Hang Seng MMPOWER World Mastercard

ARE YOU ELIGIBLE?

• “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any personal credit card/affinity card/ co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited during the 12 months immediately preceding the date of application.

• “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

• The Welcome Offers are not applicable to Principal Card customers who are currently holding and / or have ever held any MMPOWER World Mastercard/ Spending Card during the 12 months immediately preceding the date of application.
  If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.

• Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

• After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

• In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.

• MoneySmart strives to ensure that the information provided is accurate. In the event of any discrepancy between the information provided and that available on the website of the relevant financial institution, service provider, or specific product, the information provided by the respective institution or provider shall prevail. Please refer to the relevant financial institution’s website for the latest product information.

• The advertising information is provided by Hang Seng Bank Limited.

  In case of any dispute, Hang Seng reserves the right of final decision.

  Reminder: “To borrow or not to borrow? Borrow only if you can repay!”

WHAT YOU NEED TO KNOW

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 10 October, 2026

2. New credit card customers who successfully applied for the MMPOWER World Mastercard via MoneySmart simply spend HK$100 within 30 days after card issuance, can enjoy HK$1,000 Apple Store Gift Card or HK$1,000 HKTVmall e-Vouchers or Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color) or 4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,300)

3. Existing credit card customers who successfully applied for the MMPOWER World Mastercard via MoneySmart simply spend HK$100 within 30 days after card issuance, can enjoy an extra HK$500 Apple Store Gift Card or HK$500 HKTVmall e-Vouchers or 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300)

4. MoneySmart Welcome Rewards will be fulfilled within 10–16 weeks after card is successfully approved and issued, and the specified spending requirement is completed..

5. 【Welcome Offer】
   ・Successfully applied the Designated Credit Card during the Promotion Period, and have made transaction in an accumulated amount of HKD5,000 with the card within 60 days from the date of new card issuance, New credit card customers will be entitled to $700 +FUN Dollars (apart from the basic +FUN Dollars rebate), Existing Credit Card Customers will be entitled to $300 +FUN Dollars (apart from the basic +FUN Dollars rebate).

6. If the principal card and supplementary card(s) of the designated credit card share the same credit limit, their cumulative eligible spending will be calculated on a combined basis.
   To be eligible for the additional reward offered by MoneySmart, the Eligible Customer’s designated credit card account must remain valid and in good standing at the time the reward is awarded.

7. If you’re Hang Seng customer, you can apply faster in Hang Seng Mobile App. Just tap the MoneySmart exclusive application link > "Proceed to enter details", then log on to continue.

   From there, the bank will automatically fill in your personal details from their record and apply the MoneySmart promo code for you. You can confirm it’s been applied when you see the code on your application form after logging on. 

8. The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive