Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Up to 4x Points to spend as cash

Hang Seng enJoy Card

The newly upgraded Hang Seng enJoy Card offers up to 4x yuu Points (equivalent to 2% rebate)for your spending at any designated merchants. Plus, enjoy exclusive year-round discount offers at designated merchants. Points can be used in selected merchants to offset transactions. Apply Now and enjoy up to 140,000 yuu Points and perpetual annual fee waiver.
Perpetual annual fee waiver
Annual fee
2
Cash back on local spend
Up to 140,000 yuu Points
Welcome Offer

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$1,970 rewards 🎁 or HK$900 vouchers!
From now until 30 June 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:

 

🎁 New Customers can enjoy one of the rewards below:
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298) or
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
⠀⠀
✹ Existing Customers can also enjoy one of the rewards below:
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)

Valid till 30 Jun 2026

ARE YOU ELIGIBLE?

  • Advertisement information provided by Hang Seng Bank Limited.
    MoneySmart may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

  • “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card/Affinity Card during the 12 months immediately preceding the date of application;
    “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any Hang Seng Credit Card/Affinity Card (excluding Hang Seng enJoy Visa Platinum Card/Spending Card) during the 12 months immediately preceding the date of application.

     

    The Welcome Offers are not applicable to any existing Hang Seng customer who is currently holding and/or has held any Hang Seng enJoy Visa Platinum Card/Spending Card during the 12 months immediately preceding the date of application.

     

    If the Eligible Principal Customer has received the yuu Reward Points of the Welcome Offers but subsequently cancels thecard account within the first 13 months from the date of the account opening, a handling fee of an equivalent amount with the value of the Welcome Offer(s) received will be charged.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

  • In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.

  • To borrow or not to borrow? Borrow only if you can repay!

WHAT YOU NEED TO KNOW

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2026

  2. New credit card customers who successfully apply for the enJoy Card via MoneySmart and spend HK$100 within 30 days after card issuance can choose one of the following rewards:
    ・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970) or
    ・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298) or
    ・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
    ・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons

  3. Existing credit card customers who successfully apply for the enJoy Card via MoneySmart and spend HK$100 within 30 days after card issuance can choose one of the following rewards:
    ・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
    ・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)

  4. Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

  5. 【Welcome Gift】
    Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$5,000, New Credit Card Customers will be entitled to 140,000 yuu Points (equivalent to rewards worth HK$700); Existing Credit Card Customers will be entitled to 60,000 yuu Points (equivalent to rewards worth HK$300).

Card Details

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