Compare Annual Travel Insurance in Hong Kong 2026: premiums, coverage, age limits

We found 20 Insurance Plans for you!

65% off Promo code "MSHK35"
STARR Companies TraveLead Supreme Plan image
HK$1,365
HK$2,10035% OFF
Premium
HK$1,500,000
Medical Coverage (Overseas)
HK$50,000
Trip Cancellation
HK$20,000
Loss/Damage of Baggage
MoneySmart Exclusive

【Earn Asia Miles as Low as HK$0.5 = 1 Mile!🔥✈️ Starr x Moneysmart Special Benefit: Enhanced Medical Coverage】
From 2 to 22 November 2026, customers who successfully apply for an designated travel insurance plan via MoneySmart with a net premium of HK$150 or above, and are among the first 100 customers to submit the reward redemption form on or before 29 November 2026, will receive 300 Asia Miles^ (automatically converted from 600 SmartPoints and directly credited to the Cathay membership account). Limited quota, first come, first served. T&Cs apply.


🎁 [All Customers can choose]

  • AIRSIM HK$20 Travel SIM Prepaid Card # or
  • AIRSIMe eSIM *

From 2 November 2026 to 8 January 2027, apply a STARR TraveLead Luxe Single Trip Plan to enjoy higher overseas medical protection. The Overseas Medical Expenses sum insured of the Extra Plan increases from HK$1,000,000 to HK$1,500,000, and the Supreme Plan from HK$2,500,000 to HK$3,000,000!

Valid till 22 Nov 2026

Sponsored listing

APPLY NOW for STARR Companies TraveLead Supreme Plan
on Starr International's secure site
Allianz Travel Gold Plan image
HK$1,527.35
HK$2,77745% OFF
Premium
HK$2,000,000
Medical Expenses
HK$40,000
Travel Cancellation
HK$25,000
Loss/Damage of Baggage
MoneySmart Exclusive

【🍁Autumn Getaway: Earn Asia Miles as Low as HK$0.5 = 1 Mile!🔥】
From 2 to 22 November 2026, customers who successfully apply for an designated travel insurance plan via MoneySmart with a net premium of HK$150 or above, and are among the first 100 customers to submit the reward redemption form on or before 29 November 2026, will receive 300 Asia Miles^ (automatically converted from 600 SmartPoints and directly credited to the Cathay membership account). Limited quota, first come, first served. T&Cs apply.


🎁 [All Customers can choose]

  • AIRSIM HK$20 Travel SIM Prepaid Card # or
  • AIRSIMe eSIM *

Valid till 22 Nov 2026

Sponsored listing

APPLY NOW for Allianz Travel Gold Plan
Use Promo Code「AZ1111」
35% off Promo code "MSHK35"
STARR Companies TraveLead Extra Plan image
HK$1,105
HK$1,70035% OFF
Premium
HK$1,000,000
Medical Coverage (Overseas)
HK$25,000
Trip Cancellation
HK$10,000
Loss/Damage of Baggage
MoneySmart Exclusive

【Earn Asia Miles as Low as HK$0.5 = 1 Mile!🔥✈️ Starr x Moneysmart Special Benefit: Enhanced Medical Coverage】
From 2 to 22 November 2026, customers who successfully apply for an designated travel insurance plan via MoneySmart with a net premium of HK$150 or above, and are among the first 100 customers to submit the reward redemption form on or before 29 November 2026, will receive 300 Asia Miles^ (automatically converted from 600 SmartPoints and directly credited to the Cathay membership account). Limited quota, first come, first served. T&Cs apply.


🎁 [All Customers can choose]

  • AIRSIM HK$20 Travel SIM Prepaid Card # or
  • AIRSIMe eSIM *

From 2 November 2026 to 8 January 2027, apply a STARR TraveLead Luxe Single Trip Plan to enjoy higher overseas medical protection. The Overseas Medical Expenses sum insured of the Extra Plan increases from HK$1,000,000 to HK$1,500,000, and the Supreme Plan from HK$2,500,000 to HK$3,000,000!

Valid till 22 Nov 2026

Sponsored listing

APPLY NOW for STARR Companies TraveLead Extra Plan
on Starr International's secure site
HK$500,000
Medical Expenses
HK$20,000
Trip Cancellation
HK$15,000
Loss/Damage of Baggage

【Dah Sing Insurance Special Offer】
From 1 Oct – 31 December 2026, using Promo Code "MS26Q3TS " to enjoy 30% off premiums with Dah Sing Insurance — secure more, spend less!

Valid till 31 Dec 2026

AXA SmartTraveller Plus Privilege Plan image
HK$2,348.80
HK$2,93620% OFF
Premium
HK$1,000,000
Medical Expenses
HK$50,000
Trip Cancellation
HK$15,000
Loss/Damage of Baggage

【AXA Exclusive Offer】
Purchase AXA travel insurance products via MoneySmart to enjoy 20% off discount

Valid till 10 Nov 2026

Generali Bravo Travel Protector Classic Plan image
HK$2,064
HK$2,58020% OFF
Premium
HK$1,000,000
Medical Expenses
HK$20,000
Trip Cancellation
HK$15,000
Loss/Damage of Baggage

Enjoy 30% OFF your Generali Travel (Single) Insurance premium!

Valid till 31 Dec 2026

Sponsor
HK$500,000
Medical Expenses
HK$30,000
Travel Cancellation
HK$7,500
Loss/Damage of Baggage

Allianz Travel Silver Plan image
HK$1,043.35
HK$1,89745% OFF
Premium
HK$1,500,000
Medical Expenses
HK$20,000
Travel Cancellation
HK$15,000
Loss/Damage of Baggage
MoneySmart Exclusive

【🍁Autumn Getaway: Earn Asia Miles as Low as HK$0.5 = 1 Mile!🔥】
From 2 to 22 November 2026, customers who successfully apply for an designated travel insurance plan via MoneySmart with a net premium of HK$150 or above, and are among the first 100 customers to submit the reward redemption form on or before 29 November 2026, will receive 300 Asia Miles^ (automatically converted from 600 SmartPoints and directly credited to the Cathay membership account). Limited quota, first come, first served. T&Cs apply.


🎁 [All Customers can choose]

  • AIRSIM HK$20 Travel SIM Prepaid Card # or
  • AIRSIMe eSIM *

Valid till 22 Nov 2026

Sponsored listing

AXA SmartTraveller Plus Premier Plan image
HK$1,744
HK$2,18020% OFF
Premium
HK$500,000
Medical Expenses
HK$25,000
Trip Cancellation
HK$8,000
Loss/Damage of Baggage

【AXA Exclusive Offer】
Purchase AXA travel insurance products via MoneySmart to enjoy 20% off discount

Valid till 10 Nov 2026

HK$1,000,000
Medical Expenses
HK$50,000
Trip Cancellation
HK$20,000
Loss/Damage of Baggage

【Dah Sing Insurance Special Offer】
From 1 Oct – 31 December 2026, using Promo Code "MS26Q3TS " to enjoy 30% off premiums with Dah Sing Insurance — secure more, spend less!

Valid till 31 Dec 2026

Generali Bravo Travel Protector Standard Plan image
HK$1,344
HK$1,68020% OFF
Premium
HK$500,000
Medical Expenses
HK$10,000
Trip Cancellation
HK$10,000
Loss/Damage of Baggage

Enjoy 30% OFF your Generali Travel (Single) Insurance premium!

Valid till 31 Dec 2026

Generali Bravo Travel Protector Premier Plan image
HK$3,024
HK$3,78020% OFF
Premium
HK$1,500,000
Medical Expenses
HK$40,000
Trip Cancellation
HK$20,000
Loss/Damage of Baggage

Enjoy 30% OFF your Generali Travel (Single) Insurance premium!

Valid till 31 Dec 2026

Sponsor
HK$1,200,000
Medical Expenses
HK$60,000
Travel Cancellation
HK$21,000
Loss/Damage of Baggage

HK$1,000,000
Accident Coverage
HK$1,000,000
Medical Coverage
HK$2,000,000
Personal Liability Coverage

Use Promo Code "MSTRAVEL20" when you apply for Zurich Get “Z” Go+ Travel insurance plan and enjoy 20% off on premium or 20% off on the Annual Plan first year's premium!

Valid till 30 Nov 2026

Zurich Get Z Go+ Travel Insurance Deluxe Plan image
HK$2,544
HK$3,18020% OFF
Premium
HK$1,500,000
Accident Coverage
HK$1,500,000
Medical Coverage
HK$3,000,000
Personal Liability Coverage

Use Promo Code "MSTRAVEL20" when you apply for Zurich Get “Z” Go+ Travel insurance plan and enjoy 20% off on premium or 20% off on the Annual Plan first year's premium!

Valid till 30 Nov 2026

HK$1,200,000
Overseas Medical Expenses
HK$30,000
Trip Cancellation
HK$20,000
Loss/Damage of Baggage and Personal Effects

MSIG iTravel Go Plan B image
HK$2,092
Total Premium
HK$500,000
Overseas Medical Expenses
HK$25,000
Trip Cancellation
HK$15,000
Loss/Damage of Baggage

HK$1,500,000
Medical Expenses
HK$50,000
Trip Cancellation
HK$25,000
Loss/Damage of Baggage

MSIG iTravel Go Plan C image
HK$1,151
Premium
HK$250,000
Overseas Medical Expenses
HK$3,500
Trip Cancellation
HK$5,000
Loss/Damage of Baggage

MSIG iTravel Go Plan A image
HK$2,426
Premium
HK$1,000,000
Overseas Medical Expenses
HK$50,000
Trip Cancellation
HK$20,000
Loss/Damage of Baggage

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.