Hang Seng enJoy Card

ARE YOU ELIGIBLE?

• Advertisement information provided by Hang Seng Bank Limited.
  MoneySmart may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

• If a designated primary credit card and its supplementary card(s) share the same credit limit, their accumulated spending will be combined for calculation purposes.

• To be eligible to receive the additional rewards offered under this promotion, eligible customers must ensure that the relevant designated credit card account is still valid and in good credit standing at the time the rewards are granted.

• “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card/Affinity Card during the 12 months immediately preceding the date of application;
  “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any Hang Seng Credit Card/Affinity Card (excluding Hang Seng enJoy Visa Platinum Card/Spending Card) during the 12 months immediately preceding the date of application.

   

  The Welcome Offers are not applicable to any existing Hang Seng customer who is currently holding and/or has held any Hang Seng enJoy Visa Platinum Card/Spending Card during the 12 months immediately preceding the date of application.

   

  If the Eligible Principal Customer has received the yuu Reward Points of the Welcome Offers but subsequently cancels thecard account within the first 13 months from the date of the account opening, a handling fee of an equivalent amount with the value of the Welcome Offer(s) received will be charged.

• Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

• After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

• In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.

• To borrow or not to borrow? Borrow only if you can repay!

WHAT YOU NEED TO KNOW

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 October, 2026

2. New credit card customers who successfully apply for the enJoy Card via MoneySmart and spend HK$100 within 30 days after card issuance can choose one of the following rewards:
   ・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
   ・OSIM uVizion Air 2 (Value: HK$1,680, random color) or
   ・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298, random color) or
   ・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) (Limited to 50 quotas) or
   ・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons

3. Existing credit card customers who successfully apply for the enJoy Card via MoneySmart and spend HK$100 within 30 days after card issuance can choose one of the following rewards:
   ・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650) or
   ・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons

4. Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

5. MoneySmart Welcome Offer will be fulfilled within 10–16 weeks after card activation.

6. 【Welcome Gift】
   Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$5,000, New Credit Card Customers will be entitled to 140,000 yuu Points (equivalent to rewards worth HK$700); Existing Credit Card Customers will be entitled to 60,000 yuu Points (equivalent to rewards worth HK$300).

7. If you’re Hang Seng customer, you can apply faster in Hang Seng Mobile App. Just tap the MoneySmart exclusive application link > "Proceed to enter details", then log on to continue.

    

   From there, the bank will automatically fill in your personal details from their record and apply the MoneySmart promo code for you. You can confirm it’s been applied when you see the code on your application form after logging on. 

8. The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Hang Seng enJoy Visa Platinum Card concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or yuu Reward Points, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service (including via e-wallet/other method to top up Smart Octopus) transactions, purchase and/or reload of stored value cards or e-wallets, purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/unauthorized/ cancelled/ refunded/found to be fraudulent. Hang Seng will determine the eligibility of all Welcome Offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive