Best Property Owner Loan in Hong Kong 2026
Are you a property owner looking for personal financing? Compare property owner loans' interest rate, loan amount and repayment period on MoneySmart now!
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We found 5 Personal Loans for you!
🏠 【Unlock Urgent Cash Without Selling Your Property — Approval in as Fast as 15 Minutes】
Need urgent cash flow but don’t want to sell your property? Konew mortgage offers large-sum financing for first mortgages, second mortgages and refinancing, regardless of property age or type.
Simply provide basic property information—no income proof or stress test required. Enjoy approval in as fast as 15 minutes and fund disbursement within 24 hours. Borrow up to 80% of the property value with no handling or valuation fees. New refinancing customers can also enjoy up to 30% off interest rates, making it easier to unlock cash and consolidate debts at a lower cost.
Valid till 30 Sep 2026
💰 【Borrow Up to HK$2 Million Without Collateral — Funds Available as Fast as the Same Day】
Need urgent cash to consolidate card debts? K Cash Unsecured Property Owner Loan requires no property collateral. Simply provide your HKID card and phone number to apply—even customers with a less-than-perfect credit rating may be considered.
Borrow up to HK$2 million, with approval and fund disbursement available as fast as the same day. New refinancing customers can also enjoy up to 20% off interest, helping you consolidate debts and reduce repayment costs more easily.
Valid till 30 Sep 2026
On the fly - $200 Cash to your pocket✨
From 1 September until 30 September 2026, customers who successfully applied for WeLend Property Owner Loan via MoneySmart, can enjoy HK$200 cash (automatically converted by 2,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
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Warning: You have to repay your loans. Don't pay any intermediaries.
Valid till 30 Sep 2026
【MoneySmart Exclusive － Get up to HK$62,799 Rewards now!】
From 1 September to 30 September 2026, eligible new customers who successfully apply for and draw down a designated loan amount via MoneySmart can enjoy one of the following exclusive MoneySmart rewards:
・Insta360 X4 Air Standard Bundle (Value: HK$2,799); or
・HK$1,800 Cash Reward (automatically converted from 18,000 SmartPoints)
・Together with the CreFIT cash rebate, enjoy total rewards worth up to HK$62,799 🎁
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 30s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Introducing the brand new feature - free personal credit report download! 📋
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Warning: You have to repay your loans. Don't pay any intermediaries.
Valid till 30 Sep 2026
【PrimeCredit Offer 🎉】From 1 September until 31 October 2026, enjoy up to HK$18,000 Cash Bonus upon successful application and drawdown of a designated loan amount via MoneySmart, including: PrimeCredit Fixed Loan / Balance Transfer Loan / Civil Servant & Professional Loan / Property Owner Personal Loan.
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⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
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All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.
Warning: You have to repay your loans. Don't pay any intermediaries
Valid till 31 Oct 2026
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