WeLend Personal Loan
MoneySmart Exclusive
💰 HK$1,600 Cash reward regardless of approval
💰 HK$1,600 Cash reward regardless of approval

WeLend Personal Loan

WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7

Valid till 30 Jun 2026

Reward Image

ARE YOU ELIGIBLE?

  • June Flash Sales⚡ Submit all documents & get HK$1,600 Cash Reward 💰
    From 1 June to 30 June 2026, apply for WeLend Personal Loan or WeLend Civil Servants & Professionals Loan via MoneySmart, submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), can receive regardless of approval:
    - Any loan amount: HK$800 cash reward
    - Loans of HK$200,001 or above: extra HK$800 cash reward 
    Total up to HK$1,600 cash reward (automatically converted by SmartPoints) 
    ⠀⠀

  • 【MoneySmart Exclusive 🎁-Drawdown to get up to HK$5,000 Rewards!】
    From 1 June until 30 June 2026 (both dates inclusive), customers who have successfully applied the designated loan via MoneySmart,
    ⠀⠀
    Drawn down within HK200,001 - HK$500,000, shall be eligible to receive the following reward:
    ・Nautica Classic Voyage 28" Luggage (value: HK$1,999) or
    ・HK$2,000 Parknshop e-Voucher or
    ・HK$1,500 cash (automatically converted by SmartPoints) 
    ⠀⠀
    Drawn down HK500,001 or above shall be eligible to receive the following reward:
    ・GoPro Hero13 Black Creator Edition (value: HK$4,800) or
    ・HK$5,000 Apple Store Gift Card  or
    ・HK$5,000 Parknshop e-Voucher or
    ・HK$4,000 cash (automatically converted by SmartPoints) 
    ⠀⠀

  • ⚽【WeLend Cash Rebate】Up to HK$30,000 Rewards + 12% Additional Cash Rebate
    The promotion is valid from 12 June 2026 to 30 June 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 +12% = HK$3,136 cash rebate
    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000 +12% = HK$6,720 cash rebate
    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000 +12% = HK$11,200 cash rebate
    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000 +12% = HK$13,440 cash rebate
    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000 +12% = HK$15,680 cash rebate
    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000 +12% = HK$20,160 cash rebate
    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000 +12% = HK$33,600 cash rebate
    ⠀⠀

WHAT YOU NEED TO KNOW

  1. Eligible customers must complete and submit the claim form after logging in to MoneySmart on or before 7 July 2026, along with the valid loan application reference number provided by the loan provider  and the phone number that is linked to your bank account for receiving funds via FPS.

  2. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  3. WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.

Loan Details

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