WeLend Personal Loan
Apply through MoneySmart and redeem for any of these:
Product Carousel
MoneySmart Exclusive
Submit all the required documents (loan size HK$200,000) receive HK$1,600 cash (automatically converted by 16,000 SmartPoints) + extra HK$200 Apple Store Gift Card
Submit all the required documents (loan size HK$200,000) receive HK$1,600 cash (automatically converted by 16,000 SmartPoints) + extra HK$200 Apple Store Gift Card
MoneySmart Exclusive
HK$200,001 - HK$500,000 － Nautica Classic Voyage 28" Luggage (value: HK$1,999, colour randomly distributed)
HK$200,001 - HK$500,000 － Nautica Classic Voyage 28" Luggage (value: HK$1,999, colour randomly distributed)
MoneySmart Exclusive
HK500,001 or above－GoPro Hero13 Black Creator Edition (value: HK$4,800)
HK500,001 or above－GoPro Hero13 Black Creator Edition (value: HK$4,800)
MoneySmart Exclusive
HK500,001 or above－HK$5,000 Apple Store Gift Card
HK500,001 or above－HK$5,000 Apple Store Gift Card
MoneySmart Exclusive
HK500,001 or above－HK$4,000 Cash (automatically converted by 40,000 SmartPoints)
HK500,001 or above－HK$4,000 Cash (automatically converted by 40,000 SmartPoints)
✨ HK$1,600 Application Bonus + Extra HK$200 Apple Store Gift Card 🍎
💰 HK$1,600 Cash Reward + extra HK$200 Apple Store Gift Card regardless of approval
⚡Up to HK$14,000 rewards upon loan amount of HK$300,001
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7
⠀⠀
【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
ARE YOU ELIGIBLE?
September Flash Sales⚡ Submit all documents & get HK$1,600 Cash Reward + Extra HK$200 Apple Store Gift Card💰
From 11 September (from 12:00pm) to 30 September 2026, apply for WeLend Personal Loan or WeLend Civil Servants & Professionals Loan via MoneySmart, loan amount upon HK$200,001 and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), can receive HK$1,600 cash reward (automatically converted by SmartPoints) + HK$200 Apple Store Gift Card regardless of approval. 🍎
⠀⠀【MoneySmart Exclusive 🎁－Drawdown to get up to HK$5,000 Rewards!】
From 11 September until 30 September 2026 (both dates inclusive), customers who have successfully applied the designated loan via MoneySmart,
⠀⠀
Drawn down within HK200,001 - HK$500,000, shall be eligible to receive the following reward:
・Nautica Classic Voyage 28" Luggage (value: HK$1,999) or
・HK$2,000 Parknshop e-Voucher or
・HK$1,500 cash (automatically converted by SmartPoints)
⠀⠀
Drawn down HK500,001 or above shall be eligible to receive the following reward:
・GoPro Hero13 Black Creator Edition (value: HK$4,800) or
・HK$5,000 Apple Store Gift Card or
・HK$5,000 Parknshop e-Voucher or
・HK$4,000 cash (automatically converted by SmartPoints)
⠀⠀【WeLend Cash Rebate】Up to HK$30,000 Rewards
The promotion is valid from 1 September 2026 to 30 September 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800
・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000
・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000
・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000
・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000
・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000
・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000
⠀⠀
⠀⠀【📱Phone First, Work Later: Let the Top Scorers Get the Phone First!】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), customers who successfully apply for any designated product via MoneySmart (including credit cards, loans, investment accounts and travel insurance) with the eligibility requirements fulfilled, join the Mini Game on the campaign page, and submit your result in the reward redemption form. Top 100 Eligible Participants with the highest scores will stand a chance to win iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4 and Apple Store Gift Cards!
【Campaign and Score Submission Rules】
・Submission Deadline: Eligible Customers must submit the claim form on or before 24 October 2026, along with a valid screenshot of their Mini Game score.
・More Applications, More Chances: For each successful application of a designated product, you may submit one form and one Mini Game score. You may replay the Mini Game an unlimited number of times to refresh your best score, and upload your most satisfactory score screenshot when submitting the form.
・Scores Cannot Be Reused: Each Mini Game score screenshot can only be used for single claim form; the same score record must not be reused.
・Results Announcement: The winner list will be announced on MoneySmart's social media page on 12 February 2027.
・Terms and Conditions: Please refer to the campaign page for details. Offer is subject to terms and conditions.
WHAT YOU NEED TO KNOW
Eligible customers must complete and submit the claim form after logging in to MoneySmart on or before 7 October 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS.
For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application.
WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.
Loan Details
Good For
Things to Note
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.