Best Dining Credit Cards in Hong Kong
Compare dining credit cards in Hong Kong to enjoy dining promotions and hotel buffet offers.
Refine Your Results
We found 34 credit cards for you!
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash Voucher! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 1 August to 6 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🎁 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 06 Aug 2026
【😍 August Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 31 August 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796, random color) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀
・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) (Limited to 50 quotas)
🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Valid till 31 Aug 2026
【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Welcome Offer Up to $1,000 RewardCash】
🌟From now until 31 August 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks🌟 Enjoy bank welcome offer up to $1,000 RewardCash
Valid till 31 Aug 2026
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✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】
From now until 31 August 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!
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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.
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Terms and conditions apply.
Valid till 31 Aug 2026
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash Voucher! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 1 August to 6 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🎁 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 06 Aug 2026
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During the Promotion Period, New Credit Card Customers who successfully apply for HSBC Red Credit Card, and make a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $300 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
Valid till 28 Feb 2027
From now until 31 August 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
Valid till 31 Aug 2026
【Unlimited CashBack all year-round - Get welcome offer of up to HK$1,499 Rewards!🎁】
From now until 31 August 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card now via MoneySmart, will get one of the following gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288, random color)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Valid till 31 Aug 2026
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【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$2,600 rewards 🎁 or HK$900 vouchers!
From now until 31 August 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:
🎁 New Customers can enjoy one of the rewards below:
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・OSIM uVizion Air 2 (Value: HK$1,680, random color) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298, random color) or
・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) (Limited to 50 quotas) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
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✨ Existing Customers can also enjoy one of the rewards below:
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650) or
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
Valid till 31 Aug 2026
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash Voucher! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 1 August to 6 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🎁 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 06 Aug 2026
【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Welcome Offer Up to $1,000 RewardCash】
🌟From now until 31 August 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
Successfully apply for the card and complete designated tasks🌟 Enjoy bank welcome offer up to $1,000 RewardCash
Valid till 31 Aug 2026
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash Voucher! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 1 August to 6 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🎁 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 06 Aug 2026
From now until 31 August 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
Valid till 31 Aug 2026
【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 31 August 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:
1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers
2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!
3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!
Terms & Conditions apply.
Valid till 31 Aug 2026
【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost]
🌟From now until 31 August 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 31 Aug 2026
【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost]
🌟From now until 31 August 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!
Valid till 31 Aug 2026
【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 31 August 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:
1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers
2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!
3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!
Terms & Conditions apply.
Valid till 31 Aug 2026
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Best Dining Credit Cards in Hong Kong
| Credit Cards | Partner Restaurants | Rewards |
|---|---|---|
| Credit CardsCiti Cash Back Visa Card | Partner RestaurantsLei Garden Restaurant, Basement 1 Restaurant, Yu Lan, etc. | Rewards2% cashback on all dining |
| Credit CardsHSBC Visa Signature Card | Partner RestaurantsHyatt Regency Hotel Tsui, Mira , etc. | RewardsUp to 3.6% cashback |
| Credit CardsStandard Chartered Simply Cash Visa Card | Partner RestaurantsHarbour View Hotel,Sheraton. etc. | Rewards1.5 % cashback on all dining |
| Credit CardsAmerican Express Platinum Credit Card | Partner RestaurantsAqua, Beefbar Hong Kong, etc. | Rewards1% cashback/ HK$5 = 1 mile |
| Credit CardsHang Seng Visa Infinite Card | Partner RestaurantsIsland Shangri-La, Hong Kong, InterContinental Hong Kong Sheraton Hong Kong Hotel & Towers Sheraton Hong Kong Hotel & Towers, etc. | RewardsUp to 10x Cash Dollars for online shopping/local dining spending on weekends |
| Credit Cards DBS Black World Mastercard | Partner RestaurantsConrad | Rewards 2X DBS$ (equals to HK$6 = 1 mile) |
Credit Card Dining Promotions in Hong Kong
HSBC Credit Cards
HSBC cards provide one of the largest selections of hotel dining offers in town. Members can enjoy discounts off dining bills in selected hotels throughout the year. Some offers are applicable even on Sunday. For example, enjoy 10% off regular-priced food and beverages at Ah Yung Kitchen, Nina Hotel.
Hang Seng Credit Cards
Cardholders can experience dining privileges that Hang Seng Card has to offer. Enjoy 15% off lunch, afternoon tea, and dinner buffets at the Marco Polo Hongkong Hotel and 10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong, etc.
American Express Credit Cards
In addition to up to 40 50% savings with Gourmet Club membership at designated restaurants of Maxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group, eligible American Express cardholders also have access to a host of dining privileges at hotels such as 15% savings on lunch, dinner and weekend afternoon tea buffets at Gateway Hotel - Three on Canton.
DBS Credit Cards
Pay at OpenRice with DBS Credit Cards today to offset your spending instantly (Takeaway orders, purchasing vouchers and booking with menu all included.)
Best Cash Back Credit Cards for Dining
Citi Cash Back Card
HSBC Visa Signature Credit Card
Standard Chartered Simply Cash Visa Card
All-Year-Round Credit Card Dining Promotions
Every bank collaborates with different restaurant groups and local restaurants to provide all year round dining offers, these partnerships allow banks to provide their clients with exclusive promotions, such as discounts, special menus, or complimentary items.
Tips for Using Credit Card Dining Promotions
Promotion Period
Cardholders need to check the expiry date before claiming the offers. Moreover, it is worth finding out if the promotion only applies to a specific time and day.
Limit on Number of People
Some offers are only applicable to a specific party size from 2-10. To avoid disappointment, it is better to check with the participating restaurant first.
Payment Method
To be eligible for the offer, cardholders are required to settle the dining bills with the specific card that offers such dining privileges.
Dining Offers for Visa, Mastercard & UnionPay
Apart from offers launched by banks, card issuers like Visa, Mastercard, and UnionPay have their own dining offers. For example, Visa Signature enjoys buffet 1-for-1 offer at selected hotels.
Frequently Asked Questions
What are the strengths of dining credit cards?
Dining credit cards earn you not only air miles, cashback or reward points, but also different dining offers from bank-restaurant collaborations. Take Hang Seng credit cards as an example, you can get all year round discounts at Maxim's Caterers.
How to pick a dining credit card that fits my needs?
You can pick a credit card based on your habits and your favourite restaurants. Besides your preference, you should check cashbacks, spend requirements, conversion fees, and the Terms & Conditions of credit cards.
Can I earn cashback from every dining spending?
Most of the restaurants (e.g. fast food, restaurant chains, hotel restaurants and bars etc.) are eligible dining spending for credit cards. However, please note that some big dining purchases (e.g. hotel buffets, banquet service, private cocktail parties, and private events) and food courts in department stores and supermarkets are not counted as dining spending. It’s better for you to check with your credit card issuers beforehand.
How to use the offers of my dining credit card?
If your credit cards have all year round dining offers, you usually don’t need to register in advance. However, you might need to register via phone or e-banking beforehand if the dining offers are time-limited. For some credit cards, you’re required to make a reservation and pay by your dining credit cards to get the offers.
Can I get a dining credit card if I’m a housewife/freelancer/tertiary school student?
Yes, you can! Simply check the banks’ requirements beforehand – some banks set a lower bar on annual salary and those dining credit cards are the best for you. Submitting your income proof increases your chances of getting approved, but you can still apply for those dining credit cards without supporting documents.
Is there anything I need to know while applying for dining credit cards?
Yes, be aware of the Terms & Conditions. You may need to reach a minimum spend before getting dining offers of credit cards. Each restaurant has a different spending requirement. Some dining credit cards give you more rewards on festivals and weekends, such as BEA credit cards offer you 4.4% cashback for dining, retail and online spending on Saturday and Sunday. But make sure you check the caps and the expiry dates of dining credit cards’ points and cashbacks.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.