Best DBS Cash Back Credit Cards Hong Kong

Updated October 2019

Earn cash rebate on dining, hotel bookings or online shopping spend by using DBS cash back credit cards. Compare and choose from a wide range of flat rate, tier based or special bonus category cash back credit cards in Hong Kong.

Popular DBS Cash Back Credit Cards

DBS COMPASS VISA

HK$100,000

Min. Annual Salary

0.4%

Cash back on overseas spend

1%

Cash back on local spend

  • Welcome gift: Le Maurice® ALUMETAL 26” Suitcase/ Dyson Supersonic™ hairdryer HD01 Pink at the discounted price HK$2,700/ HK$400 PARKnSHOP “InstaRedeem” Amount/ 6 MCL movie ticket vouchers

Cash Back Features

  • Enjoy Flexi Shopping 6/12-month interest-free instalment
  • ParknShop and Watsons 8% discount promotion on designated day
  • Earn up to 1% COMPASS Dollar Rebate
  • 8% Instant Discount - over 6 major consumer spending categories and 4 of Hong Kong’s top retailers
  • Extra HK$200 cash rebate for successful application via MoneySmart

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentN.A
Interest Free Period1% of monthly balance + fees

Minimum Income Requirements

Local ResidentHK$100,000
ForeignerHK$100,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave
DBS Eminent Visa Signature Card

$360,000

Min. Annual Salary

2%

Cash back on overseas spend

1%

Cash back on local spend

Cash Back Features

  • Rebate on local spending: 1.00%
  • Rebate on spending in foreign currencies: 2.00%
  • Rebate on designated spending: 3.00% (Designated spending from Jan-Mar 2019 is automatic add value service on Octopus Card

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$2,000
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$360,000
ForeignerHK$360,000

Other

Card AssociationVisa
Wireless PaymentN/A
DBS Eminent Visa Platinum Card

HK$150,000

Min. Annual Salary

2%

Cash back on overseas spend

3%

Cash back on local spend

Cash Back Features

  • Rebate on local spending: 1%
  • Rebate on spending in foreign currencies: 2%
  • Rebate on designated spending: 3%
  • Apply now through MoneySmart to get extra HK$200 cash rebate

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationVisa
Wireless PaymentN.A.
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