Get to know SmartRewards
Our new rewards program that gives you the ultimate flexibility to get rewarded the way you want. Earn SmartPoints as you make smart financial decisions with MoneySmart and redeem them in our Rewards Store for your favourite products.


Earn, Redeem and Collect
How to get the most out of the SmartRewards program
How do I Earn SmartPoints?
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Tell us about yourselfLog in or create an account, take our 1-min quiz, and we’ll recommend financial products that match your unique needs.Only for the first 400 users. |
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Apply for selected financial productsEarn SmartPoints when you apply for selected financial products through MoneySmart. |
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More ways to Earn coming up!Watch this space as we add more ways to earn rewards points as you level up. |


Redeem your Rewards with SmartPoints in our Rewards Store
We’re giving you the ultimate flexibility to reward yourself the way you want. Allow you to customize rewards combinations based on your needs! Redeem your SmartPoints for Apple, HKTVmall, Logitech, Klook, Uber & more!
Why Sign Up?


Frequently Asked Questions
What is the SmartRewards programme?
- SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing activities on MoneySmart. Earn SmartPoints and use it to redeem gifts from the Rewards Store.
What are SmartPoints?
- SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete activities on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.
What can I use SmartPoints for?
- SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.
How can I earn SmartPoints?
- Through applying for a financial product on MoneySmart - Browse promotions here.
Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility. - Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions.) Only for the first 400 users.
- Through applying for a financial product on MoneySmart - Browse promotions here.
Can I combine my reward points with the reward points of other accounts?
- Please be informed that reward points cannot be combined with the reward points of other users’ accounts.
Can I transfer my reward points to another account?
- We regret to inform you that the reward points are not transferable.
Have more questions?
- Visit our full FAQs here.