
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2️⃣ Including up to HK$23,800 in DBS coupon, enjoy total rewards worth up to HK$45,800 🎉
Valid till 16 Aug 2026
【MoneySmart Exclusive － Get up to HK$62,799 Rewards now!】
From 1 August to 31 August 2026, eligible new customers who successfully apply for and draw down a designated loan amount via MoneySmart can enjoy one of the following exclusive MoneySmart rewards:
・Insta360 X4 Air Standard Bundle (Value: HK$2,799); or
・HK$1,800 Cash Reward (automatically converted from 18,000 SmartPoints)
・Together with the CreFIT cash rebate, enjoy total rewards worth up to HK$62,799 🎁
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 30s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Introducing the brand new feature - free personal credit report download! 📋
Valid till 31 Aug 2026
August Deal ⚡ Application Bonus: AirTag / Doshisha Gorilla / Airport Lounge Pass
From 1 August to 31 August 2026, customers who successfully apply for a WeLend No Document Loan via MoneySmart can choose one of the following gifts — regardless of approval:
✈️ 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
🦧 Doshisha Gorilla Hand Massager + Doshisha Gorilla Calf Massager (Total value: HK$736); or
🍎 2 x AirTag (Total value: HK$498); or
💰 HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account
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AI identify verification 😌 no additional documents ⚡ 24/7 loan approval
Valid till 31 Aug 2026
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⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
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All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.
Valid till 31 Aug 2026
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【MoneySmart Exclusive Gift 💰 HK$1,400 Cash Rewards regardless of approval 】
From now until 31 August 2026, customers who successfully apply for OK Finance Express Personal Loan via MoneySmart, with loan amount of HK$100,001 or above and all required documents submitted, can enjoy a HK$1,400 cash reward (automatically converted from 14,000 SmartPoints and directly deposited into FPS account) regardless of approval.
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🌟【Upgraded Offer】Successfully applied for and drawn down on personal loan could enjoy up to HK$28,000 cash reward (fulfilled by OK Finance) Total reward up to HK$29,400!
Valid till 31 Aug 2026
Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
⚽ Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7
Valid till 31 Aug 2026
【MoneySmart Exclusive】HK$800 cash reward regardless of loan approval result 💰 Total reward up to HK$3,800
During promotion period 1 August 2026 to 31 August 2026 (both dates inclusive), eligible new customers who successfully apply via MoneySmart for Promise Easy Loan / Promise No-doc Loan / Promise Debt Consolidation Loan can receive:
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1️⃣ Receive HK$800 cash reward regardless of loan approval result (automatically converted from SmartPoints and directly credited to your FPS account)
2️⃣ Drawdown for a designated loan amount, can receive HK$2,000 cash reward (automatically converted from SmartPoints and directly deposited into FPS account)
3️⃣ Apply online using promo code「GET1000」can receive an extra HK$1,000 shopping voucher ⬟ upon first drawdown of a designated loan amount
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⚡ No supporting documents required #｜ Instant online approval ⦿
👉 Earn rewards worth up to HK$3,800 in total!
Valid till 31 Aug 2026
Save Up to 90% on Interest and Boost Your Credit Score ✨ Plus, Earn Rewards Worth Up to HK$41,460
💰 MoneySmart Exclusive: Get HK$800 Cash—Whether Your Application Is Approved or Not!
🤩 Get three tailored repayment plans in one go. Whether you want to save more on interest, repay your debt faster or lower your monthly instalments, you decide how to clear your credit card balances.
🤖 The WeLend AI Credit Card Debt Calculator also helps you plan ahead with a step-by-step repayment strategy, so you can clear your debts more effectively and gradually improve your credit score.
Valid till 31 Aug 2026
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.