Best Dining Credit Cards in Hong Kong
Compare dining credit cards in Hong Kong to enjoy dining promotions and hotel buffet offers.
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We found 33 credit cards for you!
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 08 Jun 2026
【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 30 Jun 2026
From now until 30 June 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
Valid till 30 Jun 2026
【😍 June Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 30 June 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796) or
・BRUNO Worldwide High-speed Hair Dryer BAK811 (Value: HK$698) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀
🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Valid till 30 Jun 2026
【May Limited Offer: The Platinum Card limited time offer and choose 1 of the rewards！】
Welcome offer A: Earn a new notebook🍎
From now until 8 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can entitle to HK$5,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Terms & Conditions Apply.
Valid till 08 Jun 2026
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 08 Jun 2026
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【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 30 Jun 2026
【Unlimited CashBack all year-round - Get welcome offer of up to HK$2,398 Rewards!🎁】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card now via MoneySmart, will get one of the following gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Valid till 30 Jun 2026
From now until 30 June 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
Valid till 30 Jun 2026
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【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 30 June 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
Valid till 30 Jun 2026
【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$1,970 rewards 🎁 or HK$900 vouchers!
From now until 30 June 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:
🎁 New Customers can enjoy one of the rewards below:
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298) or
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
⠀⠀
✨ Existing Customers can also enjoy one of the rewards below:
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Valid till 30 Jun 2026
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 08 Jun 2026
【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 30 Jun 2026
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 08 Jun 2026
⚡8-Day Flash【🔥Earn HK$1,000 Cash/ Up to HK$2,600 Rewards】
From 1 June until 8 June 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as the sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 5)🎁 :
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
・[🔥Limited-time Upgrade] HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
Valid till 08 Jun 2026
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀
Valid till 15 Jul 2026
【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 30 Jun 2026
【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 30 Jun 2026
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀
Valid till 15 Jul 2026
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Best Dining Credit Cards in Hong Kong
| Credit Cards | Partner Restaurants | Rewards |
|---|---|---|
| Credit CardsCiti Cash Back Visa Card | Partner RestaurantsLei Garden Restaurant, Basement 1 Restaurant, Yu Lan, etc. | Rewards2% cashback on all dining |
| Credit CardsHSBC Visa Signature Card | Partner RestaurantsHyatt Regency Hotel Tsui, Mira , etc. | RewardsUp to 3.6% cashback |
| Credit CardsStandard Chartered Simply Cash Visa Card | Partner RestaurantsHarbour View Hotel,Sheraton. etc. | Rewards1.5 % cashback on all dining |
| Credit CardsAmerican Express Platinum Credit Card | Partner RestaurantsAqua, Beefbar Hong Kong, etc. | Rewards1% cashback/ HK$5 = 1 mile |
| Credit CardsHang Seng Visa Infinite Card | Partner RestaurantsIsland Shangri-La, Hong Kong, InterContinental Hong Kong Sheraton Hong Kong Hotel & Towers Sheraton Hong Kong Hotel & Towers, etc. | RewardsUp to 10x Cash Dollars for online shopping/local dining spending on weekends |
| Credit Cards DBS Black World Mastercard | Partner RestaurantsConrad | Rewards 2X DBS$ (equals to HK$6 = 1 mile) |
Credit Card Dining Promotions in Hong Kong
HSBC Credit Cards
HSBC cards provide one of the largest selections of hotel dining offers in town. Members can enjoy discounts off dining bills in selected hotels throughout the year. Some offers are applicable even on Sunday. For example, enjoy 10% off regular-priced food and beverages at Ah Yung Kitchen, Nina Hotel.
Hang Seng Credit Cards
Cardholders can experience dining privileges that Hang Seng Card has to offer. Enjoy 15% off lunch, afternoon tea, and dinner buffets at the Marco Polo Hongkong Hotel and 10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong, etc.
American Express Credit Cards
In addition to up to 40 50% savings with Gourmet Club membership at designated restaurants of Maxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group, eligible American Express cardholders also have access to a host of dining privileges at hotels such as 15% savings on lunch, dinner and weekend afternoon tea buffets at Gateway Hotel - Three on Canton.
DBS Credit Cards
Pay at OpenRice with DBS Credit Cards today to offset your spending instantly (Takeaway orders, purchasing vouchers and booking with menu all included.)
Best Cash Back Credit Cards for Dining
Citi Cash Back Card
HSBC Visa Signature Credit Card
Standard Chartered Simply Cash Visa Card
All-Year-Round Credit Card Dining Promotions
Every bank collaborates with different restaurant groups and local restaurants to provide all year round dining offers, these partnerships allow banks to provide their clients with exclusive promotions, such as discounts, special menus, or complimentary items.
Tips for Using Credit Card Dining Promotions
Promotion Period
Cardholders need to check the expiry date before claiming the offers. Moreover, it is worth finding out if the promotion only applies to a specific time and day.
Limit on Number of People
Some offers are only applicable to a specific party size from 2-10. To avoid disappointment, it is better to check with the participating restaurant first.
Payment Method
To be eligible for the offer, cardholders are required to settle the dining bills with the specific card that offers such dining privileges.
Dining Offers for Visa, Mastercard & UnionPay
Apart from offers launched by banks, card issuers like Visa, Mastercard, and UnionPay have their own dining offers. For example, Visa Signature enjoys buffet 1-for-1 offer at selected hotels.
Frequently Asked Questions
What are the strengths of dining credit cards?
Dining credit cards earn you not only air miles, cashback or reward points, but also different dining offers from bank-restaurant collaborations. Take Hang Seng credit cards as an example, you can get all year round discounts at Maxim's Caterers.
How to pick a dining credit card that fits my needs?
You can pick a credit card based on your habits and your favourite restaurants. Besides your preference, you should check cashbacks, spend requirements, conversion fees, and the Terms & Conditions of credit cards.
Can I earn cashback from every dining spending?
Most of the restaurants (e.g. fast food, restaurant chains, hotel restaurants and bars etc.) are eligible dining spending for credit cards. However, please note that some big dining purchases (e.g. hotel buffets, banquet service, private cocktail parties, and private events) and food courts in department stores and supermarkets are not counted as dining spending. It’s better for you to check with your credit card issuers beforehand.
How to use the offers of my dining credit card?
If your credit cards have all year round dining offers, you usually don’t need to register in advance. However, you might need to register via phone or e-banking beforehand if the dining offers are time-limited. For some credit cards, you’re required to make a reservation and pay by your dining credit cards to get the offers.
Can I get a dining credit card if I’m a housewife/freelancer/tertiary school student?
Yes, you can! Simply check the banks’ requirements beforehand – some banks set a lower bar on annual salary and those dining credit cards are the best for you. Submitting your income proof increases your chances of getting approved, but you can still apply for those dining credit cards without supporting documents.
Is there anything I need to know while applying for dining credit cards?
Yes, be aware of the Terms & Conditions. You may need to reach a minimum spend before getting dining offers of credit cards. Each restaurant has a different spending requirement. Some dining credit cards give you more rewards on festivals and weekends, such as BEA credit cards offer you 4.4% cashback for dining, retail and online spending on Saturday and Sunday. But make sure you check the caps and the expiry dates of dining credit cards’ points and cashbacks.